First United Stock (NASDAQ:FUNC)


RevenueOwnershipFinancialsChart

Previous Close

$37.96

52W Range

$28.00 - $41.95

50D Avg

$36.83

200D Avg

$36.70

Market Cap

$248.22M

Avg Vol (3M)

$12.24K

Beta

0.52

Div Yield

$1.04 (2.62%)

FUNC Company Profile


First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. The company offers various deposit products, including checking accounts, savings and money market accounts, regular and individual retirement accounts (IRA) certificates of deposit, Christmas savings accounts, college savings accounts, and health savings accounts; Certificate of Deposit Account Registry Service program and Insured Cash Sweep program to municipalities, businesses, and consumers; and commercial customers packages, which include treasury management, cash sweep, and various checking opportunities. It also provides loans, such as commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, term loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers various trust services, including personal trust, investment agency accounts, charitable trusts, retirement accounts that consist of IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning services; insurance products; brokerage services; and safe deposit and night depository facilities. It operates 26 banking offices, one customer care center, and 34 automated teller machines in Allegany, Frederick, Garrett, and Washington counties in Maryland; and in Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

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Industry

Banks - Regional

Sector

Financial Services

Exchange

NASDAQ

ADR

-

Country

US

Employees

291

IPO Date

Sep 03, 1992

Website

FUNC Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceDec 25Dec 24Dec 23
Brokerage Commissions$1.45M$1.45M$1.16M
Debit Card Income$4.06M$4.07M$4.10M
Other Service Charges$845.00K$887.00K$929.00K
Service Charges on Deposit Accounts$2.25M$2.22M$2.20M
Trust Department$9.82M$9.09M$8.28M

Fiscal year ends in Dec 25 | Currency in USD

FUNC Financial Summary


Dec 25Dec 24Dec 23
Revenue$119.18M$111.80M$95.61M
Operating Income$32.53M$27.23M$19.48M
Net Income$24.52M$20.57M$15.06M
EBITDA$32.53M$31.02M$24.39M
Basic EPS$3.78$3.15$2.25
Diluted EPS$3.77$3.15$2.25

Fiscal year ends in Dec 25 | Currency in USD

Peer Comparison


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FSFGFirst Savings Financial Group, Inc.
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