First Capital (FCAP) Revenue & Revenue Breakdown

OverviewOwnership Financials Chart

First Capital Revenue Highlights

Latest Revenue (Y)

$65.31M

Latest Revenue (Q)

$10.81M

Main Segment (Y)

ATM and Debit Card Fees

First Capital Revenue by Period

First Capital Revenue by Year

Date	Revenue	Change
2025-12-31	$65.31M	12.36%
2024-12-31	$58.13M	13.45%
2023-12-31	$51.24M	22.38%
2022-12-31	$41.87M	7.32%
2021-12-31	$39.01M	2.03%
2020-12-31	$38.23M	-1.16%
2019-12-31	$38.68M	11.87%
2018-12-31	$34.58M	5.41%
2017-12-31	$32.80M	5.41%
2016-12-31	$31.12M	31.44%
2015-12-31	$23.68M	1.46%
2014-12-31	$23.34M	1.23%
2013-12-31	$23.05M	-1.23%
2012-12-31	$23.34M	-4.06%
2011-12-31	$24.32M	-5.50%
2010-12-31	$25.74M	-2.29%
2009-12-31	$26.34M	-9.97%
2008-12-31	$29.26M	-4.41%
2007-12-31	$30.61M	3.12%
2006-12-31	$29.68M	11.34%
2005-12-31	$26.66M	7.61%
2004-12-31	$24.77M	5.07%
2003-12-31	$23.58M	14.19%
2002-12-31	$20.65M	-0.08%
2001-12-31	$20.67M	11.21%
2000-12-31	$18.58M	15.19%
1999-12-31	$16.13M	99.16%
1998-12-31	$8.10M	-

First Capital generated $65.31M in revenue during NA 2025, up 12.36% compared to the previous quarter, and up 170.83% compared to the same period a year ago.

First Capital Revenue by Quarter

Date	Revenue	Change
2025-09-30	$10.81M	-32.68%
2025-06-30	$16.06M	5.81%
2025-03-31	$15.18M	0.33%
2024-12-31	$15.13M	0.68%
2024-09-30	$15.02M	5.45%
2024-06-30	$14.25M	3.72%
2024-03-31	$13.74M	1.97%
2023-12-31	$13.47M	2.62%
2023-09-30	$13.13M	5.32%
2023-06-30	$12.46M	2.34%
2023-03-31	$12.18M	3.78%
2022-12-31	$11.73M	7.44%
2022-09-30	$10.92M	10.73%
2022-06-30	$9.86M	5.46%
2022-03-31	$9.35M	-2.20%
2021-12-31	$9.56M	-4.52%
2021-09-30	$10.02M	3.41%
2021-06-30	$9.69M	-0.46%
2021-03-31	$9.73M	1.82%
2020-12-31	$9.56M	-3.04%
2020-09-30	$9.86M	1.67%
2020-06-30	$9.69M	6.19%
2020-03-31	$9.13M	-6.59%
2019-12-31	$9.77M	-2.72%
2019-09-30	$10.05M	1.54%
2019-06-30	$9.89M	10.33%
2019-03-31	$8.97M	3.15%
2018-12-31	$8.69M	-6.68%
2018-09-30	$9.32M	10.92%
2018-06-30	$8.40M	2.82%
2018-03-31	$8.17M	3.42%
2017-12-31	$7.90M	-3.66%
2017-09-30	$8.20M	0.13%
2017-06-30	$8.19M	14.90%
2017-03-31	$7.13M	-2.21%
2016-12-31	$7.29M	-3.50%
2016-09-30	$7.55M	1.38%
2016-06-30	$7.45M	3.24%
2016-03-31	$7.21M	17.74%
2015-12-31	$6.13M	10.22%
2015-09-30	$5.56M	0.52%
2015-06-30	$5.53M	-1.55%
2015-03-31	$5.62M	1.19%
2014-12-31	$5.55M	-4.36%
2014-09-30	$5.80M	2.67%
2014-06-30	$5.65M	9.07%
2014-03-31	$5.18M	-3.37%
2013-12-31	$5.36M	-1.61%
2013-09-30	$5.45M	2.83%
2013-06-30	$5.30M	0.42%
2013-03-31	$5.28M	-1.86%
2012-12-31	$5.38M	2.03%
2012-09-30	$5.27M	2.87%
2012-06-30	$5.13M	0.65%
2012-03-31	$5.09M	-3.05%
2011-12-31	$5.25M	-0.47%
2011-09-30	$5.28M	3.51%
2011-06-30	$5.10M	2.60%
2011-03-31	$4.97M	-2.83%
2010-12-31	$5.12M	-1.20%
2010-09-30	$5.18M	0.47%
2010-06-30	$5.15M	7.51%
2010-03-31	$4.79M	10.64%
2009-12-31	$4.33M	-5.52%
2009-09-30	$4.58M	1.62%
2009-06-30	$4.51M	-0.29%
2009-03-31	$4.53M	-1.20%
2008-12-31	$4.58M	-5.14%
2008-09-30	$4.83M	2.92%
2008-06-30	$4.69M	6.25%
2008-03-31	$4.42M	2.96%
2007-12-31	$4.29M	-

First Capital generated $10.81M in revenue during Q3 2025, up -32.68% compared to the previous quarter, and up 75.88% compared to the same period a year ago.

