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Aflac (AFL) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

AFL Stock Forecast

Aflac (AFL) stock forecast, based on 31 Wall Street analysts, predicts a 12-month average price target of $115.20, with a high of $125.00 and a low of $101.00. This represents a 6.29% increase from the last price of $108.38.

$80 $89 $98 $107 $116 $125 High: $125 Avg: $115.2 Low: $101 Last Closed Price: $108.38

AFL Stock Rating

Aflac stock's rating consensus is Hold, based on 31 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 9 Buy (29.03%), 18 Hold (58.06%), 4 Sell (12.90%), and 0 Strong Sell (0.00%).

Hold
Total 31 0 4 18 9 Strong Sell Sell Hold Buy Strong Buy

AFL Price Target Upside V Benchmarks

TypeNameUpside
StockAflac6.29%
SectorFinancial Services Stocks 4.94%
IndustryLife Insurance Stocks 15.29%

Price Target Trends

1M3M12M
# Anlaysts2511
Avg Price Target$110.00$111.00$109.82
Last Closing Price$108.38$108.38$108.38
Upside/Downside1.49%2.42%1.33%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Jan, 262172113
Dec, 252181113
Nov, 252181113
Oct, 252181113
Sep, 252181113
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jan 08, 2026Barclays$101.00$110.19-8.34%-6.81%
Dec 30, 2025Wilma BurdisRaymond James$119.00$109.968.22%9.80%
Dec 15, 2025Morgan Stanley$120.00$111.767.37%10.72%
Nov 07, 2025Thomas GallagherEvercore ISI$111.00$114.69-3.22%2.42%
Nov 05, 2025Alex ScottBarclays$104.00$108.81-4.42%-4.04%
Oct 09, 2025Thomas GallagherEvercore ISI$110.00$111.90-1.70%1.49%
Oct 08, 2025Alex ScottBarclays$102.00$112.93-9.68%-5.89%
Oct 07, 2025Piper Sandler$125.00$113.1010.52%15.33%
Aug 18, 2025Bob HuangMorgan Stanley$113.00$105.676.94%4.26%
Jul 10, 2025Elyse GreenspanWells Fargo$105.00$102.282.66%-3.12%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Dec 30, 2025Raymond JamesOutperformOutperformhold
Dec 22, 2025Cowen & Co.HoldHoldhold
Nov 07, 2025Evercore ISIUnderperformUnderperformhold
Nov 05, 2025BarclaysUnderweightUnderweighthold
Oct 09, 2025Evercore ISIUnderperformUnderperformhold
Oct 08, 2025BarclaysUnderweightUnderweighthold
Oct 07, 2025Piper SandlerOverweightOverweighthold
Aug 14, 2025Evercore ISIUnderperformUnderperformhold
Jul 07, 2025BarclaysUnderweightUnderweighthold
Apr 02, 2025Piper SandlerOverweightOverweighthold

Financial Forecast

EPS Forecast

Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$6.42$6.96$7.81----
Avg Forecast$5.92$5.25$6.35$7.27$7.01$7.30$7.61
High Forecast$7.05$5.59$6.41$7.31$7.63$7.54$7.96
Low Forecast$5.48$4.47$6.31$7.16$6.49$7.07$7.26
Surprise %8.45%32.57%22.99%----

Revenue Forecast

$0 $5B $10B $15B $20B $25B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$22.11B$19.14B$18.70B$698.00M---
Avg Forecast$21.61B$18.98B$17.94B$17.31B$17.36B$17.53B$16.19B
High Forecast$24.78B$19.92B$19.07B$17.51B$17.99B$17.54B$16.88B
Low Forecast$20.38B$16.83B$17.26B$17.19B$16.89B$17.51B$15.54B
Surprise %2.28%0.83%4.22%-95.97%---

Net Income Forecast

$3B $3B $4B $5B $5B $6B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$4.23B$4.42B$4.66B$5.44B---
Avg Forecast$3.56B$4.00B$4.66B$4.33B$4.23B$4.37B$4.56B
High Forecast$4.27B$4.80B$5.59B$4.38B$4.57B$4.51B$4.77B
Low Forecast$2.84B$3.20B$3.73B$4.29B$3.88B$4.23B$4.35B
Surprise %19.01%10.46%-25.58%---

AFL Forecast FAQ

Is Aflac stock a buy?

Aflac stock has a consensus rating of Hold, based on 31 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 9 Buy, 18 Hold, 4 Sell, and 0 Strong Sell, reflecting a consensus that Aflac is a neutral investment for most analysts.

What is Aflac's price target?

Aflac's price target, set by 31 Wall Street analysts, averages $115.2 over the next 12 months. The price target range spans from $101 at the low end to $125 at the high end, suggesting a potential 6.29% change from the previous closing price of $108.38.

How does Aflac stock forecast compare to its benchmarks?

Aflac's stock forecast shows a 6.29% upside, outperforming the average forecast for the financial services stocks sector (4.94%) and underperforming the life insurance stocks industry (15.29%).

What is the breakdown of analyst ratings for Aflac over the past three months?

  • January 2026: 15.38% Strong Buy, 7.69% Buy, 53.85% Hold, 15.38% Sell, 7.69% Strong Sell.
  • December 2025: 15.38% Strong Buy, 7.69% Buy, 61.54% Hold, 7.69% Sell, 7.69% Strong Sell.
  • November 2025: 15.38% Strong Buy, 7.69% Buy, 61.54% Hold, 7.69% Sell, 7.69% Strong Sell.

What is Aflac’s EPS forecast?

Aflac's average annual EPS forecast for its fiscal year ending in December 2025 is $7.01, marking a 0% decrease from the reported $0 in 2024. Estimates for the following years are $7.3 in 2026, and $7.61 in 2027.

What is Aflac’s revenue forecast?

Aflac's average annual revenue forecast for its fiscal year ending in December 2025 is $17.36B, reflecting a 2386.87% increase from the reported $698M in 2024. The forecast for 2026 is $17.53B, and $16.19B for 2027.

What is Aflac’s net income forecast?

Aflac's net income forecast for the fiscal year ending in December 2025 stands at $4.23B, representing a -22.33% decrease from the reported $5.44B in 2024. Projections indicate $4.37B in 2026, and $4.56B in 2027.