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Affirm (AFRM) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

AFRM Stock Forecast

Affirm (AFRM) stock forecast, based on 33 Wall Street analysts, predicts a 12-month average price target of $80.77, with a high of $100.00 and a low of $55.00. This represents a 28.25% increase from the last price of $62.98.

$25 $40 $55 $70 $85 $100 High: $100 Avg: $80.77 Low: $55 Last Closed Price: $62.98

AFRM Stock Rating

Affirm stock's rating consensus is Buy, based on 33 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 22 Buy (66.67%), 10 Hold (30.30%), 1 Sell (3.03%), and 0 Strong Sell (0.00%).

Buy
Total 33 1 10 22 Strong Sell Sell Hold Buy Strong Buy

AFRM Price Target Upside V Benchmarks

TypeNameUpside
StockAffirm28.25%
SectorTechnology Stocks 21.67%
IdeaBuy Now Pay Later Stocks List14.14%
IdeaPOS Stocks List18.12%

Price Target Trends

1M3M12M
# Anlaysts21424
Avg Price Target$75.00$80.07$83.42
Last Closing Price$62.98$62.98$62.98
Upside/Downside19.09%27.14%32.45%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Apr, 264188--30
Mar, 264198--31
Feb, 263188--29
Jan, 262188-129
Dec, 252177-127
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Apr 24, 2026Truist Financial$75.00$62.8419.35%19.09%
Apr 21, 2026Andrew BauchBMO Capital$75.00$64.6016.10%19.09%
Feb 20, 2026Truist Financial$71.00$51.6937.36%12.73%
Feb 19, 2026David KoningRobert W. Baird$55.00$51.826.14%-12.67%
Feb 18, 2026Giuliano BolognaCompass Point$68.00$52.0630.62%7.97%
Feb 09, 2026Dan DolevMizuho Securities$95.00$57.0366.58%50.84%
Feb 06, 2026Daniel PerlinRBC Capital$77.00$56.9935.11%22.26%
Feb 06, 2026Oppenheimer$83.00$56.6846.44%31.79%
Feb 06, 2026James FriedmanSusquehanna$100.00$59.4268.29%58.78%
Feb 06, 2026Goldman Sachs$83.00$59.4239.68%31.79%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Apr 21, 2026BMO CapitalMarket PerformOutperforminitialise
Apr 21, 2026Cantor FitzgeraldOverweightOverweighthold
Apr 15, 2026CitigroupBuyBuyhold
Mar 04, 2026Morgan StanleyOverweightOverweighthold
Feb 26, 2026BTIGNeutralNeutralhold
Feb 24, 2026Goldman SachsBuyNeutraldowngrade
Feb 18, 2026Compass PointBuyBuyhold
Feb 06, 2026RBC CapitalSector PerformSector Performhold
Feb 06, 2026Cowen & Co.BuyBuyhold
Feb 06, 2026SusquehannaPositivePositivehold

Financial Forecast

EPS Forecast

$-4 $-3 $-2 $-1 $0 $1 $2 $3 $4 $5 Jun 21 Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 21Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-2.72$-2.51$-3.34$-1.67-----
Avg Forecast$-1.64$-2.36$-3.43$-1.96$-0.40$0.55$1.50$1.85$3.90
High Forecast$-1.55$-2.23$-3.11$-1.87$-0.26$1.23$3.02$1.97$4.17
Low Forecast$-1.81$-2.60$-3.67$-2.09$-0.72$-0.78$0.74$1.67$3.53
Surprise %65.85%6.36%-2.62%-14.80%-----

Revenue Forecast

$500M $2B $4B $5B $7B $8B Jun 21 Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 21Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$870.46M$1.35B$1.59B$2.32B-----
Avg Forecast$833.00M$1.34B$1.55B$2.27B$3.11B$3.83B$4.80B$6.15B$7.14B
High Forecast$899.86M$1.45B$1.63B$2.28B$3.17B$3.97B$4.85B$6.48B$7.53B
Low Forecast$797.60M$1.28B$1.44B$2.10B$3.02B$3.71B$4.75B$5.70B$6.62B
Surprise %4.50%0.73%2.56%2.46%-----

Net Income Forecast

$-2B $-900M $-300M $300M $900M $2B Jun 21 Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 21Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-430.92M$-707.42M$-985.35M$-517.76M-----
Avg Forecast$-509.18M$-729.84M$-1.06B$-612.56M$-156.45M$152.65M$421.88M$571.69M$1.21B
High Forecast$-481.05M$-689.52M$-963.17M$-578.87M$-81.27M$380.17M$936.58M$611.84M$1.29B
Low Forecast$-562.31M$-805.99M$-1.14B$-646.25M$-222.00M$-240.77M$228.04M$517.65M$1.09B
Surprise %-15.37%-3.07%-7.37%-15.48%-----

AFRM Forecast FAQ

Is Affirm stock a buy?

Affirm stock has a consensus rating of Buy, based on 33 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 22 Buy, 10 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that Affirm is a favorable investment for most analysts.

What is Affirm's price target?

Affirm's price target, set by 33 Wall Street analysts, averages $80.77 over the next 12 months. The price target range spans from $55 at the low end to $100 at the high end, suggesting a potential 28.25% change from the previous closing price of $62.98.

How does Affirm stock forecast compare to its benchmarks?

Affirm's stock forecast shows a 28.25% upside, outperforming the average forecast for the technology stocks sector (21.67%), leading the buy now pay later stocks list (14.14%) and pos stocks list (18.12%) investment ideas.

What is the breakdown of analyst ratings for Affirm over the past three months?

  • April 2026: 13.33% Strong Buy, 60.00% Buy, 26.67% Hold, 0% Sell, 0% Strong Sell.
  • March 2026: 12.90% Strong Buy, 61.29% Buy, 25.81% Hold, 0% Sell, 0% Strong Sell.
  • February 2026: 10.34% Strong Buy, 62.07% Buy, 27.59% Hold, 0% Sell, 0% Strong Sell.

What is Affirm’s EPS forecast?

Affirm's average annual EPS forecast for its fiscal year ending in June 2025 is $-0.4, marking a -76.05% decrease from the reported $-1.67 in 2024. Estimates for the following years are $0.55 in 2026, $1.5 in 2027, $1.85 in 2028, and $3.9 in 2029.

What is Affirm’s revenue forecast?

Affirm's average annual revenue forecast for its fiscal year ending in June 2025 is $3.11B, reflecting a 33.70% increase from the reported $2.32B in 2024. The forecast for 2026 is $3.83B, followed by $4.8B for 2027, $6.15B for 2028, and $7.14B for 2029.

What is Affirm’s net income forecast?

Affirm's net income forecast for the fiscal year ending in June 2025 stands at $-156M, representing a -69.78% decrease from the reported $-518M in 2024. Projections indicate $152.65M in 2026, $421.88M in 2027, $571.69M in 2028, and $1.21B in 2029.