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PennyMac Financial Services (PFSI) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

PFSI Stock Forecast

PennyMac Financial Services (PFSI) stock forecast, based on 21 Wall Street analysts, predicts a 12-month average price target of $89.80, with a high of $110.00 and a low of $78.00. This represents a 26.64% increase from the last price of $70.91.

$70 $79 $88 $97 $106 $115 High: $110 Avg: $89.8 Low: $78 Last Closed Price: $70.91

PFSI Stock Rating

PennyMac Financial Services stock's rating consensus is Buy, based on 21 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 11 Buy (52.38%), 9 Hold (42.86%), 1 Sell (4.76%), and 0 Strong Sell (0.00%).

Buy
Total 21 0 1 9 11 Strong Sell Sell Hold Buy Strong Buy

PFSI Price Target Upside V Benchmarks

TypeNameUpside
StockPennyMac Financial Services26.64%
SectorFinancial Services Stocks 6.88%
IndustryMortgage Stocks45.64%

Price Target Trends

1M3M12M
# Anlaysts-722
Avg Price Target-$91.86$124.18
Last Closing Price$70.91$70.91$70.91
Upside/Downside-29.54%75.12%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Sep, 26134--8
Aug, 26134--8
Jul, 26332--8
Jun, 26332--8
May, 26332--8
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jul 30, 2026BTIG$90.00$75.8718.62%26.92%
Jul 30, 2026Kyle JosephStephens$78.00$86.04-9.34%10.00%
Jul 30, 2026Barclays$85.00$86.04-1.21%19.87%
Jul 30, 2026Crispin LovePiper Sandler$86.00$86.04-0.05%21.28%
Jul 07, 2026Terry MaBarclays$93.00$83.7511.04%31.15%
Jul 02, 2026Crispin LovePiper Sandler$106.00$84.8324.96%49.49%
Jun 16, 2026BTIG$105.00$82.4127.41%48.08%
May 11, 2026Barclays$107.00$90.5418.18%50.90%
May 06, 2026Piper Sandler$112.00$87.4828.03%57.95%
Apr 09, 2026Wells Fargo$110.00$91.7719.86%55.13%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Jul 30, 2026Piper SandlerOverweightNeutraldowngrade
Jul 02, 2026Piper SandlerOverweightOverweighthold
Jan 30, 2026BTIGBuyBuyhold
Jan 15, 2026Piper SandlerOverweightOverweighthold
Jan 06, 2026BarclaysOverweightOverweighthold
Jan 05, 2026Wells FargoOverweightOverweighthold
Dec 29, 2025BTIGBuyBuyhold
Dec 22, 2025Piper SandlerOverweightOverweighthold
Dec 19, 2025JefferiesBuyBuyinitialise
Oct 10, 2025UBSNeutralNeutralhold

Financial Forecast

EPS Forecast

$0 $4 $8 $12 $16 $20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$15.73$8.96$2.89$6.11$9.69--
Avg Forecast$15.48$8.42$2.24$7.20$13.81$15.90$16.92
High Forecast$17.14$8.80$2.71$7.34$14.19$16.69$17.86
Low Forecast$14.38$7.87$0.93$7.06$13.13$14.92$15.63
Surprise %1.61%6.41%29.02%-15.14%-29.83%--

Revenue Forecast

$1B $2B $2B $3B $4B $5B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$3.56B$2.32B$2.04B$1.59B$4.36B--
Avg Forecast$3.23B$1.95B$1.46B$1.65B$2.36B$2.68B$3.16B
High Forecast$3.49B$2.02B$1.49B$1.69B$2.43B$2.70B$3.29B
Low Forecast$3.05B$1.85B$1.42B$1.60B$2.29B$2.66B$2.97B
Surprise %10.21%18.93%39.35%-3.24%84.68%--

Net Income Forecast

$0 $300M $600M $900M $1B $2B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$1.00B$475.51M$144.66M$311.42M$501.08M--
Avg Forecast$1.07B$686.04M$144.66M$379.87M$736.76M$847.14M$883.06M
High Forecast$1.29B$823.25M$173.59M$387.30M$748.51M$879.90M$941.87M
Low Forecast$859.86M$548.84M$115.72M$372.45M$692.24M$786.66M$824.25M
Surprise %-6.64%-30.69%--18.02%-31.99%--

PFSI Forecast FAQ

Is PennyMac Financial Services stock a buy?

PennyMac Financial Services stock has a consensus rating of Buy, based on 21 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 11 Buy, 9 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that PennyMac Financial Services is a favorable investment for most analysts.

What is PennyMac Financial Services's price target?

PennyMac Financial Services's price target, set by 21 Wall Street analysts, averages $89.8 over the next 12 months. The price target range spans from $78 at the low end to $110 at the high end, suggesting a potential 26.64% change from the previous closing price of $70.91.

How does PennyMac Financial Services stock forecast compare to its benchmarks?

PennyMac Financial Services's stock forecast shows a 26.64% upside, outperforming the average forecast for the financial services stocks sector (6.88%) and underperforming the mortgage stocks industry (45.64%).

What is the breakdown of analyst ratings for PennyMac Financial Services over the past three months?

  • September 2026: 12.50% Strong Buy, 37.50% Buy, 50.00% Hold, 0% Sell, 0% Strong Sell.
  • August 2026: 12.50% Strong Buy, 37.50% Buy, 50.00% Hold, 0% Sell, 0% Strong Sell.
  • July 2026: 37.50% Strong Buy, 37.50% Buy, 25.00% Hold, 0% Sell, 0% Strong Sell.

What is PennyMac Financial Services’s EPS forecast?

PennyMac Financial Services's average annual EPS forecast for its fiscal year ending in December 2026 is $15.9, marking a 64.09% increase from the reported $9.69 in 2025. Estimates for the following years are.

What is PennyMac Financial Services’s revenue forecast?

PennyMac Financial Services's average annual revenue forecast for its fiscal year ending in December 2026 is $2.68B, reflecting a -38.59% decrease from the reported $4.36B in 2025. The forecast for.

What is PennyMac Financial Services’s net income forecast?

PennyMac Financial Services's net income forecast for the fiscal year ending in December 2026 stands at $847.14M, representing an 69.06% increase from the reported $501.08M in 2025. Projections indicate .