Eagle Financial Services Stock (NASDAQ:EFSI)
Previous Close
$42.80
52W Range
$29.40 - $44.00
50D Avg
$39.34
200D Avg
$37.82
Market Cap
$231.16M
Avg Vol (3M)
$23.63K
Beta
0.22
Div Yield
$1.24 (2.90%)
EFSI Company Profile
Eagle Financial Services, Inc. functions as the parent company for Bank of Clarke County, delivering a comprehensive array of retail and commercial banking solutions across the Shenandoah Valley and Northern Virginia regions. Their core offerings include various deposit accounts, such as checking, NOW, money market, and standard savings accounts, alongside both demand and time deposits. The institution maintains a diverse loan portfolio, encompassing financing for single-to-four-family residential properties, commercial real estate ventures, construction and land development projects, and commercial and industrial enterprises. Additionally, they provide a range of consumer lending options, both secured and unsecured, including personal installment loans, lines of credit, auto loans, and credit card services. Beyond traditional banking, Eagle Financial Services offers personal and retirement planning assistance. Their investment services are extensive, featuring tax-deferred annuities, IRAs and rollovers, mutual funds, retirement and college savings plans, various insurance products (life, long-term care), fixed-income investments, brokerage CDs, and both full-service and discount brokerage options. They also facilitate non-deposit investment products and provide title insurance. To ensure convenient access, the company supports ATM and debit card services, alongside modern telephone, internet, and mobile banking platforms. For commercial clients, specialized services like ACH origination and remote deposit capture are available. The company's physical presence includes twelve full-service branches, two loan production offices, a dedicated wealth management office, and a drive-through only facility. Complementing these are 13 ATM locations, strategically placed throughout the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Established in 1881, Eagle Financial Services, Inc. is headquartered in Berryville, Virginia.
EFSI Performance
Revenue Breakdown
Revenue Breakdown by Product/Service
| Product/Service | Dec 25 | Dec 24 | Dec 23 |
|---|---|---|---|
| A T M Fees | $397.00K | $361.00K | $3.39M |
| Overdrawn Account Fees | $1.62M | $1.50M | $1.40M |
| Other Chargesand Fees | $258.00K | $416.00K | $572.00K |
| Monthlyand Other Service Fees | $517.00K | $436.00K | $411.00K |
| Interchange Fees | $3.54M | $3.40M | $449.00K |
| Brokerage Commissions | $1.41M | $1.29M | $1.05M |
| Asset Management | $6.05M | $4.33M | $3.87M |
Fiscal year ends in Dec 25 | Currency in USD
Peer Comparison
| Ticker | Company |
|---|---|
| OPBK | OP Bancorp |
| CBNA | Chain Bridge Bancorp, Inc. |
| MNSB | MainStreet Bancshares, Inc. |
| ATLO | Ames National Corp. |
| FXNC | First National Corporation |
| FCCO | First Community Corporation |
| VABK | Virginia National Bankshares Corporation |
| NKSH | National Bankshares, Inc. |
| FSFG | First Savings Financial Group, Inc. |
| FRAF | Franklin Financial Services Corporation |