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Norwood Financial (NWFL) Revenue & Revenue Breakdown

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Norwood Financial Revenue Highlights

Latest Revenue (Y)

$136.14M

Latest Revenue (Q)

$27.59M

Main Segment (Y)

Debit Card

Norwood Financial Revenue by Period

Norwood Financial Revenue by Year

DateRevenueChange
2025-12-31$136.14M34.22%
2024-12-31$101.43M-2.16%
2023-12-31$103.66M21.11%
2022-12-31$85.60M7.76%
2021-12-31$79.43M19.92%
2020-12-31$66.23M22.52%
2019-12-31$54.06M9.08%
2018-12-31$49.56M7.98%
2017-12-31$45.90M22.65%
2016-12-31$37.42M15.23%
2015-12-31$32.48M-1.22%
2014-12-31$32.88M-2.94%
2013-12-31$33.87M-2.15%
2012-12-31$34.62M6.51%
2011-12-31$32.51M9.26%
2010-12-31$29.75M-7.68%
2009-12-31$32.23M0.14%
2008-12-31$32.18M-1.82%
2007-12-31$32.78M10.99%
2006-12-31$29.53M16.65%
2005-12-31$25.32M12.26%
2004-12-31$22.55M-1.25%
2003-12-31$22.84M-7.04%
2002-12-31$24.57M-7.52%
2001-12-31$26.57M0.50%
2000-12-31$26.43M13.94%
1999-12-31$23.20M5.94%
1998-12-31$21.90M0.46%
1997-12-31$21.80M87.08%
1996-12-31$11.65M607.76%
1995-12-31$1.65M-

Norwood Financial generated $136.14M in revenue during NA 2025, up 34.22% compared to the previous quarter, and up 205.55% compared to the same period a year ago.

Norwood Financial Revenue by Quarter

DateRevenueChange
2025-09-30$27.59M-17.52%
2025-06-30$33.45M3.14%
2025-03-31$32.44M174.27%
2024-12-31$11.83M-61.58%
2024-09-30$30.78M3.03%
2024-06-30$29.88M3.23%
2024-03-31$28.94M2.61%
2023-12-31$28.21M5.20%
2023-09-30$26.81M7.17%
2023-06-30$25.02M5.91%
2023-03-31$23.62M5.83%
2022-12-31$22.32M1.41%
2022-09-30$22.01M6.94%
2022-06-30$20.58M-0.50%
2022-03-31$20.68M4.08%
2021-12-31$19.87M-3.33%
2021-09-30$20.56M4.33%
2021-06-30$19.70M2.13%
2021-03-31$19.29M-3.97%
2020-12-31$20.09M3.66%
2020-09-30$19.38M46.37%
2020-06-30$13.24M-2.08%
2020-03-31$13.52M-1.15%
2019-12-31$13.68M-1.87%
2019-09-30$13.94M3.61%
2019-06-30$13.46M3.61%
2019-03-31$12.99M1.11%
2018-12-31$12.84M0.48%
2018-09-30$12.78M4.69%
2018-06-30$12.21M4.15%
2018-03-31$11.72M10.20%
2017-12-31$10.64M-0.84%
2017-09-30$10.73M4.03%
2017-06-30$10.31M1.70%
2017-03-31$10.14M2.00%
2016-12-31$9.94M10.84%
2016-09-30$8.97M17.75%
2016-06-30$7.62M5.18%
2016-03-31$7.24M-1.17%
2015-12-31$7.33M2.86%
2015-09-30$7.12M-0.81%
2015-06-30$7.18M-5.33%
2015-03-31$7.59M2.06%
2014-12-31$7.43M0.23%
2014-09-30$7.42M-2.72%
2014-06-30$7.62M5.90%
2014-03-31$7.20M-3.45%
2013-12-31$7.46M-0.41%
2013-09-30$7.49M1.77%
2013-06-30$7.36M-7.80%
2013-03-31$7.98M10.87%
2012-12-31$7.20M-8.25%
2012-09-30$7.84M5.23%
2012-06-30$7.45M-0.33%
2012-03-31$7.48M3.09%
2011-12-31$7.25M-6.63%
2011-09-30$7.77M23.10%
2011-06-30$6.31M5.38%
2011-03-31$5.99M1.05%
2010-12-31$5.93M-0.45%
2010-09-30$5.95M1.81%
2010-06-30$5.85M-2.52%
2010-03-31$6.00M-11.15%
2009-12-31$6.75M16.74%
2009-09-30$5.78M-3.65%
2009-06-30$6.00M0.69%
2009-03-31$5.96M6.14%
2008-12-31$5.62M-2.30%
2008-09-30$5.75M3.85%
2008-06-30$5.54M-0.90%
2008-03-31$5.59M6.14%
2007-12-31$5.26M-

Norwood Financial generated $27.59M in revenue during Q3 2025, up -17.52% compared to the previous quarter, and up 92.35% compared to the same period a year ago.

