Pathfinder Bancorp Stock (NASDAQ:PBHC)
Previous Close
$15.25
52W Range
$12.30 - $19.86
50D Avg
$15.24
200D Avg
$16.45
Market Cap
$95.44M
Avg Vol (3M)
$4.67K
Beta
0.16
Div Yield
$0.40 (2.57%)
PBHC Company Profile
Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. As of February 03, 2022, it operated through ten full-service offices located in Oswego and Onondaga Counties, as well as one limited purpose office located in Oneida County. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
PBHC Performance
Revenue Breakdown
Revenue Breakdown by Product/Service
| Product/Service | Dec 24 | Dec 23 | Dec 22 |
|---|---|---|---|
| Mortgage Banking | $562.00K | $488.00K | $500.00K |
| Investment Services Revenue | $470.00K | $454.00K | $446.00K |
| Insurance Commissions | $1.07M | $1.30M | $1.13M |
| Insufficient Funds Fees Deposit Account | $819.00K | $686.00K | $569.00K |
| Net Gains Losses On Sale Of Loans And Foreclosed Real Estate | $187.00K | $181.00K | $137.00K |
| Deposit Related Fees Deposit Account | $534.00K | $436.00K | $390.00K |
| Deposit Account | $1.44M | $1.25M | $1.13M |
| Debit Card | $875.00K | $616.00K | $867.00K |
| Fee Income | $1.98M | $2.19M | $2.03M |
| Credit and Debit Card | $936.00K | $676.00K | $937.00K |
| Credit Card, Merchant Discount | $61.00K | $60.00K | $70.00K |
| Banking | $4.91M | $4.60M | $4.59M |
| Banking House Rents Collected | $194.00K | $207.00K | $229.00K |
| Bank Servicing | $375.00K | $307.00K | $363.00K |
| A T M Fees Surcharge | $242.00K | $225.00K | $229.00K |
| A T M Fees Deposit Account | $83.00K | $127.00K | $167.00K |
| Financial Service, Other | - | - | $1.77M |
Fiscal year ends in Dec 24 | Currency in USD