PennyMac Financial Services (PFSI) Stock Forecast, Price Target & Predictions


OverviewRevenueOwnershipFinancialsChartTranscripts

PFSI Stock Forecast


PennyMac Financial Services (PFSI) stock forecast, based on 20 Wall Street analysts, predicts a 12-month average price target of $127.80, with a high of $160.00 and a low of $107.00. This represents a 58.40% increase from the last price of $80.68.

$80 $96 $112 $128 $144 $160 High: $160 Avg: $127.8 Low: $107 Last Closed Price: $80.68

PFSI Stock Rating


PennyMac Financial Services stock's rating consensus is Buy, based on 20 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 13 Buy (65.00%), 6 Hold (30.00%), 1 Sell (5.00%), and 0 Strong Sell (0.00%).

Buy
Total 20 0 1 6 13 Strong Sell Sell Hold Buy Strong Buy

PFSI Price Target Upside V Benchmarks


TypeNameUpside
StockPennyMac Financial Services58.40%
SectorFinancial Services Stocks 5.74%
IndustryMortgage Stocks61.81%

Price Target Trends


1M3M12M
# Anlaysts-316
Avg Price Target-$109.67$137.75
Last Closing Price$80.68$80.68$80.68
Upside/Downside-35.93%70.74%
Ratings Trends

DateStrong BuyBuyHoldSellStrong SellTotal
Jun, 26332--8
May, 26332--8
Apr, 26331--7
Mar, 26242--8
Feb, 26243--9
Analyst Price Target Forecasts

DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
May 11, 2026Barclays$107.00$90.5418.18%32.62%
May 06, 2026Piper Sandler$112.00$87.4828.03%38.82%
Apr 09, 2026Wells Fargo$110.00$91.7719.86%36.34%
Jan 30, 2026Piper Sandler$137.00$149.70-8.48%69.81%
Jan 15, 2026Crispin LovePiper Sandler$168.00$147.3714.00%108.23%
Jan 06, 2026Terry MaBarclays$158.00$134.2617.68%95.84%
Jan 05, 2026Donald FandettiWells Fargo$150.00$132.1613.50%85.92%
Dec 29, 2025Eric HagenBTIG$150.00$133.4512.40%85.92%
Dec 22, 2025Piper Sandler$146.00$134.628.45%80.96%
Dec 19, 2025Jefferies$160.00$132.4120.84%98.31%
Analyst Rating Forecasts

DateCompanyPrevious RatingNew RatingRating Change
Jan 30, 2026BTIGBuyBuyhold
Jan 15, 2026Piper SandlerOverweightOverweighthold
Jan 06, 2026BarclaysOverweightOverweighthold
Jan 05, 2026Wells FargoOverweightOverweighthold
Dec 29, 2025BTIGBuyBuyhold
Dec 22, 2025Piper SandlerOverweightOverweighthold
Dec 19, 2025JefferiesBuyBuyinitialise
Oct 10, 2025UBSNeutralNeutralhold
Oct 08, 2025Piper SandlerOverweightOverweighthold
Oct 06, 2025BarclaysOverweightOverweighthold

Financial Forecast


EPS Forecast

$0 $4 $8 $12 $16 $20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$15.73$8.96$2.89$6.11$9.69--
Avg Forecast$15.48$8.42$2.24$7.20$13.81$15.90$16.92
High Forecast$17.14$8.80$2.71$7.34$14.19$16.69$17.86
Low Forecast$14.38$7.87$0.93$7.06$13.13$14.92$15.63
Surprise %1.61%6.41%29.02%-15.14%-29.83%--

Revenue Forecast

$1B $2B $2B $3B $4B $5B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$3.56B$2.32B$2.04B$1.59B$4.36B--
Avg Forecast$3.23B$1.95B$1.46B$1.65B$2.36B$2.68B$3.16B
High Forecast$3.49B$2.02B$1.49B$1.69B$2.43B$2.70B$3.29B
Low Forecast$3.05B$1.85B$1.42B$1.60B$2.29B$2.66B$2.97B
Surprise %10.21%18.93%39.35%-3.24%84.68%--

Net Income Forecast

$0 $300M $600M $900M $1B $2B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$1.00B$475.51M$144.66M$311.42M$501.08M--
Avg Forecast$1.07B$686.04M$144.66M$379.87M$736.76M$847.14M$883.06M
High Forecast$1.29B$823.25M$173.59M$387.30M$748.51M$879.90M$941.87M
Low Forecast$859.86M$548.84M$115.72M$372.45M$692.24M$786.66M$824.25M
Surprise %-6.64%-30.69%--18.02%-31.99%--

PFSI Forecast FAQ


Is PennyMac Financial Services stock a buy?

PennyMac Financial Services stock has a consensus rating of Buy, based on 20 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 13 Buy, 6 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that PennyMac Financial Services is a favorable investment for most analysts.

What is PennyMac Financial Services's price target?

PennyMac Financial Services's price target, set by 20 Wall Street analysts, averages $127.8 over the next 12 months. The price target range spans from $107 at the low end to $160 at the high end, suggesting a potential 58.40% change from the previous closing price of $80.68.

How does PennyMac Financial Services stock forecast compare to its benchmarks?

PennyMac Financial Services's stock forecast shows a 58.40% upside, outperforming the average forecast for the financial services stocks sector (5.74%) and underperforming the mortgage stocks industry (61.81%).

What is the breakdown of analyst ratings for PennyMac Financial Services over the past three months?

  • June 2026: 37.50% Strong Buy, 37.50% Buy, 25.00% Hold, 0% Sell, 0% Strong Sell.
  • May 2026: 37.50% Strong Buy, 37.50% Buy, 25.00% Hold, 0% Sell, 0% Strong Sell.
  • April 2026: 42.86% Strong Buy, 42.86% Buy, 14.29% Hold, 0% Sell, 0% Strong Sell.

What is PennyMac Financial Services’s EPS forecast?

PennyMac Financial Services's average annual EPS forecast for its fiscal year ending in December 2026 is $15.9, marking a 64.09% increase from the reported $9.69 in 2025. Estimates for the following years are.

What is PennyMac Financial Services’s revenue forecast?

PennyMac Financial Services's average annual revenue forecast for its fiscal year ending in December 2026 is $2.68B, reflecting a -38.59% decrease from the reported $4.36B in 2025. The forecast for.

What is PennyMac Financial Services’s net income forecast?

PennyMac Financial Services's net income forecast for the fiscal year ending in December 2026 stands at $847.14M, representing an 69.06% increase from the reported $501.08M in 2025. Projections indicate .