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Synchrony Financial (SYF) Stock Forecast, Price Target & Predictions

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SYF Stock Forecast

Synchrony Financial (SYF) stock forecast, based on 41 Wall Street analysts, predicts a 12-month average price target of $90.08, with a high of $100.00 and a low of $81.00. This represents a 40.82% increase from the last price of $63.97.

$35 $48 $61 $74 $87 $100 High: $100 Avg: $90.08 Low: $81 Last Closed Price: $63.97

SYF Stock Rating

Synchrony Financial stock's rating consensus is Buy, based on 41 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 26 Buy (63.41%), 14 Hold (34.15%), 0 Sell (0.00%), and 1 Strong Sell (2.44%).

Buy
Total 41 1 14 26 Strong Sell Sell Hold Buy Strong Buy

SYF Price Target Upside V Benchmarks

TypeNameUpside
StockSynchrony Financial40.82%
SectorFinancial Services Stocks 14.67%
IndustryCredit Services Stocks30.11%

Price Target Trends

1M3M12M
# Anlaysts-1627
Avg Price Target-$91.56$86.78
Last Closing Price$63.97$63.97$63.97
Upside/Downside-43.13%35.66%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Mar, 263137--23
Feb, 263128--23
Jan, 263118-123
Dec, 253127-123
Nov, 253127-123
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Feb 13, 2026David GeorgeRobert W. Baird$83.00$71.1116.72%29.75%
Feb 04, 2026UBS$82.00$74.839.58%28.19%
Jan 29, 2026Truist Financial$84.00$73.1714.80%31.31%
Jan 28, 2026Jon ArfstromRBC Capital$85.00$74.4914.11%32.87%
Jan 28, 2026Dominick GabrieleCompass Point$96.00$73.0031.51%50.07%
Jan 28, 2026Barclays$93.00$73.0027.40%45.38%
Jan 27, 2026Vincent CainticBTIG$96.00$73.0031.51%50.07%
Jan 12, 2026Jon ArfstromRBC Capital$91.00$79.5314.42%42.25%
Jan 12, 2026UBS$86.00$86.89-1.02%34.44%
Jan 06, 2026Evercore ISI$97.00$87.4710.90%51.63%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Mar 11, 2026BTIGBuyBuyhold
Jan 28, 2026Compass PointBuyBuyupgrade
Jan 27, 2026BTIGBuyBuyhold
Jan 20, 2026CitigroupOutperformOutperformhold
Jan 12, 2026RBC CapitalSector PerformSector Performhold
Jan 08, 2026Cowen & Co.BuyBuyhold
Jan 06, 2026Evercore ISIOutperformOutperformhold
Jan 06, 2026Goldman SachsBuyBuyhold
Jan 06, 2026BarclaysOverweightOverweighthold
Dec 17, 2025Wells FargoOverweightOverweighthold

Financial Forecast

EPS Forecast

$4 $6 $8 $10 $12 $14 $15 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$7.40$6.19$5.21$8.64$9.35--
Avg Forecast$7.22$5.96$5.09$6.64$7.05$8.24$10.35
High Forecast$7.76$6.47$5.40$6.88$8.70$9.51$14.21
Low Forecast$6.14$5.53$4.95$6.58$5.86$7.49$6.45
Surprise %2.49%3.86%2.36%30.12%32.62%--

Revenue Forecast

$5B $9B $13B $17B $21B $25B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$11.22B$13.20B$17.34B$20.76B$20.21B--
Avg Forecast$10.05B$11.59B$13.51B$15.73B$15.51B$16.26B$17.94B
High Forecast$10.63B$12.34B$13.56B$15.78B$17.00B$17.98B$18.18B
Low Forecast$8.90B$10.95B$13.44B$15.71B$14.41B$15.51B$17.70B
Surprise %11.63%13.86%28.33%31.95%30.32%--

Net Income Forecast

$2B $3B $4B $5B $6B $7B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$4.22B$3.02B$2.24B$3.50B$3.55B--
Avg Forecast$3.34B$3.62B$2.20B$2.85B$2.97B$3.29B$4.81B
High Forecast$4.01B$4.34B$2.64B$2.91B$3.69B$4.03B$6.02B
Low Forecast$2.67B$2.90B$1.76B$2.78B$2.48B$3.17B$2.73B
Surprise %26.25%-16.69%1.91%22.81%19.54%--

SYF Forecast FAQ

Is Synchrony Financial stock a buy?

Synchrony Financial stock has a consensus rating of Buy, based on 41 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 26 Buy, 14 Hold, 0 Sell, and 1 Strong Sell, reflecting a consensus that Synchrony Financial is a favorable investment for most analysts.

What is Synchrony Financial's price target?

Synchrony Financial's price target, set by 41 Wall Street analysts, averages $90.08 over the next 12 months. The price target range spans from $81 at the low end to $100 at the high end, suggesting a potential 40.82% change from the previous closing price of $63.97.

How does Synchrony Financial stock forecast compare to its benchmarks?

Synchrony Financial's stock forecast shows a 40.82% upside, outperforming the average forecast for the financial services stocks sector (14.67%) and outperforming the credit services stocks industry (30.11%).

What is the breakdown of analyst ratings for Synchrony Financial over the past three months?

  • March 2026: 13.04% Strong Buy, 56.52% Buy, 30.43% Hold, 0% Sell, 0% Strong Sell.
  • February 2026: 13.04% Strong Buy, 52.17% Buy, 34.78% Hold, 0% Sell, 0% Strong Sell.
  • January 2026: 13.04% Strong Buy, 47.83% Buy, 34.78% Hold, 0% Sell, 4.35% Strong Sell.

What is Synchrony Financial’s EPS forecast?

Synchrony Financial's average annual EPS forecast for its fiscal year ending in December 2026 is $8.24, marking a -11.87% decrease from the reported $9.35 in 2025. Estimates for the following years are.

What is Synchrony Financial’s revenue forecast?

Synchrony Financial's average annual revenue forecast for its fiscal year ending in December 2026 is $16.26B, reflecting a -19.56% decrease from the reported $20.21B in 2025. The forecast for.

What is Synchrony Financial’s net income forecast?

Synchrony Financial's net income forecast for the fiscal year ending in December 2026 stands at $3.29B, representing a -7.30% decrease from the reported $3.55B in 2025. Projections indicate .