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Affirm (AFRM) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

AFRM Stock Forecast

Affirm (AFRM) stock forecast, based on 36 Wall Street analysts, predicts a 12-month average price target of $97.00, with a high of $115.00 and a low of $75.00. This represents a 30.55% increase from the last price of $74.30.

$25 $43 $61 $79 $97 $115 High: $115 Avg: $97 Low: $75 Last Closed Price: $74.3

AFRM Stock Rating

Affirm stock's rating consensus is Buy, based on 36 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 26 Buy (72.22%), 10 Hold (27.78%), 0 Sell (0.00%), and 0 Strong Sell (0.00%).

Buy
Total 36 0 10 26 Strong Sell Sell Hold Buy Strong Buy

AFRM Price Target Upside V Benchmarks

TypeNameUpside
StockAffirm30.55%
IndustryCredit Services Stocks13.07%
IdeaBuy Now Pay Later Stocks List15.51%
IdeaPOS Stocks List11.50%

Price Target Trends

1M3M12M
# Anlaysts142243
Avg Price Target$99.21$98.41$90.05
Last Closing Price$74.30$74.30$74.30
Upside/Downside33.53%32.45%21.20%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Sep, 265199--33
Aug, 265209--34
Jul, 264199--32
Jun, 264197-131
May, 264198--31
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Sep 02, 2026Scotiabank$95.00$69.9435.83%27.86%
Aug 31, 2026Ramsey El-AssalCantor Fitzgerald$97.00$74.5330.15%30.55%
Aug 31, 2026Goldman Sachs$115.00$72.7758.03%54.78%
Aug 31, 2026Bernstein$110.00$77.7641.46%48.05%
Aug 28, 2026Ramsey El-AssalCantor Fitzgerald$88.00$83.325.62%18.44%
Aug 28, 2026Susquehanna$110.00$84.8629.63%48.05%
Aug 28, 2026BMO Capital$101.00$85.3018.41%35.94%
Aug 28, 2026Oppenheimer$104.00$77.4934.21%39.97%
Aug 28, 2026Daniel PerlinRBC Capital$96.00$83.2415.33%29.21%
Aug 28, 2026Piper Sandler$115.00$77.4948.41%54.78%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Sep 02, 2026ScotiabankOutperforminitialise
Aug 31, 2026Goldman SachsBuyBuyhold
Aug 31, 2026BernsteinOutperformOutperformhold
Aug 28, 2026Cantor FitzgeraldOverweightOverweighthold
Aug 28, 2026Cowen & Co.BuyBuyhold
Aug 28, 2026SusquehannaPositivePositivehold
Aug 28, 2026RBC CapitalSector PerformSector Performhold
Aug 28, 2026Piper SandlerOverweightOverweighthold
Aug 28, 2026NeedhamBuyBuyhold
Aug 28, 2026UBSNeutralNeutralhold

Financial Forecast

EPS Forecast

$-4 $-2 $0 $2 $4 $6 Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-2.51$-3.34$-1.67$0.16$5.76---
Avg Forecast$-2.36$-3.43$-1.96$-0.40$0.55$1.50$1.85$3.90
High Forecast$-2.23$-3.11$-1.87$-0.26$1.23$3.02$1.97$4.17
Low Forecast$-2.60$-3.67$-2.09$-0.72$-0.78$0.74$1.67$3.53
Surprise %6.36%-2.62%-14.80%-140.00%947.27%---

Revenue Forecast

$1B $2B $4B $5B $7B $8B Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$1.35B$1.59B$2.32B$3.22B$1.15B---
Avg Forecast$1.34B$1.55B$2.27B$3.11B$3.83B$4.80B$6.15B$7.14B
High Forecast$1.45B$1.63B$2.28B$3.17B$3.97B$4.85B$6.48B$7.53B
Low Forecast$1.28B$1.44B$2.10B$3.02B$3.71B$4.75B$5.70B$6.62B
Surprise %0.73%2.56%2.46%3.81%-69.97%---

Net Income Forecast

$-2B $-800M $-100M $600M $1B $2B Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-707.42M$-985.35M$-517.76M$52.19M$1.93B---
Avg Forecast$-729.84M$-1.06B$-612.56M$-156.45M$152.65M$421.88M$571.69M$1.21B
High Forecast$-689.52M$-963.17M$-578.87M$-81.27M$380.17M$936.58M$611.84M$1.29B
Low Forecast$-805.99M$-1.14B$-646.25M$-222.00M$-240.77M$228.04M$517.65M$1.09B
Surprise %-3.07%-7.37%-15.48%-133.36%1164.18%---

AFRM Forecast FAQ

Is Affirm stock a buy?

Affirm stock has a consensus rating of Buy, based on 36 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 26 Buy, 10 Hold, 0 Sell, and 0 Strong Sell, reflecting a consensus that Affirm is a favorable investment for most analysts.

What is Affirm's price target?

Affirm's price target, set by 36 Wall Street analysts, averages $97 over the next 12 months. The price target range spans from $75 at the low end to $115 at the high end, suggesting a potential 30.55% change from the previous closing price of $74.3.

How does Affirm stock forecast compare to its benchmarks?

Affirm's stock forecast shows a 30.55% upside, outperforming the credit services stocks industry (13.07%), leading the buy now pay later stocks list (15.51%) and pos stocks list (11.50%) investment ideas.

What is the breakdown of analyst ratings for Affirm over the past three months?

  • September 2026: 15.15% Strong Buy, 57.58% Buy, 27.27% Hold, 0% Sell, 0% Strong Sell.
  • August 2026: 14.71% Strong Buy, 58.82% Buy, 26.47% Hold, 0% Sell, 0% Strong Sell.
  • July 2026: 12.50% Strong Buy, 59.38% Buy, 28.12% Hold, 0% Sell, 0% Strong Sell.

What is Affirm’s EPS forecast?

Affirm's average annual EPS forecast for its fiscal year ending in June 2027 is $1.5, marking a -73.96% decrease from the reported $5.76 in 2026. Estimates for the following years are $1.85 in 2028, and $3.9 in 2029.

What is Affirm’s revenue forecast?

Affirm's average annual revenue forecast for its fiscal year ending in June 2027 is $4.8B, reflecting a 317.84% increase from the reported $1.15B in 2026. The forecast for 2028 is $6.15B, and $7.14B for 2029.

What is Affirm’s net income forecast?

Affirm's net income forecast for the fiscal year ending in June 2027 stands at $421.88M, representing a -78.14% decrease from the reported $1.93B in 2026. Projections indicate $571.69M in 2028, and $1.21B in 2029.