Isabella Bank Stock (NASDAQ:ISBA)


RevenueOwnershipFinancialsChart

Previous Close

$39.92

52W Range

$28.49 - $58.83

50D Avg

$42.06

200D Avg

$43.72

Market Cap

$292.13M

Avg Vol (3M)

$38.77K

Beta

0.02

Div Yield

$1.12 (2.81%)

ISBA Company Profile


Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.

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Industry

Banks - Regional

Sector

Financial Services

Exchange

NASDAQ

ADR

-

Country

US

Employees

368

IPO Date

Jan 30, 2006

Website

ISBA Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceDec 25Dec 24Dec 23
Debit Card$4.22M$4.15M$4.06M
ATM Income$1.07M--
Service Charges And Deposit Account Fees$946.00K$450.00K$362.00K
Other Revenue$540.00K--
Investment Advice$725.00K$603.00K$447.00K
Fiduciary and Trust$3.52M$3.44M$3.11M

Fiscal year ends in Dec 25 | Currency in USD

ISBA Financial Summary


Dec 25Dec 24Dec 23
Revenue$112.00M$101.71M$90.76M
Operating Income$22.13M$16.40M$21.83M
Net Income$18.91M$13.89M$18.17M
EBITDA$22.13M$18.48M$23.81M
Basic EPS$2.56$1.86$2.42
Diluted EPS$2.56$1.86$2.40

Fiscal year ends in Dec 25 | Currency in USD

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