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Jefferson Capital (JCAP) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

JCAP Stock Forecast

Jefferson Capital (JCAP) stock forecast, based on 10 Wall Street analysts, predicts a 12-month average price target of $28.25, with a high of $30.00 and a low of $24.00. This represents a 26.45% increase from the last price of $22.34.

$15 $18 $21 $24 $27 $30 High: $30 Avg: $28.25 Low: $24 Last Closed Price: $22.34

JCAP Stock Rating

Jefferson Capital stock's rating consensus is Buy, based on 10 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 9 Buy (90.00%), 0 Hold (0.00%), 1 Sell (10.00%), and 0 Strong Sell (0.00%).

Buy
Total 10 0 1 0 9 Strong Sell Sell Hold Buy Strong Buy

JCAP Price Target Upside V Benchmarks

TypeNameUpside
StockJefferson Capital26.45%
SectorFinancial Services Stocks 3.64%
IndustryCredit Services Stocks14.04%

Price Target Trends

1M3M12M
# Anlaysts338
Avg Price Target$28.00$28.00$26.63
Last Closing Price$22.34$22.34$22.34
Upside/Downside25.34%25.34%19.20%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Aug, 2632---5
Jul, 2632---5
Jun, 2632---5
May, 2632---5
Apr, 2632---5
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Aug 17, 2026Capital One Financial$30.00$24.0025.00%34.29%
Aug 14, 2026Truist Financial$30.00$23.5827.23%34.29%
Aug 14, 2026Robert DoddRaymond James$24.00$21.6111.06%7.43%
May 15, 2026Raymond James$21.00$17.9217.19%-6.00%
Mar 06, 2026John HechtJefferies$29.00$21.5434.63%29.81%
Feb 10, 2026Capital One Financial$28.00$22.4824.56%25.34%
Dec 19, 2025Robert DoddRaymond James$25.00$22.2012.61%11.91%
Nov 14, 2025JMP Securities$26.00$20.7825.12%16.38%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Aug 14, 2026CitigroupOutperformOutperformhold
Aug 14, 2026Raymond JamesOutperformOutperformhold
Mar 06, 2026JefferiesBuyBuyhold
Dec 19, 2025Raymond JamesOutperformOutperformhold
Nov 14, 2025CitigroupOutperformOutperformhold

Financial Forecast

EPS Forecast

$-2 $-1 $0 $1 $2 $3 $4 $5 $6 $7 Dec 23 Dec 25 Dec 26
Dec 23Dec 25Dec 26
Reported$1.91$6.26-
Avg Forecast$-1.15$3.21$2.71
High Forecast$-0.83$3.37$2.81
Low Forecast$-1.46$3.02$2.64
Surprise %-266.09%95.02%-

Revenue Forecast

$0 $130M $260M $390M $520M $650M Dec 23 Dec 25 Dec 26
Dec 23Dec 25Dec 26
Reported$323.07M$613.29M-
Avg Forecast$58.02M$587.64M$602.21M
High Forecast$69.63M$592.25M$609.66M
Low Forecast$46.42M$580.80M$595.22M
Surprise %456.79%4.37%-

Net Income Forecast

$-100M $-40M $20M $80M $140M $200M Dec 23 Dec 25 Dec 26
Dec 23Dec 25Dec 26
Reported$111.52M$187.97M-
Avg Forecast$-36.56M$69.30M$58.51M
High Forecast$-21.52M$72.75M$60.66M
Low Forecast$-51.60M$65.20M$56.99M
Surprise %-405.02%171.23%-

JCAP Forecast FAQ

Is Jefferson Capital stock a buy?

Jefferson Capital stock has a consensus rating of Buy, based on 10 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 9 Buy, 0 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that Jefferson Capital is a favorable investment for most analysts.

What is Jefferson Capital's price target?

Jefferson Capital's price target, set by 10 Wall Street analysts, averages $28.25 over the next 12 months. The price target range spans from $24 at the low end to $30 at the high end, suggesting a potential 26.45% change from the previous closing price of $22.34.

How does Jefferson Capital stock forecast compare to its benchmarks?

Jefferson Capital's stock forecast shows a 26.45% upside, outperforming the average forecast for the financial services stocks sector (3.64%) and outperforming the credit services stocks industry (14.04%).

What is the breakdown of analyst ratings for Jefferson Capital over the past three months?

  • August 2026: 60.00% Strong Buy, 40.00% Buy, 0% Hold, 0% Sell, 0% Strong Sell.
  • July 2026: 60.00% Strong Buy, 40.00% Buy, 0% Hold, 0% Sell, 0% Strong Sell.
  • June 2026: 60.00% Strong Buy, 40.00% Buy, 0% Hold, 0% Sell, 0% Strong Sell.

What is Jefferson Capital’s EPS forecast?

Jefferson Capital's average annual EPS forecast for its fiscal year ending in December 2026 is $2.71, marking a -56.71% decrease from the reported $6.26 in 2025..

What is Jefferson Capital’s revenue forecast?

Jefferson Capital's average annual revenue forecast for its fiscal year ending in December 2026 is $602.21M, reflecting a -1.81% decrease from the reported $613.29M in 2025.

What is Jefferson Capital’s net income forecast?

Jefferson Capital's net income forecast for the fiscal year ending in December 2026 stands at $58.51M, representing a -68.87% decrease from the reported $187.96M in 2025.