Old Point Financial (OPOF) Revenue & Revenue Breakdown

OverviewOwnership Financials Chart

Old Point Financial Revenue Highlights

Latest Revenue (Y)

$60.91M

Latest Revenue (Q)

$17.57M

Main Segment (Y)

Fiduciary and Asset Management Fees

Old Point Financial Revenue by Period

Old Point Financial Revenue by Year

Date	Revenue	Change
2024-12-31	$60.91M	2.43%
2023-12-31	$59.47M	6.74%
2022-12-31	$55.72M	3.80%
2021-12-31	$53.68M	10.68%
2020-12-31	$48.50M	1.26%
2019-12-31	$47.90M	2.87%
2018-12-31	$46.56M	7.20%
2017-12-31	$43.43M	7.69%
2016-12-31	$40.33M	1.33%
2015-12-31	$39.80M	1.83%
2014-12-31	$39.08M	3.08%
2013-12-31	$37.92M	-9.22%
2012-12-31	$41.77M	0.08%
2011-12-31	$41.73M	-4.17%
2010-12-31	$43.55M	8.94%
2009-12-31	$39.97M	-0.61%
2008-12-31	$40.22M	5.40%
2007-12-31	$38.16M	5.95%
2006-12-31	$36.02M	4.30%
2005-12-31	$34.53M	2.13%
2004-12-31	$33.81M	9.10%
2003-12-31	$30.99M	5.78%
2002-12-31	$29.30M	14.92%
2001-12-31	$25.49M	12.70%
2000-12-31	$22.62M	7.69%
1999-12-31	$21.01M	277.76%
1998-12-31	$5.56M	14.10%
1997-12-31	$4.87M	2.91%
1996-12-31	$4.74M	1.41%
1995-12-31	$4.67M	11.54%
1994-12-31	$4.19M	-1.99%
1993-12-31	$4.27M	-

Old Point Financial generated $60.91M in revenue during NA 2024, up 2.43% compared to the previous quarter, and up 127.18% compared to the same period a year ago.

Old Point Financial Revenue by Quarter

Date	Revenue	Change
2025-06-30	$17.57M	-16.91%
2025-03-31	$21.15M	-2.22%
2024-12-31	$21.63M	-1.65%
2024-09-30	$21.99M	1.87%
2024-06-30	$21.59M	4.78%
2024-03-31	$20.61M	-3.76%
2023-12-31	$21.41M	3.58%
2023-09-30	$20.67M	5.34%
2023-06-30	$19.62M	5.65%
2023-03-31	$18.57M	19.41%
2022-12-31	$15.55M	-1.13%
2022-09-30	$15.73M	7.87%
2022-06-30	$14.59M	4.29%
2022-03-31	$13.98M	-1.56%
2021-12-31	$14.21M	-1.48%
2021-09-30	$14.42M	7.64%
2021-06-30	$13.40M	-11.35%
2021-03-31	$15.11M	6.84%
2020-12-31	$14.14M	5.60%
2020-09-30	$13.39M	3.13%
2020-06-30	$12.99M	-2.08%
2020-03-31	$13.26M	-0.83%
2019-12-31	$13.38M	-4.09%
2019-09-30	$13.95M	1.74%
2019-06-30	$13.71M	3.11%
2019-03-31	$13.29M	-0.67%
2018-12-31	$13.38M	1.48%
2018-09-30	$13.19M	1.30%
2018-06-30	$13.02M	9.02%
2018-03-31	$11.94M	7.49%
2017-12-31	$11.11M	0.15%
2017-09-30	$11.09M	1.49%
2017-06-30	$10.93M	6.11%
2017-03-31	$10.30M	3.39%
2016-12-31	$9.96M	-1.66%
2016-09-30	$10.13M	-0.09%
2016-06-30	$10.14M	2.21%
2016-03-31	$9.92M	-0.11%
2015-12-31	$9.93M	1.17%
2015-09-30	$9.82M	-0.34%
2015-06-30	$9.85M	1.01%
2015-03-31	$9.75M	-5.31%
2014-12-31	$10.30M	6.65%
2014-09-30	$9.66M	-0.73%
2014-06-30	$9.73M	2.58%
2014-03-31	$9.48M	-3.01%
2013-12-31	$9.78M	6.16%
2013-09-30	$9.21M	-3.91%
2013-06-30	$9.58M	1.01%
2013-03-31	$9.49M	-7.37%
2012-12-31	$10.24M	-3.83%
2012-09-30	$10.65M	-0.41%
2012-06-30	$10.69M	5.06%
2012-03-31	$10.18M	-2.32%
2011-12-31	$10.42M	-1.45%
2011-09-30	$10.57M	1.53%
2011-06-30	$10.41M	0.86%
2011-03-31	$10.33M	-4.70%
2010-12-31	$10.83M	-4.23%
2010-09-30	$11.31M	6.18%
2010-06-30	$10.65M	-0.89%
2010-03-31	$10.75M	0.62%
2009-12-31	$10.68M	6.28%
2009-09-30	$10.05M	2.67%
2009-06-30	$9.79M	3.67%
2009-03-31	$9.44M	-5.48%
2008-12-31	$9.99M	-5.13%
2008-09-30	$10.53M	5.54%
2008-06-30	$9.98M	2.74%
2008-03-31	$9.71M	0.17%
2007-12-31	$9.70M	-

Old Point Financial generated $17.57M in revenue during Q2 2025, up -16.91% compared to the previous quarter, and up 85.29% compared to the same period a year ago.

