Citizens Financial Services Ownership | Who Owns Citizens Financial Services?

Citizens Financial Services Ownership Summary

Citizens Financial Services is owned by 26.69% institutional investors, 6.88% insiders, and 66.43% retail investors. Blackrock funding, inc. /de is the largest institutional shareholder, holding 6.67% of CZFS shares. Vanguard US Total Market Shares ETF is the top mutual fund, with 2.99% of its assets in Citizens Financial Services shares.

CZFS Ownership Benchmark

Type	Name	% Inst	% Insiders	% Retail
Stock	Citizens Financial Services	26.69%	6.88%	66.43%
Sector	Financial Services Stocks	51.64%	15.54%	32.82%
Industry	Regional Banks Stocks	53.95%	12.38%	33.68%

Institutional Shareholders

Top Institutional Shareholders by Total Shares

Holder	Shares	% Holding	Value
Blackrock funding, inc. /de	319.86K	6.67%	$18.78M
Blackrock	305.59K	6.50%	$13.73M
Vanguard group	239.06K	5.03%	$15.14M
Citizens & northern	117.08K	2.44%	$6.88M
Bryn mawr capital management	115.05K	2.42%	$412.59K
Geode capital management	102.66K	2.16%	$6.50M
State street	89.18K	1.88%	$5.65M
Hudock	41.12K	0.86%	$2.41M
Charles schwab investment management	36.47K	0.77%	$2.31M
Northern trust	35.02K	0.74%	$1.57M

Top Institutional Shareholders by % of Total Assets

Holder	Shares	% Assets	Value
Citizens & northern	117.08K	1.84%	$6.88M
Hudock	41.12K	0.39%	$2.41M
Minerva advisors	7.88K	0.30%	$462.77K
De lisle partners llp	16.94K	0.14%	$999.39K
Weatherly asset management l. p.	9.85K	0.05%	$578.36K
Bryn mawr capital management	115.05K	0.02%	$412.59K
Bridgeway capital management	3.91K	0.01%	$247.48K
Great lakes advisors	10.94K	0.01%	$642.12K
Nbt bank n a /ny	1.21K	0.00%	$71.05K
Gamma investing	1.17K	0.00%	$68.70K

Top Buyers

Holder	Shares	% Assets	Change
Bryn mawr capital management	115.05K	0.02%	108.53K
Blackrock	305.59K	0.00%	34.69K
State street	89.18K	0.00%	17.11K
Jpmorgan chase	16.58K	0.00%	9.30K
Dimensional fund advisors lp	11.73K	0.00%	5.84K

Top Sellers

Holder	Shares	% Assets	Change
Fourthstone	-	-	-13.49K
Millennium management	-	-	-8.27K
Bank of new york mellon	13.53K	0.00%	-6.43K
Trexquant investment lp	-	-	-6.13K
Blackrock funding, inc. /de	319.86K	0.00%	-5.84K

New Positions

Holder	Shares	% Assets	Change	Value
Strs ohio	3.70K	0.00%	3.70K	$166.28K
Susquehanna group, llp	3.31K	-	3.31K	$209.37K
Raymond james financial	2.11K	-	2.11K	$123.64K
Nisa investment advisors	706.00	0.00%	706.00	$31.73K
Bnp paribas arbitrage, snc	545.00	-	545.00	$34.50K

Sold Out

Holder	Change
Nelson, van denburg & campbell wealth management group	-1.00
Advisor group	-2.00
Creekmur asset management	-8.00
Rise advisors	-16.00
Capital performance advisors llp	-36.00

Institutional Ownership Trends

Date	Holdings	Change %	Shares	Change %	Ownership	Change %	Increased Position	Change %	Decreased Position	Change %
Jun 30, 2025	70	1.45%	1,280,672	-35.88%	26	1.51%	54	92.86%	11	-52.17%
Mar 31, 2025	68	4.62%	1,992,113	61.26%	41	6.20%	28	-34.88%	23	283.33%
Dec 31, 2024	65	12.07%	1,235,334	8.32%	26	4.51%	43	34.38%	6	-60.00%
Sep 30, 2024	58	5.45%	1,140,486	2.79%	24	4.31%	32	-28.89%	15	87.50%
Jun 30, 2024	54	12.50%	1,109,423	8.35%	23	4.98%	44	83.33%	8	-33.33%

Top Mutual Funds Shareholders

Holder	Shares	% Holding	Change
Vanguard US Total Market Shares ETF	142.13K	2.99%	-
Vanguard Total Stock Mkt Idx Inv	140.45K	2.92%	-3.10K
iShares Russell 2000 ETF	111.86K	2.33%	-2.10K
Vanguard Institutional Extnd Mkt Idx Tr	46.57K	0.97%	-19.01K
Fidelity Small Cap Index	46.02K	0.96%	211.00
iShares Russell 2000 Value ETF	37.02K	0.77%	27.00
State St Russell Sm/Mid Cp® Indx NL Cl C	29.03K	0.61%	121.00
State St Russell Sm/Mid Cp® Indx SL Cl I	29.32K	0.61%	-
Fidelity Extended Market Index	24.50K	0.51%	-64.00
Vanguard Russell 2000 ETF	21.50K	0.45%	-1.57K

Recent Insider Transactions

Date	Name	Role	Activity	Value
Aug 22, 2025	Freeman Thomas E.	-	Sell	$180.00K
Jul 08, 2025	Gephart LeeAnn	EXECUTIVE VICE PRESIDENT	Sell	$834.96
Jun 24, 2025	Gephart LeeAnn	EXECUTIVE VICE PRESIDENT	Sell	$1.97K
May 30, 2025	Guillaume Stephen J	EXECUTIVE VICE PRESIDENT	Buy	$871.35
May 06, 2025	Painter John P II	-	Buy	$12.34K

Insider Transactions Trends

Date	Buy	Sell
2025 Q3	-	2
2025 Q2	2	1
2025 Q1	2	1
2024 Q4	2	1
2024 Q3	-	1

CZFS Ownership FAQ

Who Owns Citizens Financial Services?

Citizens Financial Services shareholders are primarily institutional investors at 26.69%, followed by 6.88% insiders and 66.43% retail investors. The average institutional ownership in Citizens Financial Services's industry, Regional Banks Stocks, is 53.95%, which Citizens Financial Services falls below.

Who owns the most shares of Citizens Financial Services?

Citizens Financial Services’s largest shareholders are Blackrock funding, inc. /de (319.86K shares, 6.67%), Blackrock (305.59K shares, 6.50%), and Vanguard group (239.06K shares, 5.03%). Together, they hold 18.20% of Citizens Financial Services’s total shares outstanding.

Does Blackrock own Citizens Financial Services?

Yes, BlackRock owns 6.50% of Citizens Financial Services, totaling 305.59K shares as of Jun 2024. This represents 0.00% of BlackRock's total assets, with a market value of 13.73M$. In the last quarter, BlackRock increased its holdings by 34.69K shares, a 12.81% change.

Who is Citizens Financial Services’s biggest shareholder by percentage of total assets invested?

Citizens & northern is Citizens Financial Services’s biggest shareholder by percentage of total assets invested, with 1.84% of its assets in 117.08K Citizens Financial Services shares, valued at 6.88M$.

Who is the top mutual fund holder of Citizens Financial Services shares?

Vanguard US Total Market Shares ETF is the top mutual fund holder of Citizens Financial Services shares, with 2.99% of its total shares outstanding invested in 142.12K Citizens Financial Services shares.

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