HealthEquity (HQY) Stock Forecast, Price Target & Predictions


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HQY Stock Forecast


HealthEquity (HQY) stock forecast, based on 26 Wall Street analysts, predicts a 12-month average price target of $107.67, with a high of $125.00 and a low of $85.00. This represents a 29.13% increase from the last price of $83.38.

$65 $77 $89 $101 $113 $125 High: $125 Avg: $107.67 Low: $85 Last Closed Price: $83.38

HQY Stock Rating


HealthEquity stock's rating consensus is Buy, based on 26 Wall Street analysts. The breakdown includes 1 Strong Buy (3.85%), 23 Buy (88.46%), 1 Hold (3.85%), 1 Sell (3.85%), and 0 Strong Sell (0.00%).

Buy
Total 26 1 1 23 1 Strong Sell Sell Hold Buy Strong Buy

HQY Price Target Upside V Benchmarks


TypeNameUpside
StockHealthEquity29.13%
SectorHealthcare Stocks 15.45%
IndustryHealthcare Information Services Stocks 52.77%

Price Target Trends


1M3M12M
# Anlaysts-713
Avg Price Target-$103.86$111.54
Last Closing Price$83.38$83.38$83.38
Upside/Downside-24.56%33.77%
Ratings Trends

DateStrong BuyBuyHoldSellStrong SellTotal
Apr, 265811-15
Mar, 265911-16
Feb, 265911-16
Jan, 26582--15
Dec, 25492--15
Analyst Price Target Forecasts

DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Feb 24, 2026BMO Capital$85.00$74.7813.67%1.94%
Feb 19, 2026Jefferies$108.00$78.7737.11%29.53%
Feb 18, 2026Peter WarendorfBarclays$110.00$74.3647.93%31.93%
Feb 17, 2026UBS$110.00$73.8848.89%31.93%
Feb 17, 2026Raymond James$100.00$73.8835.35%19.93%
Jan 09, 2026Goldman Sachs$89.00$98.51-9.65%6.74%
Jan 08, 2026Scott SchoenhausKeyBanc$125.00$97.7727.85%49.92%
Dec 08, 2025Peter WarendorfBarclays$118.00$92.0928.14%41.52%
Dec 05, 2025Deutsche Bank$120.00$95.1326.14%43.92%
Dec 04, 2025JMP Securities$122.00$98.6423.68%46.32%
Analyst Rating Forecasts

DateCompanyPrevious RatingNew RatingRating Change
Mar 18, 2026BMO CapitalMarket PerformMarket Performhold
Feb 18, 2026BarclaysOverweightOverweighthold
Jan 09, 2026Goldman SachsNeutralSelldowngrade
Jan 08, 2026KeyBancOverweightOverweighthold
Dec 08, 2025BarclaysOutperformOverweightinitialise
Dec 05, 2025Deutsche BankBuyBuyhold
Dec 04, 2025BMO CapitalMarket PerformMarket Performhold
Dec 04, 2025CitigroupOutperformOutperformhold
Dec 04, 2025Bank of America SecuritiesBuyBuyhold
Oct 08, 2025KeyBancOverweightOverweighthold

Financial Forecast


EPS Forecast

$-1 $0 $1 $2 $3 $4 $5 $6 Jan 22 Jan 23 Jan 24 Jan 25 Jan 26 Jan 27 Jan 28
Jan 22Jan 23Jan 24Jan 25Jan 26Jan 27Jan 28
Reported$-0.53$-0.31$0.65$1.11$2.50--
Avg Forecast$1.33$1.33$2.20$3.15$3.71$4.52$5.45
High Forecast$1.35$1.41$2.25$3.16$3.97$5.69$5.76
Low Forecast$1.31$1.31$2.13$3.12$3.63$3.45$5.35
Surprise %-139.85%-123.31%-70.45%-64.76%-32.61%--

Revenue Forecast

$500M $800M $1B $1B $2B $2B Jan 22 Jan 23 Jan 24 Jan 25 Jan 26 Jan 27 Jan 28
Jan 22Jan 23Jan 24Jan 25Jan 26Jan 27Jan 28
Reported$756.56M$861.75M$999.59M$1.20B$1.31B--
Avg Forecast$753.12M$858.80M$995.66M$1.19B$1.30B$1.44B$1.73B
High Forecast$762.24M$896.39M$999.18M$1.20B$1.38B$1.45B$1.80B
Low Forecast$742.03M$847.24M$992.71M$1.18B$1.28B$1.44B$1.70B
Surprise %0.46%0.34%0.39%0.51%1.07%--

Net Income Forecast

$-50M $70M $190M $310M $430M $550M Jan 22 Jan 23 Jan 24 Jan 25 Jan 26 Jan 27 Jan 28
Jan 22Jan 23Jan 24Jan 25Jan 26Jan 27Jan 28
Reported$-44.29M$-26.14M$55.71M$96.70M$215.20M--
Avg Forecast$-6.21M$115.98M$29.14M$94.29M$330.09M$397.45M$473.92M
High Forecast$-2.93M$122.58M$34.97M$95.50M$344.82M$494.96M$500.88M
Low Forecast$-9.50M$113.95M$23.31M$93.09M$315.36M$299.95M$465.62M
Surprise %612.72%-122.54%91.19%2.56%-34.81%--

HQY Forecast FAQ


Is HealthEquity stock a buy?

HealthEquity stock has a consensus rating of Buy, based on 26 Wall Street analysts. The rating breakdown includes 1 Strong Buy, 23 Buy, 1 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that HealthEquity is a favorable investment for most analysts.

What is HealthEquity's price target?

HealthEquity's price target, set by 26 Wall Street analysts, averages $107.67 over the next 12 months. The price target range spans from $85 at the low end to $125 at the high end, suggesting a potential 29.13% change from the previous closing price of $83.38.

How does HealthEquity stock forecast compare to its benchmarks?

HealthEquity's stock forecast shows a 29.13% upside, outperforming the average forecast for the healthcare stocks sector (15.45%) and underperforming the healthcare information services stocks industry (52.77%).

What is the breakdown of analyst ratings for HealthEquity over the past three months?

  • April 2026: 33.33% Strong Buy, 53.33% Buy, 6.67% Hold, 6.67% Sell, 0% Strong Sell.
  • March 2026: 31.25% Strong Buy, 56.25% Buy, 6.25% Hold, 6.25% Sell, 0% Strong Sell.
  • February 2026: 31.25% Strong Buy, 56.25% Buy, 6.25% Hold, 6.25% Sell, 0% Strong Sell.

What is HealthEquity’s EPS forecast?

HealthEquity's average annual EPS forecast for its fiscal year ending in January 2027 is $4.52, marking a 80.80% increase from the reported $2.5 in 2026. Estimates for the following years are.

What is HealthEquity’s revenue forecast?

HealthEquity's average annual revenue forecast for its fiscal year ending in January 2027 is $1.44B, reflecting a 9.86% increase from the reported $1.31B in 2026. The forecast for.

What is HealthEquity’s net income forecast?

HealthEquity's net income forecast for the fiscal year ending in January 2027 stands at $397.45M, representing an 84.69% increase from the reported $215.2M in 2026. Projections indicate .