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Independent Bank (IBCP) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

IBCP Stock Forecast

Independent Bank (IBCP) stock forecast, based on 8 Wall Street analysts, predicts a 12-month average price target of $39.50, with a high of $42.00 and a low of $37.00. This represents a 4.89% increase from the last price of $37.66.

$20 $25 $30 $35 $40 $45 High: $42 Avg: $39.5 Low: $37 Last Closed Price: $37.66

IBCP Stock Rating

Independent Bank stock's rating consensus is Hold, based on 8 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 2 Buy (25.00%), 6 Hold (75.00%), 0 Sell (0.00%), and 0 Strong Sell (0.00%).

Hold
Total 8 0 6 2 Strong Sell Sell Hold Buy Strong Buy

IBCP Price Target Upside V Benchmarks

TypeNameUpside
StockIndependent Bank4.89%
SectorFinancial Services Stocks 3.75%
IndustryRegional Banks Stocks1.14%

Price Target Trends

1M3M12M
# Anlaysts113
Avg Price Target$42.00$42.00$39.33
Last Closing Price$37.66$37.66$37.66
Upside/Downside11.52%11.52%4.43%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Jul, 26--5--5
Jun, 26--5--5
May, 26--5--5
Apr, 26--5--5
Mar, 26--4--4
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jul 27, 2026Piper Sandler$42.00$37.6611.52%11.52%
Apr 27, 2026D.A. Davidson$37.00$33.6210.05%-1.75%
Jan 26, 2026Nathan RacePiper Sandler$39.00$34.7112.36%3.56%
Oct 28, 2024Nathan RicePiper Sandler$37.00$33.4910.48%-1.75%
Jul 30, 2024Kevin ReeveyD.A. Davidson$34.00$34.79-2.27%-9.72%
Jul 29, 2024Nathan RicePiper Sandler$37.50$34.0710.07%-0.42%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Jul 27, 2026Piper SandlerNeutralNeutralhold
Jul 10, 2026Hovde GroupOutperformupgrade
Jan 26, 2026Piper SandlerNeutralNeutralhold
Oct 28, 2024Piper SandlerNeutralNeutralhold
Jul 29, 2024Piper SandlerNeutralNeutralhold
Apr 26, 2022Zacks Investment ResearchBuyupgrade

Financial Forecast

EPS Forecast

Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$2.91$3.00$2.82$3.20$3.30-
Avg Forecast$2.85$2.44$2.82$3.03$3.14$3.37
High Forecast$2.88$2.70$2.89$3.06$3.42$3.49
Low Forecast$2.82$2.17$2.74$2.99$2.93$3.24
Surprise %2.11%22.95%-5.61%5.10%-

Revenue Forecast

$150M $190M $230M $270M $310M $350M Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$207.12M$224.23M$283.83M$316.33M$315.38M-
Avg Forecast$205.95M$207.93M$211.13M$215.96M$230.63M$244.11M
High Forecast$207.45M$225.32M$212.90M$216.26M$232.56M$246.16M
Low Forecast$204.43M$190.29M$209.09M$215.66M$228.40M$241.76M
Surprise %0.56%7.84%34.43%46.48%36.75%-

Net Income Forecast

$40M $47M $54M $61M $68M $75M Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$62.90M$63.35M$59.07M$66.79M$68.54M-
Avg Forecast$53.65M$56.63M$59.07M$64.04M$65.76M$70.24M
High Forecast$64.38M$67.96M$70.88M$64.79M$72.35M$73.84M
Low Forecast$42.92M$45.31M$47.25M$63.29M$62.04M$68.63M
Surprise %17.24%11.86%-4.30%4.24%-

IBCP Forecast FAQ

Is Independent Bank stock a buy?

Independent Bank stock has a consensus rating of Hold, based on 8 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 2 Buy, 6 Hold, 0 Sell, and 0 Strong Sell, reflecting a consensus that Independent Bank is a neutral investment for most analysts.

What is Independent Bank's price target?

Independent Bank's price target, set by 8 Wall Street analysts, averages $39.5 over the next 12 months. The price target range spans from $37 at the low end to $42 at the high end, suggesting a potential 4.89% change from the previous closing price of $37.66.

How does Independent Bank stock forecast compare to its benchmarks?

Independent Bank's stock forecast shows a 4.89% upside, outperforming the average forecast for the financial services stocks sector (3.75%) and outperforming the regional banks stocks industry (1.14%).

What is the breakdown of analyst ratings for Independent Bank over the past three months?

  • July 2026: 0% Strong Buy, 0% Buy, 100.00% Hold, 0% Sell, 0% Strong Sell.
  • June 2026: 0% Strong Buy, 0% Buy, 100.00% Hold, 0% Sell, 0% Strong Sell.
  • May 2026: 0% Strong Buy, 0% Buy, 100.00% Hold, 0% Sell, 0% Strong Sell.

What is Independent Bank’s EPS forecast?

Independent Bank's average annual EPS forecast for its fiscal year ending in December 2026 is $3.37, marking a 2.12% increase from the reported $3.3 in 2025..

What is Independent Bank’s revenue forecast?

Independent Bank's average annual revenue forecast for its fiscal year ending in December 2026 is $244.11M, reflecting a -22.60% decrease from the reported $315.38M in 2025.

What is Independent Bank’s net income forecast?

Independent Bank's net income forecast for the fiscal year ending in December 2026 stands at $70.24M, representing an 2.48% increase from the reported $68.54M in 2025.