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Navient (NAVI) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

NAVI Stock Forecast

Navient (NAVI) stock forecast, based on 24 Wall Street analysts, predicts a 12-month average price target of $10.00, with a high of $12.00 and a low of $9.00. This represents a 24.07% increase from the last price of $8.06.

$5 $8 $11 $14 $17 $20 High: $12 Avg: $10 Low: $9 Last Closed Price: $8.06

NAVI Stock Rating

Navient stock's rating consensus is Hold, based on 24 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 5 Buy (20.83%), 15 Hold (62.50%), 4 Sell (16.67%), and 0 Strong Sell (0.00%).

Hold
Total 24 0 4 15 5 Strong Sell Sell Hold Buy Strong Buy

NAVI Price Target Upside V Benchmarks

TypeNameUpside
StockNavient24.07%
SectorFinancial Services Stocks 14.67%
IndustryCredit Services Stocks30.11%

Price Target Trends

1M3M12M
# Anlaysts-44
Avg Price Target-$10.25$10.25
Last Closing Price$8.06$8.06$8.06
Upside/Downside-27.17%27.17%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Mar, 26-15129
Feb, 26-15129
Jan, 26-15129
Dec, 25-15129
Nov, 25-15129
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jan 29, 2026Mark DeVriesDeutsche Bank$9.00$9.51-5.36%11.66%
Jan 29, 2026Barclays$9.00$9.81-8.26%11.66%
Jan 28, 2026Jeffrey AdelsonMorgan Stanley$12.00$9.8122.32%48.88%
Jan 06, 2026Barclays$11.00$13.01-15.45%36.48%
Sep 30, 2024Nathaniel Richam-OdoiBank of America Securities$17.00$15.4210.25%110.92%
Dec 01, 2022Jeffrey AdelsonMorgan Stanley$16.00$16.57-3.44%98.51%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Jan 29, 2026Deutsche BankHoldHoldhold
Jan 06, 2026BarclaysUnderweightUnderweighthold
Oct 30, 2025Cowen & Co.SellSellhold
Oct 08, 2024BarclaysUnderweightUnderweighthold
Sep 12, 2024Cowen & Co.SellSellhold
Apr 25, 2024BarclaysUnderweightUnderweighthold
Dec 01, 2022Morgan StanleyCautiousEqual-Weightupgrade
Dec 01, 2022Morgan StanleyCautiousupgrade
Oct 07, 2022Prescience PointBuyinitialise
Sep 09, 2022BarclaysEqual-Weightdowngrade

Financial Forecast

EPS Forecast

$-1 $0 $1 $2 $3 $4 $5 $6 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$4.22$4.54$1.87$1.20$-0.81-
Avg Forecast$4.47$3.38$2.97$2.44$1.38$1.67
High Forecast$5.93$4.16$3.45$2.53$1.62$1.83
Low Forecast$3.51$2.71$2.61$2.28$1.24$1.33
Surprise %-5.59%34.32%-37.04%-50.82%-158.70%-

Revenue Forecast

$500M $1B $2B $3B $4B $5B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$3.53B$3.84B$4.84B$4.23B$3.23B-
Avg Forecast$1.92B$1.50B$1.37B$936.20M$703.09M$693.49M
High Forecast$2.41B$1.76B$1.41B$963.68M$862.74M$718.31M
Low Forecast$1.61B$1.27B$1.34B$920.92M$620.58M$646.14M
Surprise %83.30%156.26%251.71%352.25%359.26%-

Net Income Forecast

$-100M $70M $240M $410M $580M $750M Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26
Reported$717.00M$645.00M$228.00M$131.00M$-80.00M-
Avg Forecast$576.12M$558.33M$228.00M$295.52M$176.13M$194.32M
High Forecast$701.22M$682.49M$279.62M$311.08M$199.66M$224.80M
Low Forecast$451.02M$434.17M$176.38M$279.97M$152.60M$163.84M
Surprise %24.45%15.52%--55.67%-145.42%-

NAVI Forecast FAQ

Is Navient stock a buy?

Navient stock has a consensus rating of Hold, based on 24 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 5 Buy, 15 Hold, 4 Sell, and 0 Strong Sell, reflecting a consensus that Navient is a neutral investment for most analysts.

What is Navient's price target?

Navient's price target, set by 24 Wall Street analysts, averages $10 over the next 12 months. The price target range spans from $9 at the low end to $12 at the high end, suggesting a potential 24.07% change from the previous closing price of $8.06.

How does Navient stock forecast compare to its benchmarks?

Navient's stock forecast shows a 24.07% upside, outperforming the average forecast for the financial services stocks sector (14.67%) and underperforming the credit services stocks industry (30.11%).

What is the breakdown of analyst ratings for Navient over the past three months?

  • March 2026: 0% Strong Buy, 11.11% Buy, 55.56% Hold, 11.11% Sell, 22.22% Strong Sell.
  • February 2026: 0% Strong Buy, 11.11% Buy, 55.56% Hold, 11.11% Sell, 22.22% Strong Sell.
  • January 2026: 0% Strong Buy, 11.11% Buy, 55.56% Hold, 11.11% Sell, 22.22% Strong Sell.

What is Navient’s EPS forecast?

Navient's average annual EPS forecast for its fiscal year ending in December 2026 is $1.67, marking a -306.17% decrease from the reported $-0.81 in 2025..

What is Navient’s revenue forecast?

Navient's average annual revenue forecast for its fiscal year ending in December 2026 is $693.49M, reflecting a -78.52% decrease from the reported $3.23B in 2025.

What is Navient’s net income forecast?

Navient's net income forecast for the fiscal year ending in December 2026 stands at $194.32M, representing a -342.90% decrease from the reported $-80M in 2025.