Norwood Financial Revenue Breakdown

Norwood Financial Revenue Breakdown by Product

Annual Revenue by Product

Product/ServiceDec 25Dec 24Dec 23Dec 22Dec 21
Atm Fees$242.00K$424.00K$446.00K$452.00K$443.00K
Overdraft Fees$1.57M$1.42M$1.34M$1.16M$1.03M
Loan Related Service Fees$768.00K$690.00K$584.00K$849.00K$1.24M
Financial Service Other$749.00K$626.00K$667.00K$1.91M$674.00K
Safe Deposit Box Rental$89.00K$88.00K$92.00K$93.00K$100.00K
Fiduciary Activities$1.03M$943.00K$898.00K$845.00K$748.00K
Deposit Account$470.00K$453.00K$428.00K$419.00K$398.00K
Debit Card$2.37M$2.31M$2.30M$2.50M$2.23M
Commissions On Mutual Funds And Annuities$708.00K$407.00K$296.00K$119.00K$127.00K
Gains On Sales Of Other Real Estate Owned-$32.00K$80.00K$427.00K-

Norwood Financial's latest annual revenue breakdown by segment (product or service), as of Dec 25: Debit Card (29.62%), Overdraft Fees (19.64%), Fiduciary Activities (12.91%), Loan Related Service Fees (9.60%), Financial Service Other (9.36%), Commissions On Mutual Funds And Annuities (8.85%), Deposit Account (5.88%), Atm Fees (3.03%), and Safe Deposit Box Rental (1.11%).

Quarterly Revenue by Product

Product/ServiceDec 25Sep 25Jun 25Mar 25Dec 24Sep 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20
Atm Fees$37.00K$50.00K$61.00K$94.00K$206.00K$112.00K$106.00K$114.00K$120.00K$106.00K$106.00K$112.00K$127.00K$108.00K$105.00K$110.00K$125.00K$107.00K$101.00K$103.00K
Debit Card$591.00K$634.00K$555.00K$589.00K$1.20M$590.00K$526.00K$575.00K$591.00K$576.00K$559.00K$617.00K$624.00K$627.00K$628.00K$567.00K$584.00K$586.00K$492.00K$502.00K
Safe Deposit Box Rental$22.00K$22.00K$21.00K$24.00K$41.00K$23.00K$24.00K$21.00K$23.00K$22.00K$26.00K$23.00K$24.00K$23.00K$22.00K$23.00K$24.00K$25.00K$27.00K$23.00K
Overdraft Fees$424.00K$399.00K$385.00K$363.00K$704.00K$363.00K$355.00K$348.00K$334.00K$342.00K$320.00K$246.00K$305.00K$316.00K$288.00K$296.00K$275.00K$230.00K$228.00K$270.00K
Loan Related Service Fees$306.00K$181.00K$133.00K$148.00K$431.00K$128.00K$131.00K$154.00K$146.00K$131.00K$153.00K$223.00K$104.00K$252.00K$269.00K$275.00K$314.00K$404.00K$245.00K$824.00K
Financial Service Other$199.00K$193.00K$177.00K$180.00K$317.00K$158.00K$151.00K$147.00K$174.00K$174.00K$172.00K$146.00K$345.00K$351.00K$1.06M$188.00K$160.00K$171.00K$154.00K$149.00K
Fiduciary Activities$228.00K$254.00K$226.00K$325.00K$449.00K$256.00K$238.00K$211.00K$246.00K$229.00K$212.00K$211.00K$219.00K$214.00K$202.00K$198.00K$209.00K$181.00K$160.00K$149.00K
Deposit Account$122.00K$121.00K$117.00K$110.00K$228.00K$113.00K$112.00K$107.00K$108.00K$110.00K$103.00K$107.00K$107.00K$106.00K$99.00K$104.00K$99.00K$98.00K$97.00K$99.00K
Commissions On Mutual Funds And Annuities$180.00K$188.00K$194.00K$146.00K$208.00K$131.00K$68.00K$67.00K$167.00K$36.00K$26.00K$21.00K$31.00K$26.00K$41.00K$29.00K$34.00K$29.00K$36.00K$33.00K
Gains On Sales Of Other Real Estate Owned-----$32.00K$67.00K$13.00K---$427.00K--------

