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HealthEquity (HQY) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

HQY Stock Forecast

HealthEquity (HQY) stock forecast, based on 26 Wall Street analysts, predicts a 12-month average price target of $120.50, with a high of $134.00 and a low of $109.00. This represents a 23.81% increase from the last price of $97.33.

$65 $79 $93 $107 $121 $135 High: $134 Avg: $120.5 Low: $109 Last Closed Price: $97.33

HQY Stock Rating

HealthEquity stock's rating consensus is Buy, based on 26 Wall Street analysts. The breakdown includes 1 Strong Buy (3.85%), 23 Buy (88.46%), 2 Hold (7.69%), 0 Sell (0.00%), and 0 Strong Sell (0.00%).

Buy
Total 26 2 23 1 Strong Sell Sell Hold Buy Strong Buy

HQY Price Target Upside V Benchmarks

TypeNameUpside
StockHealthEquity23.81%
SectorHealthcare Stocks 15.45%
IndustryHealthcare Information Services Stocks 23.76%

Price Target Trends

1M3M12M
# Anlaysts348
Avg Price Target$120.00$120.00$118.50
Last Closing Price$97.33$97.33$97.33
Upside/Downside23.29%23.29%21.75%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Dec, 25492--15
Nov, 25491--14
Oct, 25491--14
Sep, 25491--14
Aug, 25491--14
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Dec 08, 2025Peter WarendorfBarclays$118.00$92.0928.14%21.24%
Dec 05, 2025Deutsche Bank$120.00$95.1326.14%23.29%
Dec 04, 2025JMP Securities$122.00$98.6423.68%25.35%
Oct 08, 2025Scott SchoenhausKeyBanc$120.00$88.5035.59%23.29%
Sep 03, 2025Glen SantangeloJefferies$134.00$95.5440.26%37.68%
Aug 28, 2025Daniel PerlinRBC Capital$109.00$88.7222.86%11.99%
Mar 25, 2025Strong BuyRaymond James$115.00$90.1927.51%18.15%
Dec 10, 2024Alexander ParisBarrington$112.00$95.3917.41%15.07%
Sep 04, 2024George HillDeutsche Bank$103.00$82.6624.61%5.83%
Jun 20, 2024Stan BerenshteynWells Fargo$110.00$84.7429.81%13.02%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Dec 08, 2025BarclaysOutperformOverweightinitialise
Dec 05, 2025Deutsche BankBuyBuyhold
Dec 04, 2025BMO CapitalMarket PerformMarket Performhold
Dec 04, 2025CitigroupOutperformOutperformhold
Dec 04, 2025Bank of America SecuritiesBuyBuyhold
Oct 08, 2025KeyBancOverweightOverweighthold
Sep 03, 2025JefferiesBuyBuyhold
Aug 28, 2025RBC CapitalOutperformOutperformhold
Jun 04, 2025Goldman SachsNeutralNeutralhold
Mar 25, 2025Raymond JamesOutperformStrong Buyupgrade

Financial Forecast

EPS Forecast

$-1 $0 $1 $2 $3 $4 $5 $6 Jan 21 Jan 22 Jan 23 Jan 24 Jan 25 Jan 26 Jan 27 Jan 28
Jan 21Jan 22Jan 23Jan 24Jan 25Jan 26Jan 27Jan 28
Reported$0.12$-0.53$-0.31$0.65$1.11---
Avg Forecast$1.67$1.33$1.33$2.20$3.15$3.71$4.52$5.45
High Forecast$1.69$1.35$1.41$2.25$3.16$3.97$5.69$5.76
Low Forecast$1.63$1.31$1.31$2.13$3.12$3.63$3.45$5.35
Surprise %-92.81%-139.85%-123.31%-70.45%-64.76%---

Revenue Forecast

$500M $800M $1B $1B $2B $2B Jan 21 Jan 22 Jan 23 Jan 24 Jan 25 Jan 26 Jan 27 Jan 28
Jan 21Jan 22Jan 23Jan 24Jan 25Jan 26Jan 27Jan 28
Reported$733.57M$756.56M$861.75M$999.59M$1.20B---
Avg Forecast$731.18M$753.12M$858.80M$995.66M$1.19B$1.30B$1.44B$1.73B
High Forecast$740.03M$762.24M$896.39M$999.18M$1.20B$1.38B$1.45B$1.80B
Low Forecast$720.41M$742.03M$847.24M$992.71M$1.18B$1.28B$1.44B$1.70B
Surprise %0.33%0.46%0.34%0.39%0.51%---

Net Income Forecast

$-50M $70M $190M $310M $430M $550M Jan 21 Jan 22 Jan 23 Jan 24 Jan 25 Jan 26 Jan 27 Jan 28
Jan 21Jan 22Jan 23Jan 24Jan 25Jan 26Jan 27Jan 28
Reported$8.83M$-44.29M$-26.14M$55.71M$96.70M---
Avg Forecast$144.80M$-6.21M$115.98M$29.14M$94.29M$330.09M$397.45M$473.92M
High Forecast$147.08M$-2.93M$122.58M$34.97M$95.50M$344.82M$494.96M$500.88M
Low Forecast$142.03M$-9.50M$113.95M$23.31M$93.09M$315.36M$299.95M$465.62M
Surprise %-93.90%612.72%-122.54%91.19%2.56%---

HQY Forecast FAQ

Is HealthEquity stock a buy?

HealthEquity stock has a consensus rating of Buy, based on 26 Wall Street analysts. The rating breakdown includes 1 Strong Buy, 23 Buy, 2 Hold, 0 Sell, and 0 Strong Sell, reflecting a consensus that HealthEquity is a favorable investment for most analysts.

What is HealthEquity's price target?

HealthEquity's price target, set by 26 Wall Street analysts, averages $120.5 over the next 12 months. The price target range spans from $109 at the low end to $134 at the high end, suggesting a potential 23.81% change from the previous closing price of $97.33.

How does HealthEquity stock forecast compare to its benchmarks?

HealthEquity's stock forecast shows a 23.81% upside, outperforming the average forecast for the healthcare stocks sector (15.45%) and outperforming the healthcare information services stocks industry (23.76%).

What is the breakdown of analyst ratings for HealthEquity over the past three months?

  • December 2025: 26.67% Strong Buy, 60.00% Buy, 13.33% Hold, 0% Sell, 0% Strong Sell.
  • November 2025: 28.57% Strong Buy, 64.29% Buy, 7.14% Hold, 0% Sell, 0% Strong Sell.
  • October 2025: 28.57% Strong Buy, 64.29% Buy, 7.14% Hold, 0% Sell, 0% Strong Sell.

What is HealthEquity’s EPS forecast?

HealthEquity's average annual EPS forecast for its fiscal year ending in January 2026 is $3.71, marking a 234.23% increase from the reported $1.11 in 2025. Estimates for the following years are $4.52 in 2027, and $5.45 in 2028.

What is HealthEquity’s revenue forecast?

HealthEquity's average annual revenue forecast for its fiscal year ending in January 2026 is $1.3B, reflecting a 8.31% increase from the reported $1.2B in 2025. The forecast for 2027 is $1.44B, and $1.73B for 2028.

What is HealthEquity’s net income forecast?

HealthEquity's net income forecast for the fiscal year ending in January 2026 stands at $330.09M, representing an 241.35% increase from the reported $96.7M in 2025. Projections indicate $397.45M in 2027, and $473.92M in 2028.