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SLM (SLM) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

SLM Stock Forecast

SLM (SLM) stock forecast, based on 25 Wall Street analysts, predicts a 12-month average price target of $31.83, with a high of $40.00 and a low of $23.00. This represents a 56.18% increase from the last price of $20.38.

$15 $20 $25 $30 $35 $40 High: $40 Avg: $31.83 Low: $23 Last Closed Price: $20.38

SLM Stock Rating

SLM stock's rating consensus is Buy, based on 25 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 19 Buy (76.00%), 4 Hold (16.00%), 2 Sell (8.00%), and 0 Strong Sell (0.00%).

Buy
Total 25 2 4 19 0 Strong Sell Sell Hold Buy Strong Buy

SLM Price Target Upside V Benchmarks

TypeNameUpside
StockSLM56.18%
SectorFinancial Services Stocks 14.67%
IndustryCredit Services Stocks30.11%

Price Target Trends

1M3M12M
# Anlaysts1412
Avg Price Target$29.00$32.75$32.83
Last Closing Price$20.38$20.38$20.38
Upside/Downside42.30%60.70%61.09%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Mar, 262521111
Feb, 262521111
Jan, 262531-11
Dec, 25362--11
Nov, 25362--11
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Feb 18, 2026Jeffrey AdelsonMorgan Stanley$29.00$24.1620.03%42.30%
Jan 23, 2026Deutsche Bank$40.00$27.7144.35%96.27%
Jan 23, 2026Donald FandettiWells Fargo$32.00$26.7019.85%57.02%
Dec 16, 2025Morgan Stanley$30.00$26.7911.98%47.20%
Dec 11, 2025Wells Fargo$30.00$27.369.65%47.20%
Dec 10, 2025Deutsche Bank$37.00$26.0741.93%81.55%
Dec 09, 2025Giuliano BolognaCompass Point$23.00$30.85-25.45%12.86%
Dec 09, 2025Jeffrey AdelsonMorgan Stanley$31.00$30.850.49%52.11%
Dec 05, 2025Wells Fargo$35.00$30.1616.05%71.74%
Oct 24, 2025RBC Capital$32.00$27.9514.49%57.02%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Jan 23, 2026Deutsche BankBuyBuyhold
Jan 23, 2026Wells FargoOverweightOverweighthold
Dec 09, 2025Compass PointBuySelldowngrade
Dec 05, 2025Cowen & Co.BuyBuyhold
Dec 05, 2025Wells FargoOverweightOverweighthold
Oct 24, 2025RBC CapitalOutperformOutperformhold
Sep 29, 2025Morgan StanleyOverweightOverweighthold
Jul 14, 2025RBC CapitalOutperformOutperformhold
May 21, 2025Morgan StanleyOverweightOverweighthold
Apr 25, 2025Morgan StanleyOverweightOverweighthold

Financial Forecast

EPS Forecast

Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27 Dec 28
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27Dec 28
Reported$3.67$1.78$2.44$2.73$3.52---
Avg Forecast$3.56$2.49$2.57$2.73$3.07$3.39$3.63$3.68
High Forecast$4.00$2.61$2.63$2.79$3.13$3.77$3.75$3.88
Low Forecast$3.32$2.32$2.53$2.61$3.01$3.13$3.54$3.44
Surprise %3.09%-28.51%-5.06%-14.66%---

Revenue Forecast

$1B $2B $2B $3B $3B $4B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27 Dec 28
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27Dec 28
Reported$2.41B$2.37B$2.84B$2.99B$3.11B---
Avg Forecast$1.87B$1.80B$1.82B$1.86B$1.87B$1.99B$2.13B$1.30B
High Forecast$2.05B$1.86B$1.84B$1.87B$1.97B$2.04B$2.22B$1.35B
Low Forecast$1.77B$1.70B$1.81B$1.84B$1.78B$1.93B$2.02B$1.23B
Surprise %28.98%31.58%55.91%60.94%66.50%---

Net Income Forecast

$450M $610M $770M $930M $1B $1B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27 Dec 28
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27Dec 28
Reported$1.16B$469.01M$581.39M$608.33M$744.85M---
Avg Forecast$987.66M$1.01B$563.69M$631.94M$718.57M$807.80M$853.61M$861.35M
High Forecast$1.19B$1.21B$676.42M$653.08M$733.71M$883.35M$877.65M$907.83M
Low Forecast$790.13M$804.15M$450.95M$610.80M$703.43M$732.25M$829.56M$805.48M
Surprise %17.50%-53.34%3.14%-3.74%3.66%---

SLM Forecast FAQ

Is SLM stock a buy?

SLM stock has a consensus rating of Buy, based on 25 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 19 Buy, 4 Hold, 2 Sell, and 0 Strong Sell, reflecting a consensus that SLM is a favorable investment for most analysts.

What is SLM's price target?

SLM's price target, set by 25 Wall Street analysts, averages $31.83 over the next 12 months. The price target range spans from $23 at the low end to $40 at the high end, suggesting a potential 56.18% change from the previous closing price of $20.38.

How does SLM stock forecast compare to its benchmarks?

SLM's stock forecast shows a 56.18% upside, outperforming the average forecast for the financial services stocks sector (14.67%) and outperforming the credit services stocks industry (30.11%).

What is the breakdown of analyst ratings for SLM over the past three months?

  • March 2026: 18.18% Strong Buy, 45.45% Buy, 18.18% Hold, 9.09% Sell, 9.09% Strong Sell.
  • February 2026: 18.18% Strong Buy, 45.45% Buy, 18.18% Hold, 9.09% Sell, 9.09% Strong Sell.
  • January 2026: 18.18% Strong Buy, 45.45% Buy, 27.27% Hold, 9.09% Sell, 0% Strong Sell.

What is SLM’s EPS forecast?

SLM's average annual EPS forecast for its fiscal year ending in December 2026 is $3.39, marking a -3.69% decrease from the reported $3.52 in 2025. Estimates for the following years are $3.63 in 2027, and $3.68 in 2028.

What is SLM’s revenue forecast?

SLM's average annual revenue forecast for its fiscal year ending in December 2026 is $1.99B, reflecting a -36.00% decrease from the reported $3.11B in 2025. The forecast for 2027 is $2.13B, and $1.3B for 2028.

What is SLM’s net income forecast?

SLM's net income forecast for the fiscal year ending in December 2026 stands at $807.8M, representing an 8.45% increase from the reported $744.85M in 2025. Projections indicate $853.61M in 2027, and $861.35M in 2028.