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Chime Financial (CHYM) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

CHYM Stock Forecast

Chime Financial (CHYM) stock forecast, based on 6 Wall Street analysts, predicts a 12-month average price target of $30.40, with a high of $37.00 and a low of $17.00. This represents a 34.93% increase from the last price of $22.53.

CHYM Stock Rating

Chime Financial stock's rating consensus is Buy, based on 6 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 5 Buy (83.33%), 1 Hold (16.67%), 0 Sell (0.00%), and 0 Strong Sell (0.00%).

Buy
Total 6 1 5 0 Strong Sell Sell Hold Buy Strong Buy

CHYM Price Target Upside V Benchmarks

TypeNameUpside
StockChime Financial34.93%
IndustryRegional Banks Stocks1.63%

Price Target Trends

1M3M12M
# Anlaysts135
Avg Price Target$27.00$26.00$30.40
Last Closing Price$22.53$22.53$22.53
Upside/Downside19.84%15.40%34.93%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Dec, 25474--15
Nov, 25465--15
Oct, 25464--14
Sep, 25454--13
Aug, 25554--14
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Dec 01, 2025Will NanceGoldman Sachs$27.00$21.1327.78%19.84%
Nov 03, 2025Trevor WilliamsWilliams Trading$17.00$17.17-0.99%-24.55%
Sep 30, 2025Richard KramerArete Research$34.00$20.8063.46%50.91%
Aug 08, 2025Timothy ChiodoUBS$37.00$30.1122.88%64.23%
Jun 30, 2025Seaport Global$37.00$34.517.22%64.23%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Dec 01, 2025Goldman SachsBuyupgrade
Nov 03, 2025JefferiesHoldinitialise
Aug 08, 2025UBSNeutralNeutralhold
Jul 07, 2025William BlairOutperforminitialise
Jul 07, 2025Morgan StanleyOverweightinitialise
Jun 30, 2025Seaport GlobalBuyinitialise

Financial Forecast

EPS Forecast

$-8 $-6 $-4 $-2 $0 $2 Dec 24 Dec 25 Dec 26 Dec 27
Dec 24Dec 25Dec 26Dec 27
Reported----
Avg Forecast$-0.43$-5.06$-0.28$0.25
High Forecast$-0.41$-3.46$-0.24$1.04
Low Forecast$-0.47$-7.68$-0.33$0.02
Surprise %----

Revenue Forecast

$2B $2B $2B $3B $3B $4B Dec 24 Dec 25 Dec 26 Dec 27
Dec 24Dec 25Dec 26Dec 27
Reported$1.67B---
Avg Forecast$1.80B$2.13B$2.60B$3.05B
High Forecast$1.91B$2.15B$2.86B$3.24B
Low Forecast$1.73B$2.07B$2.48B$2.94B
Surprise %-7.04%---

Net Income Forecast

$-3B $-2B $-2B $-900M $-200M $500M Dec 24 Dec 25 Dec 26 Dec 27
Dec 24Dec 25Dec 26Dec 27
Reported$-25.34M---
Avg Forecast$-160.31M$-2.03B$-103.83M$111.78M
High Forecast$-150.27M$-1.26B$-87.06M$379.00M
Low Forecast$-170.36M$-2.80B$-120.59M$7.29M
Surprise %-84.19%---

CHYM Forecast FAQ

Is Chime Financial stock a buy?

Chime Financial stock has a consensus rating of Buy, based on 6 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 5 Buy, 1 Hold, 0 Sell, and 0 Strong Sell, reflecting a consensus that Chime Financial is a favorable investment for most analysts.

What is Chime Financial's price target?

Chime Financial's price target, set by 6 Wall Street analysts, averages $30.4 over the next 12 months. The price target range spans from $17 at the low end to $37 at the high end, suggesting a potential 34.93% change from the previous closing price of $22.53.

How does Chime Financial stock forecast compare to its benchmarks?

Chime Financial's stock forecast shows a 34.93% upside, outperforming the regional banks stocks industry (1.63%).

What is the breakdown of analyst ratings for Chime Financial over the past three months?

  • December 2025: 26.67% Strong Buy, 46.67% Buy, 26.67% Hold, 0% Sell, 0% Strong Sell.
  • November 2025: 26.67% Strong Buy, 40.00% Buy, 33.33% Hold, 0% Sell, 0% Strong Sell.
  • October 2025: 28.57% Strong Buy, 42.86% Buy, 28.57% Hold, 0% Sell, 0% Strong Sell.

What is Chime Financial’s EPS forecast?

Chime Financial's average annual EPS forecast for its fiscal year ending in December 2025 is $-5.06, marking a 0% decrease from the reported $0 in 2024. Estimates for the following years are $-0.28 in 2026, and $0.25 in 2027.

What is Chime Financial’s revenue forecast?

Chime Financial's average annual revenue forecast for its fiscal year ending in December 2025 is $2.13B, reflecting a 27.49% increase from the reported $1.67B in 2024. The forecast for 2026 is $2.6B, and $3.05B for 2027.

What is Chime Financial’s net income forecast?

Chime Financial's net income forecast for the fiscal year ending in December 2025 stands at $-2.03B, representing an 7909.11% increase from the reported $-25.344M in 2024. Projections indicate $-104M in 2026, and $111.78M in 2027.