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PennyMac Financial Services (PFSI) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

PFSI Stock Forecast

PennyMac Financial Services (PFSI) stock forecast, based on 20 Wall Street analysts, predicts a 12-month average price target of $140.00, with a high of $145.00 and a low of $136.00. This represents a 5.29% increase from the last price of $132.96.

$80 $93 $106 $119 $132 $145 High: $145 Avg: $140 Low: $136 Last Closed Price: $132.96

PFSI Stock Rating

PennyMac Financial Services stock's rating consensus is Buy, based on 20 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 12 Buy (60.00%), 7 Hold (35.00%), 1 Sell (5.00%), and 0 Strong Sell (0.00%).

Buy
Total 20 0 1 7 12 Strong Sell Sell Hold Buy Strong Buy

PFSI Price Target Upside V Benchmarks

TypeNameUpside
StockPennyMac Financial Services5.29%
SectorFinancial Services Stocks 8.06%
IndustryMortgage Stocks0.45%

Price Target Trends

1M3M12M
# Anlaysts558
Avg Price Target$138.20$138.20$129.50
Last Closing Price$132.96$132.96$132.96
Upside/Downside3.94%3.94%-2.60%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Oct, 25332--8
Sep, 25332--8
Aug, 25332--8
Jul, 25342--9
Jun, 25341--8
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 24, 2025Doug HarterUBS$145.00$130.6710.97%9.06%
Oct 22, 2025Barclays$139.00$120.9114.96%4.54%
Oct 10, 2025UBS$135.00$114.5717.83%1.53%
Oct 08, 2025Crispin LovePiper Sandler$136.00$116.5716.67%2.29%
Oct 06, 2025Barclays$136.00$123.1510.43%2.29%
Jul 15, 2025Doug HarterUBS$115.00$99.9115.10%-13.51%
Apr 24, 2025Michael KayeWells Fargo$120.00$93.8627.85%-9.75%
Apr 16, 2025Doug HarterUBS$110.00$95.5715.10%-17.27%
Oct 08, 2024Terry MaBarclays$125.00$106.1117.80%-5.99%
Oct 01, 2024Kevin BarkerPiper Sandler$125.00$113.979.68%-5.99%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Oct 10, 2025UBSNeutralNeutralhold
Oct 08, 2025Piper SandlerOverweightOverweighthold
Oct 06, 2025BarclaysOverweightOverweighthold
Jul 15, 2025UBSNeutralNeutralhold
Apr 24, 2025Wells FargoOverweightOverweighthold
Apr 16, 2025UBSNeutralNeutralhold
Jan 03, 2025Deutsche BankBuyBuyhold
Oct 23, 2024Piper SandlerOverweightOverweighthold
Oct 08, 2024WedbushMarket PerformMarket Performhold
Oct 08, 2024BarclaysOverweightOverweighthold

Financial Forecast

EPS Forecast

$0 $5 $10 $15 $20 $25 Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$21.91$15.73$8.96$2.89$6.11---
Avg Forecast$21.11$15.48$8.42$2.24$7.20$13.81$15.90$16.92
High Forecast$23.37$17.14$8.80$2.71$7.34$14.19$16.69$17.86
Low Forecast$19.61$14.38$7.87$0.93$7.06$13.13$14.92$15.63
Surprise %3.79%1.61%6.41%29.02%-15.14%---

Revenue Forecast

$1B $2B $3B $4B $5B $6B Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$5.45B$3.98B$1.97B$2.04B$1.59B---
Avg Forecast$3.70B$3.23B$1.95B$1.46B$1.65B$2.36B$2.68B$3.16B
High Forecast$4.01B$3.49B$2.02B$1.49B$1.69B$2.43B$2.70B$3.29B
Low Forecast$3.50B$3.05B$1.85B$1.42B$1.60B$2.29B$2.66B$2.97B
Surprise %47.32%23.10%0.77%39.35%-3.24%---

Net Income Forecast

$0 $400M $800M $1B $2B $2B Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$1.65B$1.00B$475.51M$144.66M$311.42M---
Avg Forecast$1.21B$1.07B$686.04M$144.66M$379.87M$736.76M$847.14M$883.06M
High Forecast$1.45B$1.29B$823.25M$173.59M$387.30M$748.51M$879.90M$941.87M
Low Forecast$965.17M$859.86M$548.84M$115.72M$372.45M$692.24M$786.66M$824.25M
Surprise %36.51%-6.64%-30.69%--18.02%---

PFSI Forecast FAQ

Is PennyMac Financial Services stock a buy?

PennyMac Financial Services stock has a consensus rating of Buy, based on 20 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 12 Buy, 7 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that PennyMac Financial Services is a favorable investment for most analysts.

What is PennyMac Financial Services's price target?

PennyMac Financial Services's price target, set by 20 Wall Street analysts, averages $140 over the next 12 months. The price target range spans from $136 at the low end to $145 at the high end, suggesting a potential 5.29% change from the previous closing price of $132.96.

How does PennyMac Financial Services stock forecast compare to its benchmarks?

PennyMac Financial Services's stock forecast shows a 5.29% upside, underperforming the average forecast for the financial services stocks sector (8.06%) and outperforming the mortgage stocks industry (0.45%).

What is the breakdown of analyst ratings for PennyMac Financial Services over the past three months?

  • October 2025: 37.50% Strong Buy, 37.50% Buy, 25.00% Hold, 0% Sell, 0% Strong Sell.
  • September 2025: 37.50% Strong Buy, 37.50% Buy, 25.00% Hold, 0% Sell, 0% Strong Sell.
  • August 2025: 37.50% Strong Buy, 37.50% Buy, 25.00% Hold, 0% Sell, 0% Strong Sell.

What is PennyMac Financial Services’s EPS forecast?

PennyMac Financial Services's average annual EPS forecast for its fiscal year ending in December 2025 is $13.81, marking a 126.02% increase from the reported $6.11 in 2024. Estimates for the following years are $15.9 in 2026, and $16.92 in 2027.

What is PennyMac Financial Services’s revenue forecast?

PennyMac Financial Services's average annual revenue forecast for its fiscal year ending in December 2025 is $2.36B, reflecting a 48.27% increase from the reported $1.59B in 2024. The forecast for 2026 is $2.68B, and $3.16B for 2027.

What is PennyMac Financial Services’s net income forecast?

PennyMac Financial Services's net income forecast for the fiscal year ending in December 2025 stands at $736.76M, representing an 136.58% increase from the reported $311.42M in 2024. Projections indicate $847.14M in 2026, and $883.06M in 2027.