Navient (NAVI) Revenue & Revenue Breakdown


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Navient Revenue Highlights


Latest Revenue (Y)

$3.23B

Latest Revenue (Q)

$781.00M

Main Segment (Y)

Federal Education Loans Segment

Navient Revenue by Period


Navient Revenue by Year

DateRevenueChange
2025-12-31$3.23B-23.74%
2024-12-31$4.23B-12.45%
2023-12-31$4.84B25.97%
2022-12-31$3.84B8.85%
2021-12-31$3.53B-5.54%
2020-12-31$3.73B-31.91%
2019-12-31$5.48B-1.91%
2018-12-31$5.59B7.89%
2017-12-31$5.18B4.39%
2016-12-31$4.96B-4.10%
2015-12-31$5.18B-8.18%
2014-12-31$5.64B-9.39%
2013-12-31$6.22B6.02%
2012-12-31$5.87B-

Navient generated $3.23B in revenue during NA 2025, up -23.74% compared to the previous quarter, and up 86.48% compared to the same period a year ago.

Navient Revenue by Quarter

DateRevenueChange
2025-09-30$781.00M-3.10%
2025-06-30$806.00M-2.66%
2025-03-31$828.00M-15.25%
2024-12-31$977.00M-2.20%
2024-09-30$999.00M-8.35%
2024-06-30$1.09B-6.20%
2024-03-31$1.16B-10.55%
2023-12-31$1.30B11.03%
2023-09-30$1.17B-3.07%
2023-06-30$1.21B2.55%
2023-03-31$1.18B2.79%
2022-12-31$1.15B11.27%
2022-09-30$1.03B22.35%
2022-06-30$841.00M50.18%
2022-03-31$560.00M-29.74%
2021-12-31$797.00M20.76%
2021-09-30$660.00M-0.15%
2021-06-30$661.00M-4.48%
2021-03-31$692.00M-67.47%
2020-12-31$2.13B179.50%
2020-09-30$761.00M-7.08%
2020-06-30$819.00M-17.02%
2020-03-31$987.00M-69.20%
2019-12-31$3.21B174.87%
2019-09-30$1.17B-3.16%
2019-06-30$1.20B-2.43%
2019-03-31$1.23B-57.30%
2018-12-31$2.89B132.88%
2018-09-30$1.24B1.14%
2018-06-30$1.23B4.69%
2018-03-31$1.17B99.66%
2017-12-31$587.00M-5.17%
2017-09-30$619.00M20.66%
2017-06-30$513.00M4.27%
2017-03-31$492.00M-18.14%
2016-12-31$601.00M-16.76%
2016-09-30$722.00M30.80%
2016-06-30$552.00M-14.55%
2016-03-31$646.00M-17.81%
2015-12-31$786.00M7.08%
2015-09-30$734.00M-2.13%
2015-06-30$750.00M-9.86%
2015-03-31$832.00M5.85%
2014-12-31$786.00M-13.82%
2014-09-30$912.00M-2.67%
2014-06-30$937.00M13.58%
2014-03-31$825.00M-4.62%
2013-12-31$865.00M-0.35%
2013-09-30$868.00M-30.84%
2013-06-30$1.25B35.97%
2013-03-31$923.00M-

Navient generated $781.00M in revenue during Q3 2025, up -3.10% compared to the previous quarter, and up 71.65% compared to the same period a year ago.

Navient Revenue Breakdown


Navient Revenue Breakdown by Product

Annual Revenue by Product

Product/ServiceDec 25Dec 24Dec 22Dec 21Dec 20
Business Processing$23.00M$330.00M$488.00M$304.00M-
Other Operating Segment$47.00M----
Federal Education Loans Segment$51.00M$65.00M$162.00M$208.00M-
Consumer Lending$11.00M$12.00M$6.00M$6.00M-
Healthcare Services-$88.00M---
Government Services-$183.00M---

Navient's latest annual revenue breakdown by segment (product or service), as of Dec 25: Federal Education Loans Segment (38.64%), Other Operating Segment (35.61%), Business Processing (17.42%), and Consumer Lending (8.33%).

