​

Affirm (AFRM) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

AFRM Stock Forecast

Affirm (AFRM) stock forecast, based on 36 Wall Street analysts, predicts a 12-month average price target of $97.47, with a high of $115.00 and a low of $75.00. This represents a 43.02% increase from the last price of $68.15.

$25 $43 $61 $79 $97 $115 High: $115 Avg: $97.47 Low: $75 Last Closed Price: $68.15

AFRM Stock Rating

Affirm stock's rating consensus is Buy, based on 36 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 26 Buy (72.22%), 10 Hold (27.78%), 0 Sell (0.00%), and 0 Strong Sell (0.00%).

Buy
Total 36 0 10 26 Strong Sell Sell Hold Buy Strong Buy

AFRM Price Target Upside V Benchmarks

TypeNameUpside
StockAffirm43.02%
IndustryCredit Services Stocks17.11%
IdeaBuy Now Pay Later Stocks List22.01%
IdeaPOS Stocks List16.38%

Price Target Trends

1M3M12M
# Anlaysts152344
Avg Price Target$99.60$98.70$90.39
Last Closing Price$68.15$68.15$68.15
Upside/Downside46.15%44.83%32.63%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Sep, 265199--33
Aug, 265209--34
Jul, 264199--32
Jun, 264197-131
May, 264198--31
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Sep 08, 2026Reginald SmithLoop Capital Markets$105.00$72.0845.67%54.07%
Sep 02, 2026Scotiabank$95.00$69.9435.83%39.40%
Aug 31, 2026Ramsey El-AssalCantor Fitzgerald$97.00$74.5330.15%42.33%
Aug 31, 2026Goldman Sachs$115.00$72.7758.03%68.75%
Aug 31, 2026Bernstein$110.00$77.7641.46%61.41%
Aug 28, 2026Ramsey El-AssalCantor Fitzgerald$88.00$83.325.62%29.13%
Aug 28, 2026Susquehanna$110.00$84.8629.63%61.41%
Aug 28, 2026BMO Capital$101.00$85.3018.41%48.20%
Aug 28, 2026Oppenheimer$104.00$77.4934.21%52.60%
Aug 28, 2026Daniel PerlinRBC Capital$96.00$83.2415.33%40.87%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Sep 09, 2026BMO CapitalOutperformOutperformhold
Sep 08, 2026Loop Capital MarketsBuyinitialise
Sep 02, 2026ScotiabankOutperforminitialise
Aug 31, 2026Goldman SachsBuyBuyhold
Aug 31, 2026BernsteinOutperformOutperformhold
Aug 28, 2026Cantor FitzgeraldOverweightOverweighthold
Aug 28, 2026Cowen & Co.BuyBuyhold
Aug 28, 2026SusquehannaPositivePositivehold
Aug 28, 2026RBC CapitalSector PerformSector Performhold
Aug 28, 2026Piper SandlerOverweightOverweighthold

Financial Forecast

EPS Forecast

$-4 $-2 $0 $2 $4 $6 Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-2.51$-3.34$-1.67$0.16$5.76---
Avg Forecast$-2.36$-3.43$-1.96$-0.40$0.55$1.50$1.85$3.90
High Forecast$-2.23$-3.11$-1.87$-0.26$1.23$3.02$1.97$4.17
Low Forecast$-2.60$-3.67$-2.09$-0.72$-0.78$0.74$1.67$3.53
Surprise %6.36%-2.62%-14.80%-140.00%947.27%---

Revenue Forecast

$1B $2B $4B $5B $7B $8B Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$1.35B$1.59B$2.32B$3.22B$1.15B---
Avg Forecast$1.34B$1.55B$2.27B$3.11B$3.83B$4.80B$6.15B$7.14B
High Forecast$1.45B$1.63B$2.28B$3.17B$3.97B$4.85B$6.48B$7.53B
Low Forecast$1.28B$1.44B$2.10B$3.02B$3.71B$4.75B$5.70B$6.62B
Surprise %0.73%2.56%2.46%3.81%-69.97%---

Net Income Forecast

$-2B $-800M $-100M $600M $1B $2B Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-707.42M$-985.35M$-517.76M$52.19M$1.93B---
Avg Forecast$-729.84M$-1.06B$-612.56M$-156.45M$152.65M$421.88M$571.69M$1.21B
High Forecast$-689.52M$-963.17M$-578.87M$-81.27M$380.17M$936.58M$611.84M$1.29B
Low Forecast$-805.99M$-1.14B$-646.25M$-222.00M$-240.77M$228.04M$517.65M$1.09B
Surprise %-3.07%-7.37%-15.48%-133.36%1164.18%---

AFRM Forecast FAQ

Is Affirm stock a buy?

Affirm stock has a consensus rating of Buy, based on 36 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 26 Buy, 10 Hold, 0 Sell, and 0 Strong Sell, reflecting a consensus that Affirm is a favorable investment for most analysts.

What is Affirm's price target?

Affirm's price target, set by 36 Wall Street analysts, averages $97.47 over the next 12 months. The price target range spans from $75 at the low end to $115 at the high end, suggesting a potential 43.02% change from the previous closing price of $68.15.

How does Affirm stock forecast compare to its benchmarks?

Affirm's stock forecast shows a 43.02% upside, outperforming the credit services stocks industry (17.11%), leading the buy now pay later stocks list (22.01%) and pos stocks list (16.38%) investment ideas.

What is the breakdown of analyst ratings for Affirm over the past three months?

  • September 2026: 15.15% Strong Buy, 57.58% Buy, 27.27% Hold, 0% Sell, 0% Strong Sell.
  • August 2026: 14.71% Strong Buy, 58.82% Buy, 26.47% Hold, 0% Sell, 0% Strong Sell.
  • July 2026: 12.50% Strong Buy, 59.38% Buy, 28.12% Hold, 0% Sell, 0% Strong Sell.

What is Affirm’s EPS forecast?

Affirm's average annual EPS forecast for its fiscal year ending in June 2027 is $1.5, marking a -73.96% decrease from the reported $5.76 in 2026. Estimates for the following years are $1.85 in 2028, and $3.9 in 2029.

What is Affirm’s revenue forecast?

Affirm's average annual revenue forecast for its fiscal year ending in June 2027 is $4.8B, reflecting a 317.84% increase from the reported $1.15B in 2026. The forecast for 2028 is $6.15B, and $7.14B for 2029.

What is Affirm’s net income forecast?

Affirm's net income forecast for the fiscal year ending in June 2027 stands at $421.88M, representing a -78.14% decrease from the reported $1.93B in 2026. Projections indicate $571.69M in 2028, and $1.21B in 2029.