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NBT Bancorp (NBTB) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

NBTB Stock Forecast

NBT Bancorp (NBTB) stock forecast, based on 10 Wall Street analysts, predicts a 12-month average price target of $47.00, with a high of $47.00 and a low of $47.00. This represents a 14.27% increase from the last price of $41.13.

$30 $35 $40 $45 $50 $55 High: $47 Avg: $47 Low: $47 Last Closed Price: $41.13

NBTB Stock Rating

NBT Bancorp stock's rating consensus is Hold, based on 10 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 4 Buy (40.00%), 5 Hold (50.00%), 1 Sell (10.00%), and 0 Strong Sell (0.00%).

Hold
Total 10 0 1 5 4 Strong Sell Sell Hold Buy Strong Buy

NBTB Price Target Upside V Benchmarks

TypeNameUpside
StockNBT Bancorp14.27%
SectorFinancial Services Stocks 12.59%
IndustryRegional Banks Stocks5.27%

Price Target Trends

1M3M12M
# Anlaysts--1
Avg Price Target--$47.00
Last Closing Price$41.13$41.13$41.13
Upside/Downside--14.27%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Mar, 26124--7
Feb, 26113--5
Jan, 26123--6
Dec, 25123--6
Nov, 25123--6
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 14, 2025Piper Sandler$47.00$39.6518.54%14.27%
Feb 14, 2024Matthew BreeseStephens$42.00$34.6621.18%2.12%
Dec 21, 2022Raymond James$49.00$41.9716.75%19.13%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Oct 14, 2025Piper SandlerUnderperformOverweightupgrade
Jan 29, 2025StephensOverweightOverweightupgrade
Jul 24, 2024Raymond JamesStrong BuyMarket Performdowngrade
May 17, 2024StephensOverweightOverweighthold
Apr 24, 2024Keefe, Bruyette & WoodsMarket PerformMarket Performhold
Apr 23, 2024Piper SandlerUnderperformUnderperformhold
Feb 14, 2024StephensOverweightupgrade
Dec 21, 2022Raymond JamesStrong Buyinitialise

Financial Forecast

EPS Forecast

Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$3.57$3.54$2.67$2.98$3.34-
Avg Forecast$3.55$3.61$3.24$2.94$3.45$4.30
High Forecast$3.65$3.66$3.28$2.96$3.55$4.40
Low Forecast$3.43$3.57$3.19$2.92$3.35$4.19
Surprise %0.56%-1.94%-17.59%1.36%-3.19%-

Revenue Forecast

$450M $540M $630M $720M $810M $900M Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$494.75M$537.00M$662.35M$785.99M$867.43M-
Avg Forecast$474.13M$518.31M$527.90M$574.47M$688.64M$780.17M
High Forecast$483.94M$523.37M$536.30M$575.05M$692.15M$784.11M
Low Forecast$461.91M$513.57M$521.80M$573.89M$685.13M$776.23M
Surprise %4.35%3.61%25.47%36.82%25.96%-

Net Income Forecast

$50M $90M $130M $170M $210M $250M Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$154.88M$152.00M$118.78M$140.64M$169.24M-
Avg Forecast$135.38M$196.18M$118.78M$131.50M$154.64M$192.28M
High Forecast$162.46M$235.42M$142.54M$132.39M$159.10M$197.14M
Low Forecast$108.31M$156.94M$95.03M$130.60M$150.17M$187.42M
Surprise %14.41%-22.52%-6.95%9.44%-

NBTB Forecast FAQ

Is NBT Bancorp stock a buy?

NBT Bancorp stock has a consensus rating of Hold, based on 10 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 4 Buy, 5 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that NBT Bancorp is a neutral investment for most analysts.

What is NBT Bancorp's price target?

NBT Bancorp's price target, set by 10 Wall Street analysts, averages $47 over the next 12 months. The price target range spans from $47 at the low end to $47 at the high end, suggesting a potential 14.27% change from the previous closing price of $41.13.

How does NBT Bancorp stock forecast compare to its benchmarks?

NBT Bancorp's stock forecast shows a 14.27% upside, outperforming the average forecast for the financial services stocks sector (12.59%) and outperforming the regional banks stocks industry (5.27%).

What is the breakdown of analyst ratings for NBT Bancorp over the past three months?

  • March 2026: 14.29% Strong Buy, 28.57% Buy, 57.14% Hold, 0% Sell, 0% Strong Sell.
  • February 2026: 20.00% Strong Buy, 20.00% Buy, 60.00% Hold, 0% Sell, 0% Strong Sell.
  • January 2026: 16.67% Strong Buy, 33.33% Buy, 50.00% Hold, 0% Sell, 0% Strong Sell.

What is NBT Bancorp’s EPS forecast?

NBT Bancorp's average annual EPS forecast for its fiscal year ending in December 2026 is $4.3, marking a 28.74% increase from the reported $3.34 in 2025..

What is NBT Bancorp’s revenue forecast?

NBT Bancorp's average annual revenue forecast for its fiscal year ending in December 2026 is $780.17M, reflecting a -10.06% decrease from the reported $867.43M in 2025.

What is NBT Bancorp’s net income forecast?

NBT Bancorp's net income forecast for the fiscal year ending in December 2026 stands at $192.28M, representing an 13.62% increase from the reported $169.24M in 2025.