Quarterly Revenue by Product

Product/ServiceDec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20
Federal Education Loans Segment$20.00M$10.00M$11.00M$10.00M$13.00M$14.00M$14.00M$21.00M$14.00M$15.00M$16.00M$47.00M$47.00M$52.00M$50.00M$53.00M----
Consumer Lending$2.00M$3.00M$3.00M$3.00M$3.00M$3.00M$3.00M$3.00M$3.00M$3.00M$3.00M-$3.00M$1.00M$1.00M$1.00M----
Business Processing-$23.00M--$70.00M$79.00M$87.00M$94.00M$111.00M$122.00M$130.00M$125.00M$93.00M$90.00M------
Other Operating Segment$2.00M$10.00M$20.00M$15.00M----------------
Government Services----$91.00M$43.00M$49.00M$57.00M------------
Healthcare Services----$29.00M$27.00M$32.00M$28.00M------------
Other Segments--------------------
All Other Segments--------------------

Navient's latest quarterly revenue breakdown by segment (product or service), as of Dec 25: Federal Education Loans Segment (83.33%), Consumer Lending (8.33%), and Other Operating Segment (8.33%).

Navient Peer Comparison by Revenue


TickerCompanyLast Year RevenueLast Quarter Revenue
LULufax$28.12B$5.58B
NAVINavient$3.23B$781.00M
EZPWEZCORP$1.16B$382.02M
GHLDGuild$1.05B$361.64M
DFINDonnelley Financial Solutions$767.00M$175.30M
CNOBConnectOne Bancorp$606.47M$187.71M
OCSLOaktree Specialty Lending$288.05M$66.92M
BFCBank First$240.45M$60.09M
PSECProspect Capital$200.75M$133.90M
BETRBetter Home & Finance$88.50M$27.11M
JCAPJefferson Capital$45.09M$458.18B

NAVI Revenue FAQ


What is Navient’s yearly revenue?

Navient's yearly revenue for 2025 was $3.23B, representing a decrease of -23.74% compared to 2024. The company's yearly revenue for 2024 was $4.23B, representing a decrease of -12.45% compared to 2023. NAVI's yearly revenue for 2023 was $4.84B, representing an increase of 25.97% compared to 2022.

What is Navient’s quarterly revenue?

Navient's quarterly revenue for Q3 2025 was $781M, a -3.10% decrease from the previous quarter (Q2 2025), and a -21.82% decrease year-over-year (Q3 2024). The company's quarterly revenue for Q2 2025 was $806M, a -2.66% decrease from the previous quarter (Q1 2025), and a -26.06% decrease year-over-year (Q2 2024). NAVI's quarterly revenue for Q1 2025 was $828M, a -15.25% decrease from the previous quarter (Q4 2024), and a -28.74% decrease year-over-year (Q1 2024).

What is Navient’s revenue growth rate?

Navient's revenue growth rate for the last 3 years (2023-2025) was -33.23%, and for the last 5 years (2021-2025) was -8.45%.

What are Navient’s revenue streams?

Navient's revenue streams in c 25 are Business Processing, Other Operating Segment, Federal Education Loans Segment, and Consumer Lending. Business Processing generated $23M in revenue, accounting 17.42% of the company's total revenue, down -93.03% year-over-year. Other Operating Segment generated $47M in revenue, accounting 35.61% of the company's total revenue Federal Education Loans Segment generated $51M in revenue, accounting 38.64% of the company's total revenue, down -21.54% year-over-year. Consumer Lending generated $11M in revenue, accounting 8.33% of the company's total revenue, down -8.33% year-over-year.

What is Navient’s main source of revenue?

For the fiscal year ending Dec 25, the largest source of revenue of Navient was Federal Education Loans Segment. This segment made a revenue of $51M, representing 38.64% of the company's total revenue.