​

Oportun Financial (OPRT) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

OPRT Stock Forecast

Oportun Financial (OPRT) stock forecast, based on 9 Wall Street analysts, predicts a 12-month average price target of $8.00, with a high of $8.00 and a low of $8.00. This represents a 2.83% increase from the last price of $7.78.

$2 $3 $4 $5 $6 $7 $8 High: $8 Avg: $8 Low: $8 Last Closed Price: $7.78

OPRT Stock Rating

Oportun Financial stock's rating consensus is Hold, based on 9 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 4 Buy (44.44%), 5 Hold (55.56%), 0 Sell (0.00%), and 0 Strong Sell (0.00%).

Hold
Total 9 0 5 4 Strong Sell Sell Hold Buy Strong Buy

OPRT Price Target Upside V Benchmarks

TypeNameUpside
StockOportun Financial2.83%
SectorFinancial Services Stocks 6.88%
IndustryCredit Services Stocks17.11%

Price Target Trends

1M3M12M
# Anlaysts-11
Avg Price Target-$8.00$8.00
Last Closing Price$7.78$7.78$7.78
Upside/Downside-2.83%2.83%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Sep, 26-32--5
Aug, 26-32--5
Jul, 26-32--5
Jun, 26-32--5
May, 26-33--6
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Aug 06, 2026Stephens$8.00$6.0632.01%2.83%
Mar 05, 2025BTIG$10.00$6.7548.15%28.53%
Mar 14, 2024John HechtJefferies$3.50$3.52-0.57%-55.01%
Jan 06, 2023Barclays$6.00$5.558.11%-22.88%
Mar 14, 2022Hal GoetschCapital One Financial$24.00$13.9971.55%208.48%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Aug 06, 2026StephensOverweightOverweighthold
Jun 11, 2025StephensOverweightinitialise
Jan 07, 2025JefferiesHoldHoldhold
May 13, 2024JMP SecuritiesUnderperformUnderperformhold
Jul 25, 2023BTIGBuyBuyhold
Mar 14, 2023JMP SecuritiesMarket OutperformMarket Outperformhold
Jan 06, 2023BarclaysEqual-Weightdowngrade

Financial Forecast

EPS Forecast

$-5 $-4 $-3 $-2 $-1 $0 $1 $2 $3 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$1.68$-2.37$-4.88$-1.95$0.53-
Avg Forecast$2.48$2.18$-3.27$0.26$0.99$1.44
High Forecast$2.63$2.25$-3.14$0.28$1.12$2.25
Low Forecast$2.39$2.14$-3.42$0.24$0.76$0.70
Surprise %-32.26%-208.72%49.24%-850.00%-46.46%-

Revenue Forecast

$450M $590M $730M $870M $1B $1B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$578.15M$733.70M$460.08M$533.36M$637.34M-
Avg Forecast$617.33M$950.27M$1.06B$998.73M$1.02B$1.11B
High Forecast$645.41M$973.68M$1.09B$1.00B$1.06B$1.15B
Low Forecast$599.90M$936.99M$1.05B$997.12M$991.70M$1.08B
Surprise %-6.35%-22.79%-56.43%-46.60%-37.69%-

Net Income Forecast

$-250M $-180M $-110M $-40M $30M $100M Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$47.41M$-77.74M$-179.95M$-78.68M$25.20M-
Avg Forecast$70.21M$59.43M$-179.95M$9.68M$34.63M$52.42M
High Forecast$84.25M$74.18M$-136.32M$10.42M$41.15M$83.02M
Low Forecast$56.17M$44.68M$-223.58M$8.94M$28.12M$25.73M
Surprise %-32.47%-230.82%--912.84%-27.23%-

OPRT Forecast FAQ

Is Oportun Financial stock a buy?

Oportun Financial stock has a consensus rating of Hold, based on 9 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 4 Buy, 5 Hold, 0 Sell, and 0 Strong Sell, reflecting a consensus that Oportun Financial is a neutral investment for most analysts.

What is Oportun Financial's price target?

Oportun Financial's price target, set by 9 Wall Street analysts, averages $8 over the next 12 months. The price target range spans from $8 at the low end to $8 at the high end, suggesting a potential 2.83% change from the previous closing price of $7.78.

How does Oportun Financial stock forecast compare to its benchmarks?

Oportun Financial's stock forecast shows a 2.83% upside, underperforming the average forecast for the financial services stocks sector (6.88%) and underperforming the credit services stocks industry (17.11%).

What is the breakdown of analyst ratings for Oportun Financial over the past three months?

  • September 2026: 0% Strong Buy, 60.00% Buy, 40.00% Hold, 0% Sell, 0% Strong Sell.
  • August 2026: 0% Strong Buy, 60.00% Buy, 40.00% Hold, 0% Sell, 0% Strong Sell.
  • July 2026: 0% Strong Buy, 60.00% Buy, 40.00% Hold, 0% Sell, 0% Strong Sell.

What is Oportun Financial’s EPS forecast?

Oportun Financial's average annual EPS forecast for its fiscal year ending in December 2026 is $1.44, marking a 171.70% increase from the reported $0.53 in 2025..

What is Oportun Financial’s revenue forecast?

Oportun Financial's average annual revenue forecast for its fiscal year ending in December 2026 is $1.11B, reflecting a 73.78% increase from the reported $637.34M in 2025.

What is Oportun Financial’s net income forecast?

Oportun Financial's net income forecast for the fiscal year ending in December 2026 stands at $52.42M, representing an 108.01% increase from the reported $25.2M in 2025.