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Affirm (AFRM) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

AFRM Stock Forecast

Affirm (AFRM) stock forecast, based on 35 Wall Street analysts, predicts a 12-month average price target of $89.82, with a high of $106.00 and a low of $75.00. This represents a 27.89% increase from the last price of $70.23.

$25 $42 $59 $76 $93 $110 High: $106 Avg: $89.82 Low: $75 Last Closed Price: $70.23

AFRM Stock Rating

Affirm stock's rating consensus is Buy, based on 35 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 23 Buy (65.71%), 11 Hold (31.43%), 1 Sell (2.86%), and 0 Strong Sell (0.00%).

Buy
Total 35 1 11 23 Strong Sell Sell Hold Buy Strong Buy

AFRM Price Target Upside V Benchmarks

TypeNameUpside
StockAffirm27.89%
IndustryCredit Services Stocks16.25%
IdeaBuy Now Pay Later Stocks List7.52%
IdeaPOS Stocks List10.50%

Price Target Trends

1M3M12M
# Anlaysts81234
Avg Price Target$97.00$90.58$86.79
Last Closing Price$70.23$70.23$70.23
Upside/Downside38.12%28.98%23.58%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Jul, 264199--32
Jun, 264197-131
May, 264198--31
Apr, 264188--30
Mar, 264198--31
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jul 24, 2026Matthew CoadTruist Financial$83.00$71.2116.56%18.18%
Jul 21, 2026Harshita RawatBernstein$100.00$74.7233.83%42.39%
Jul 17, 2026Compass Point$100.00$79.8425.25%42.39%
Jul 14, 2026Robert W. Baird$82.00$81.930.09%16.76%
Jul 09, 2026Will NanceGoldman Sachs$106.00$81.2830.41%50.93%
Jul 08, 2026Barclays$97.00$83.6216.00%38.12%
Jun 29, 2026Bill CarcachePiper Sandler$103.00$81.7925.93%46.66%
Jun 25, 2026Susquehanna$105.00$77.6635.20%49.51%
May 10, 2026James FaucetteMorgan Stanley$79.00$64.0123.42%12.49%
May 08, 2026Oppenheimer$87.00$65.8732.08%23.88%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Jul 22, 2026Cantor FitzgeraldOverweightOverweighthold
Jul 21, 2026BernsteinOutperforminitialise
Jul 09, 2026Goldman SachsBuyBuyhold
Jul 08, 2026Wells FargoOverweightOverweighthold
Jul 08, 2026BarclaysOverweightOverweightinitialise
Jul 01, 2026CitigroupBuyBuyhold
Jun 29, 2026Piper SandlerUnderweightOverweightinitialise
Jun 25, 2026Deutsche BankBuyBuyhold
Jun 25, 2026SusquehannaPositivePositivehold
Jun 25, 2026Morgan StanleyOverweightBuydowngrade

Financial Forecast

EPS Forecast

$-4 $-3 $-2 $-1 $0 $1 $2 $3 $4 $5 Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-2.51$-3.34$-1.67-----
Avg Forecast$-2.36$-3.43$-1.96$-0.40$0.55$1.50$1.85$3.90
High Forecast$-2.23$-3.11$-1.87$-0.26$1.23$3.02$1.97$4.17
Low Forecast$-2.60$-3.67$-2.09$-0.72$-0.78$0.74$1.67$3.53
Surprise %6.36%-2.62%-14.80%-----

Revenue Forecast

$1B $2B $4B $5B $7B $8B Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$1.35B$1.59B$2.32B-----
Avg Forecast$1.34B$1.55B$2.27B$3.11B$3.83B$4.80B$6.15B$7.14B
High Forecast$1.45B$1.63B$2.28B$3.17B$3.97B$4.85B$6.48B$7.53B
Low Forecast$1.28B$1.44B$2.10B$3.02B$3.71B$4.75B$5.70B$6.62B
Surprise %0.73%2.56%2.46%-----

Net Income Forecast

$-2B $-900M $-300M $300M $900M $2B Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-707.42M$-985.35M$-517.76M-----
Avg Forecast$-729.84M$-1.06B$-612.56M$-156.45M$152.65M$421.88M$571.69M$1.21B
High Forecast$-689.52M$-963.17M$-578.87M$-81.27M$380.17M$936.58M$611.84M$1.29B
Low Forecast$-805.99M$-1.14B$-646.25M$-222.00M$-240.77M$228.04M$517.65M$1.09B
Surprise %-3.07%-7.37%-15.48%-----

AFRM Forecast FAQ

Is Affirm stock a buy?

Affirm stock has a consensus rating of Buy, based on 35 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 23 Buy, 11 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that Affirm is a favorable investment for most analysts.

What is Affirm's price target?

Affirm's price target, set by 35 Wall Street analysts, averages $89.82 over the next 12 months. The price target range spans from $75 at the low end to $106 at the high end, suggesting a potential 27.89% change from the previous closing price of $70.23.

How does Affirm stock forecast compare to its benchmarks?

Affirm's stock forecast shows a 27.89% upside, outperforming the credit services stocks industry (16.25%), leading the buy now pay later stocks list (7.52%) and pos stocks list (10.50%) investment ideas.

What is the breakdown of analyst ratings for Affirm over the past three months?

  • July 2026: 12.50% Strong Buy, 59.38% Buy, 28.12% Hold, 0% Sell, 0% Strong Sell.
  • June 2026: 12.90% Strong Buy, 61.29% Buy, 22.58% Hold, 0% Sell, 3.23% Strong Sell.
  • May 2026: 12.90% Strong Buy, 61.29% Buy, 25.81% Hold, 0% Sell, 0% Strong Sell.

What is Affirm’s EPS forecast?

Affirm's average annual EPS forecast for its fiscal year ending in June 2025 is $-0.4, marking a -76.05% decrease from the reported $-1.67 in 2024. Estimates for the following years are $0.55 in 2026, $1.5 in 2027, $1.85 in 2028, and $3.9 in 2029.

What is Affirm’s revenue forecast?

Affirm's average annual revenue forecast for its fiscal year ending in June 2025 is $3.11B, reflecting a 33.70% increase from the reported $2.32B in 2024. The forecast for 2026 is $3.83B, followed by $4.8B for 2027, $6.15B for 2028, and $7.14B for 2029.

What is Affirm’s net income forecast?

Affirm's net income forecast for the fiscal year ending in June 2025 stands at $-156M, representing a -69.78% decrease from the reported $-518M in 2024. Projections indicate $152.65M in 2026, $421.88M in 2027, $571.69M in 2028, and $1.21B in 2029.