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Synchrony Financial (SYF) Stock Forecast, Price Target & Predictions

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SYF Stock Forecast

Synchrony Financial (SYF) stock forecast, based on 41 Wall Street analysts, predicts a 12-month average price target of $88.79, with a high of $104.00 and a low of $78.00. This represents a 18.66% increase from the last price of $74.83.

$65 $73 $81 $89 $97 $105 High: $104 Avg: $88.79 Low: $78 Last Closed Price: $74.83

SYF Stock Rating

Synchrony Financial stock's rating consensus is Buy, based on 41 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 24 Buy (58.54%), 16 Hold (39.02%), 0 Sell (0.00%), and 1 Strong Sell (2.44%).

Buy
Total 41 1 16 24 Strong Sell Sell Hold Buy Strong Buy

SYF Price Target Upside V Benchmarks

TypeNameUpside
StockSynchrony Financial18.66%
SectorFinancial Services Stocks 9.84%
IndustryCredit Services Stocks14.13%

Price Target Trends

1M3M12M
# Anlaysts7934
Avg Price Target$87.57$87.78$89.50
Last Closing Price$74.83$74.83$74.83
Upside/Downside17.03%17.31%19.60%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Oct, 264127--23
Sep, 263129--24
Aug, 264128--24
Jul, 263129--24
Jun, 263129--24
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 21, 2026Terry MaBarclays$94.00$73.3628.14%25.62%
Oct 21, 2026Evercore ISI$78.00$73.366.32%4.24%
Oct 20, 2026John HechtJefferies$103.00$74.2438.74%37.65%
Oct 12, 2026Morgan Stanley$83.00$72.8014.01%10.92%
Oct 08, 2026Andrew BauchBMO Capital$81.00$73.729.88%8.25%
Oct 07, 2026Seaport Global$93.00$71.4130.23%24.28%
Oct 05, 2026UBS$81.00$71.7712.86%8.25%
Aug 25, 2026Darrin PellerWolfe Research$90.00$80.0212.47%20.27%
Aug 03, 2026UBS$87.00$77.5612.17%16.26%
Jul 22, 2026Deutsche Bank$104.00$71.8844.69%38.98%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Oct 21, 2026BarclaysOverweightOverweighthold
Oct 20, 2026JefferiesBuyBuyhold
Oct 20, 2026RBC CapitalSector PerformSector Performhold
Oct 08, 2026BMO CapitalMarket PerformMarket Performinitialise
Aug 25, 2026Wolfe ResearchOutperformOutperformhold
Aug 03, 2026UBSNeutralNeutralhold
Jul 22, 2026Deutsche BankBuyBuyhold
Jul 22, 2026RBC CapitalSector PerformSector Performhold
Jul 13, 2026HSBCBuyBuyhold
May 21, 2026Loop Capital MarketsHoldinitialise

Financial Forecast

EPS Forecast

$4 $6 $8 $10 $12 $14 $15 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$7.40$6.19$5.21$8.64$9.35--
Avg Forecast$7.22$5.96$5.09$6.64$7.05$8.24$10.35
High Forecast$7.76$6.47$5.40$6.88$8.70$9.51$14.21
Low Forecast$6.14$5.53$4.95$6.58$5.86$7.49$6.45
Surprise %2.49%3.86%2.36%30.12%32.62%--

Revenue Forecast

$5B $9B $13B $17B $21B $25B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$11.22B$13.20B$17.34B$20.76B$20.21B--
Avg Forecast$10.05B$11.59B$13.51B$15.73B$15.51B$16.26B$17.94B
High Forecast$10.63B$12.34B$13.56B$15.78B$17.00B$17.98B$18.18B
Low Forecast$8.90B$10.95B$13.44B$15.71B$14.41B$15.51B$17.70B
Surprise %11.63%13.86%28.33%31.95%30.32%--

Net Income Forecast

$2B $3B $4B $5B $6B $7B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$4.22B$3.02B$2.24B$3.50B$3.55B--
Avg Forecast$3.34B$3.62B$2.20B$2.85B$2.97B$3.29B$4.81B
High Forecast$4.01B$4.34B$2.64B$2.91B$3.69B$4.03B$6.02B
Low Forecast$2.67B$2.90B$1.76B$2.78B$2.48B$3.17B$2.73B
Surprise %26.25%-16.69%1.91%22.81%19.54%--

SYF Forecast FAQ

Is Synchrony Financial stock a buy?

Synchrony Financial stock has a consensus rating of Buy, based on 41 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 24 Buy, 16 Hold, 0 Sell, and 1 Strong Sell, reflecting a consensus that Synchrony Financial is a favorable investment for most analysts.

What is Synchrony Financial's price target?

Synchrony Financial's price target, set by 41 Wall Street analysts, averages $88.79 over the next 12 months. The price target range spans from $78 at the low end to $104 at the high end, suggesting a potential 18.66% change from the previous closing price of $74.83.

How does Synchrony Financial stock forecast compare to its benchmarks?

Synchrony Financial's stock forecast shows a 18.66% upside, outperforming the average forecast for the financial services stocks sector (9.84%) and outperforming the credit services stocks industry (14.13%).

What is the breakdown of analyst ratings for Synchrony Financial over the past three months?

  • October 2026: 17.39% Strong Buy, 52.17% Buy, 30.43% Hold, 0% Sell, 0% Strong Sell.
  • September 2026: 12.50% Strong Buy, 50.00% Buy, 37.50% Hold, 0% Sell, 0% Strong Sell.
  • August 2026: 16.67% Strong Buy, 50.00% Buy, 33.33% Hold, 0% Sell, 0% Strong Sell.

What is Synchrony Financial’s EPS forecast?

Synchrony Financial's average annual EPS forecast for its fiscal year ending in December 2026 is $8.24, marking a -11.87% decrease from the reported $9.35 in 2025. Estimates for the following years are.

What is Synchrony Financial’s revenue forecast?

Synchrony Financial's average annual revenue forecast for its fiscal year ending in December 2026 is $16.26B, reflecting a -19.56% decrease from the reported $20.21B in 2025. The forecast for.

What is Synchrony Financial’s net income forecast?

Synchrony Financial's net income forecast for the fiscal year ending in December 2026 stands at $3.29B, representing a -7.30% decrease from the reported $3.55B in 2025. Projections indicate .