Norwood Financial's latest quarterly revenue breakdown by segment (product or service), as of Dec 25: Debit Card (28.02%), Overdraft Fees (20.10%), Loan Related Service Fees (14.51%), Fiduciary Activities (10.81%), Financial Service Other (9.44%), Commissions On Mutual Funds And Annuities (8.53%), Deposit Account (5.78%), Atm Fees (1.75%), and Safe Deposit Box Rental (1.04%).

Norwood Financial Peer Comparison by Revenue

TickerCompanyLast Year RevenueLast Quarter Revenue
FRSTPrimis Financial$312.60M$63.44M
CZFSCitizens Financial Services$173.24M$33.16M
ISTRInvestar$153.49M$37.09M
FDBCFidelity D & D Bancorp$140.40M$1.30K
CHMGChemung Financial$139.94M$33.88M
NWFLNorwood Financial$136.14M$27.59M
WNEBWestern New England Bancorp$129.83M$26.69M
FUNCFirst United$119.18M$1.88M
TSBKTimberland Bancorp$114.61M$29.95M
OVLYOak Valley Bancorp$81.73M$-45.85M
FINWFinWise Bancorp$69.82M$23.97M

NWFL Revenue FAQ

What is Norwood Financial’s yearly revenue?

Norwood Financial's yearly revenue for 2025 was $136.14M, representing an increase of 34.22% compared to 2024. The company's yearly revenue for 2024 was $101.43M, representing a decrease of -2.16% compared to 2023. NWFL's yearly revenue for 2023 was $103.66M, representing an increase of 21.11% compared to 2022.

What is Norwood Financial’s quarterly revenue?

Norwood Financial's quarterly revenue for Q3 2025 was $27.59M, a -17.52% decrease from the previous quarter (Q2 2025), and a -10.36% decrease year-over-year (Q3 2024). The company's quarterly revenue for Q2 2025 was $33.45M, a 3.14% increase from the previous quarter (Q1 2025), and a 11.97% increase year-over-year (Q2 2024). NWFL's quarterly revenue for Q1 2025 was $32.44M, a 174.27% increase from the previous quarter (Q4 2024), and a 12.06% increase year-over-year (Q1 2024).

What is Norwood Financial’s revenue growth rate?

Norwood Financial's revenue growth rate for the last 3 years (2023-2025) was 31.33%, and for the last 5 years (2021-2025) was 71.40%.

What are Norwood Financial’s revenue streams?

Norwood Financial's revenue streams in c 25 are Atm Fees, Overdraft Fees, Loan Related Service Fees, Financial Service Other, Safe Deposit Box Rental, Fiduciary Activities, Deposit Account, Debit Card, and Commissions On Mutual Funds And Annuities. Atm Fees generated $242K in revenue, accounting 3.03% of the company's total revenue, down -42.92% year-over-year. Overdraft Fees generated $1.57M in revenue, accounting 19.64% of the company's total revenue, up 10.48% year-over-year. Loan Related Service Fees generated $768K in revenue, accounting 9.60% of the company's total revenue, up 11.30% year-over-year. Financial Service Other generated $749K in revenue, accounting 9.36% of the company's total revenue, up 19.65% year-over-year. Safe Deposit Box Rental generated $89K in revenue, accounting 1.11% of the company's total revenue, up 1.14% year-over-year. Fiduciary Activities generated $1.03M in revenue, accounting 12.91% of the company's total revenue, up 9.54% year-over-year. Deposit Account generated $470K in revenue, accounting 5.88% of the company's total revenue, up 3.75% year-over-year. Debit Card generated $2.37M in revenue, accounting 29.62% of the company's total revenue, up 2.38% year-over-year. Commissions On Mutual Funds And Annuities generated $708K in revenue, accounting 8.85% of the company's total revenue, up 73.96% year-over-year.

What is Norwood Financial’s main source of revenue?

For the fiscal year ending Dec 25, the largest source of revenue of Norwood Financial was Debit Card. This segment made a revenue of $2.37M, representing 29.62% of the company's total revenue.