First Capital Revenue Breakdown

First Capital Revenue Breakdown by Product

Annual Revenue by Product

Product/Service	Dec 25	Dec 24	Dec 23	Dec 22	Dec 21
Service Charges On Deposit Accounts	$2.45M	-	-	-	-
ATM and Debit Card Fees	$4.54M	$4.47M	$4.49M	$4.34M	$4.08M
Product and Service, Other	$180.00K	$129.00K	$120.00K	$100.00K	$119.00K
Investment Advisory, Management and Administrative Service	-	$61.00K	$57.00K	$427.00K	$377.00K
Deposit Account	-	$2.40M	$2.34M	$2.27M	$1.87M

First Capital's latest annual revenue breakdown by segment (product or service), as of Dec 25: ATM and Debit Card Fees (63.32%), Service Charges On Deposit Accounts (34.17%), and Product and Service, Other (2.51%).

Quarterly Revenue by Product

Product/Service	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21
Product and Service, Other	$41.00K	$45.00K	$46.00K	$48.00K	$30.00K	$31.00K	$33.00K	$35.00K	$29.00K	$27.00K	$31.00K	$33.00K	$19.00K	$19.00K	$30.00K	$32.00K	$28.00K	$28.00K	$31.00K	$32.00K
Service Charges On Deposit Accounts	$1.24M	$625.00K	$588.00K	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ATM and Debit Card Fees	$1.17M	$1.19M	$1.15M	$1.04M	$1.11M	$1.14M	$1.15M	$1.06M	$1.13M	$1.13M	$1.14M	$1.09M	$1.21M	$1.06M	$1.07M	$1.01M	$1.05M	$1.01M	$1.05M	$968.00K
Deposit Account	-	-	-	$593.00K	$635.00K	$610.00K	$564.00K	$593.00K	$606.00K	$597.00K	$578.00K	$562.00K	$603.00K	$618.00K	$543.00K	$509.00K	$526.00K	$514.00K	$424.00K	$410.00K
Investment Advisory, Management and Administrative Service	-	-	-	-	$13.00K	$23.00K	$12.00K	$13.00K	$11.00K	$15.00K	$19.00K	$12.00K	$27.00K	$160.00K	$118.00K	$122.00K	$105.00K	$103.00K	$87.00K	$82.00K

First Capital's latest quarterly revenue breakdown by segment (product or service), as of Dec 25: Service Charges On Deposit Accounts (50.61%), ATM and Debit Card Fees (47.71%), and Product and Service, Other (1.68%).

First Capital Peer Comparison by Revenue

Ticker	Company	Last Year Revenue	Last Quarter Revenue
HNVR	Hanover Bancorp	$143.32M	$35.61M
MNSB	MainStreet Bancshares	$135.89M	$32.46M
EBMT	Eagle Bancorp Montana	$125.97M	$19.74M
CFBK	CF Bankshares	$125.90M	$32.09M
PEBK	Peoples Bancorp of North Carolina	$114.60M	$28.53M
FNWD	Finward Bancorp	$101.06M	$18.43M
LARK	Landmark Bancorp	$95.97M	$20.74M
RMBI	Richmond Mutual Ban	$90.89M	$23.11M
CZWI	Citizens Community Bancorp	$90.07M	$19.66M
ECBK	ECB Bancorp	$79.51M	$19.79M
FCAP	First Capital	$65.31M	$10.81M

FCAP Revenue FAQ

What is First Capital’s yearly revenue?

First Capital's yearly revenue for 2025 was $65.31M, representing an increase of 12.36% compared to 2024. The company's yearly revenue for 2024 was $58.13M, representing an increase of 13.45% compared to 2023. FCAP's yearly revenue for 2023 was $51.24M, representing an increase of 22.38% compared to 2022.

What is First Capital’s quarterly revenue?

First Capital's quarterly revenue for Q3 2025 was $10.81M, a -32.68% decrease from the previous quarter (Q2 2025), and a -28.05% decrease year-over-year (Q3 2024). The company's quarterly revenue for Q2 2025 was $16.06M, a 5.81% increase from the previous quarter (Q1 2025), and a 12.71% increase year-over-year (Q2 2024). FCAP's quarterly revenue for Q1 2025 was $15.18M, a 0.33% increase from the previous quarter (Q4 2024), and a 10.48% increase year-over-year (Q1 2024).

What is First Capital’s revenue growth rate?

First Capital's revenue growth rate for the last 3 years (2023-2025) was 27.47%, and for the last 5 years (2021-2025) was 67.42%.

What are First Capital’s revenue streams?

First Capital's revenue streams in c 25 are Service Charges On Deposit Accounts, ATM and Debit Card Fees, and Product and Service, Other. Service Charges On Deposit Accounts generated $2.45M in revenue, accounting 34.17% of the company's total revenue ATM and Debit Card Fees generated $4.54M in revenue, accounting 63.32% of the company's total revenue, up 1.63% year-over-year. Product and Service, Other generated $180K in revenue, accounting 2.51% of the company's total revenue, up 39.53% year-over-year.

What is First Capital’s main source of revenue?

For the fiscal year ending Dec 25, the largest source of revenue of First Capital was ATM and Debit Card Fees. This segment made a revenue of $4.54M, representing 63.32% of the company's total revenue.