Old Point Financial Revenue Breakdown

Old Point Financial Revenue Breakdown by Product

Annual Revenue by Product

Product/Service	Dec 24	Dec 23	Dec 22	Dec 21	Dec 20
Fiduciary and Asset Management Fees	$4.66M	-	-	-	-
Service Charges on Deposit Accounts	$3.25M	-	-	-	-
Other Service Charges, Commissions and Fees	$4.01M	-	-	-	-
Other Operating Income	$508.00K	-	-	-	-
Bank	-	$74.87M	$56.27M	$51.91M	$49.87M
Parent	-	$9.66M	$11.07M	$9.84M	$6.27M
Wealth Management	-	$5.69M	-	-	-
Trust	-	-	$5.34M	$5.29M	$4.90M

Old Point Financial's latest annual revenue breakdown by segment (product or service), as of Dec 24: Fiduciary and Asset Management Fees (37.50%), Other Service Charges, Commissions and Fees (32.25%), Service Charges on Deposit Accounts (26.16%), and Other Operating Income (4.09%).

Quarterly Revenue by Product

Product/Service	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20
Service Charges on Deposit Accounts	$767.00K	$770.00K	$798.00K	$858.00K	$837.00K	$758.00K	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Service Charges, Commissions and Fees	$1.02M	$943.00K	$904.00K	$1.07M	$1.15M	$883.00K	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Operating Income	$153.00K	$124.00K	$121.00K	$160.00K	$141.00K	$86.00K	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fiduciary and Asset Management Fees	$1.27M	$1.33M	$1.21M	$1.13M	$1.13M	$1.19M	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Wealth Management	-	-	-	-	-	-	$1.58M	$1.32M	$1.39M	$1.40M	$1.32M	-	-	-	-	-	-	-	-	-
Bank	-	-	-	-	-	-	$19.87M	$19.37M	$18.45M	$17.19M	$16.00M	$14.43M	$13.20M	$12.63M	$12.85M	$13.15M	$12.07M	$13.84M	$13.04M	$12.21M
Corporate Segment	-	-	-	-	-	-	-	$1.87M	$2.35M	$3.56M	$3.02M	$850.00K	$900.00K	$2.33M	$2.08M	$3.20M	$1.29M	-	-	-
Parent	-	-	-	-	-	-	-	-	-	-	$3.10M	$2.24M	$757.00K	-	-	-	-	-	-	-
Trust	-	-	-	-	-	-	-	-	-	-	-	-	$1.40M	$1.36M	$1.38M	$1.29M	$1.34M	$1.29M	$1.21M	$1.20M

Old Point Financial's latest quarterly revenue breakdown by segment (product or service), as of Jun 25: Fiduciary and Asset Management Fees (39.66%), Other Service Charges, Commissions and Fees (31.68%), Service Charges on Deposit Accounts (23.89%), and Other Operating Income (4.77%).

Old Point Financial Peer Comparison by Revenue

Ticker	Company	Last Year Revenue	Last Quarter Revenue
ORRF	Orrstown Financial Services	$176.14M	$87.75M
NWFL	Norwood Financial	$112.58M	$28.86M
PEBK	Peoples Bancorp of North Carolina	$71.14M	$20.72M
OPOF	Old Point Financial	$60.91M	$17.57M
OVBC	Ohio Valley Banc	$56.57M	$23.89M
NKSH	National Bankshares	$44.13M	$15.98M
HFBL	Home Federal Bancorp, Inc. of Louisiana	$33.45M	$10.47M

OPOF Revenue FAQ

What is Old Point Financial’s yearly revenue?

Old Point Financial's yearly revenue for 2024 was $60.91M, representing an increase of 2.43% compared to 2023. The company's yearly revenue for 2023 was $59.47M, representing an increase of 6.74% compared to 2022. OPOF's yearly revenue for 2022 was $55.72M, representing an increase of 3.80% compared to 2021.

What is Old Point Financial’s quarterly revenue?

Old Point Financial's quarterly revenue for Q2 2025 was $17.57M, a -16.91% decrease from the previous quarter (Q1 2025), and a -18.60% decrease year-over-year (Q2 2024). The company's quarterly revenue for Q1 2025 was $21.15M, a -2.22% decrease from the previous quarter (Q4 2024), and a 2.64% increase year-over-year (Q1 2024). OPOF's quarterly revenue for Q4 2024 was $21.63M, a -1.65% decrease from the previous quarter (Q3 2024), and a 1.03% increase year-over-year (Q4 2023).

What is Old Point Financial’s revenue growth rate?

Old Point Financial's revenue growth rate for the last 3 years (2022-2024) was 9.33%, and for the last 5 years (2020-2024) was 25.60%.

What are Old Point Financial’s revenue streams?

Old Point Financial's revenue streams in c 24 are Fiduciary and Asset Management Fees, Service Charges on Deposit Accounts, Other Service Charges, Commissions and Fees, and Other Operating Income. Fiduciary and Asset Management Fees generated $4.66M in revenue, accounting 37.50% of the company's total revenue Service Charges on Deposit Accounts generated $3.25M in revenue, accounting 26.16% of the company's total revenue Other Service Charges, Commissions and Fees generated $4.01M in revenue, accounting 32.25% of the company's total revenue Other Operating Income generated $508K in revenue, accounting 4.09% of the company's total revenue

What is Old Point Financial’s main source of revenue?

For the fiscal year ending Dec 24, the largest source of revenue of Old Point Financial was Fiduciary and Asset Management Fees. This segment made a revenue of $4.66M, representing 37.50% of the company's total revenue.