Provident Financial Stock (NASDAQ:PROV)


ForecastRevenueOwnershipFinancialsChartTranscripts

Previous Close

$17.06

52W Range

$14.95 - $17.42

50D Avg

$17.01

200D Avg

$16.11

Market Cap

$106.13M

Avg Vol (3M)

$8.98K

Beta

0.33

Div Yield

$0.56 (3.30%)

PROV Company Profile


Provident Financial Holdings, Inc. functions as the parent entity for Provident Savings Bank, F.S.B., a community-focused financial institution. This bank offers a full spectrum of services to individuals and small to mid-sized enterprises across Southern California's Inland Empire region. Its deposit offerings include typical checking, savings, and money market accounts, in addition to certificates of deposit. The lending portfolio is diverse, covering financing for single and multi-family homes, commercial properties, construction ventures, general business needs, and personal loans. Furthermore, the company extends its services to include investment advice, distributing products like annuities and mutual funds, and facilitates real estate dealings through trustee services. Provident Financial conducts its operations from 13 full-service branch locations: 12 are situated in Riverside County, and one is in San Bernardino County. The company was founded in 1956 and has its main offices in Riverside, California.

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Industry

Banks - Regional

Sector

Financial Services

Exchange

NASDAQ

ADR

-

Country

US

Employees

94

IPO Date

Jun 28, 1996

Website

PROV Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceJun 25Jun 24Jun 23
Debit Card$1.26M--
Deposit Account$1.11M$1.15M-
Credit Card-$1.38M-
Card and processing fees--$1.52M

Fiscal year ends in Jun 25 | Currency in USD

PROV Financial Summary


Jun 25Jun 24Jun 23
Revenue$56.62M$58.67M$50.07M
Operating Income$8.87M$10.39M$12.42M
Net Income$6.25M$7.35M$8.59M
EBITDA$8.87M$13.54M$15.60M
Basic EPS$0.93$1.06$1.20
Diluted EPS$0.93$1.06$1.19

Fiscal year ends in Jun 25 | Currency in USD

Latest Earnings Call Transcripts


Q2 26Jan 28, 26 | 12:00 PM
Q1 26Oct 29, 25 | 12:00 PM
Q4 25Jul 29, 25 | 12:00 PM

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