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SoFi (SOFI) Stock Forecast, Price Target & Predictions

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SOFI Stock Forecast

SoFi (SOFI) stock forecast, based on 29 Wall Street analysts, predicts a 12-month average price target of $21.77, with a high of $29.00 and a low of $15.00. This represents a 23.62% increase from the last price of $17.61.

$15 $18 $21 $24 $27 $30 High: $29 Avg: $21.77 Low: $15 Last Closed Price: $17.61

SOFI Stock Rating

SoFi stock's rating consensus is Hold, based on 29 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 12 Buy (41.38%), 13 Hold (44.83%), 4 Sell (13.79%), and 0 Strong Sell (0.00%).

Hold
Total 29 4 13 12 0 Strong Sell Sell Hold Buy Strong Buy

SOFI Price Target Upside V Benchmarks

TypeNameUpside
StockSoFi23.62%
SectorFinancial Services Stocks 8.64%
IndustryCredit Services Stocks11.36%
IdeaDigital Banking Stocks List25.65%

Price Target Trends

1M3M12M
# Anlaysts71130
Avg Price Target$20.36$20.95$21.80
Last Closing Price$17.61$17.61$17.61
Upside/Downside15.62%18.97%23.79%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Oct, 2645122225
Sep, 2635122224
Aug, 2625122223
Jul, 2635122224
Jun, 2635122224
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 29, 2026UBS$22.00$17.5225.57%24.93%
Oct 28, 2026Lance JessurunScotiabank$26.00$16.4058.54%47.64%
Oct 28, 2026Mark PalmerCoker Palmer$27.00$16.4064.63%53.32%
Oct 28, 2026Wells Fargo$16.50$16.400.61%-6.30%
Oct 26, 2026Monness$20.00$14.6236.80%13.57%
Oct 23, 2026Truist Financial$16.00$14.778.33%-9.14%
Oct 13, 2026Goldman Sachs$15.00$15.23-1.51%-14.82%
Sep 08, 2026Loop Capital Markets$22.00$18.0122.15%24.93%
Sep 02, 2026Scotiabank$25.00$17.0546.63%41.96%
Aug 17, 2026Patrick MoleyPiper Sandler$22.00$18.2920.28%24.93%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Oct 29, 2026UBSNeutralNeutralhold
Oct 28, 2026ScotiabankOutperformOutperformhold
Oct 28, 2026Cowen & Co.HoldHoldhold
Oct 28, 2026ScotiabankSector OutperformSector Outperformhold
Oct 28, 2026NeedhamBuyBuyhold
Oct 28, 2026CitigroupBuyBuyhold
Oct 28, 2026Wells FargoNegativeNegativehold
Oct 28, 2026Bank of America SecuritiesUnderperformUnderperformhold
Oct 26, 2026MonnessBuyinitialise
Oct 12, 2026Keefe, Bruyette & WoodsUnderperformUnderperformhold

Financial Forecast

EPS Forecast

Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$-1.00$-0.40$-0.36$0.46$0.42--
Avg Forecast$-1.06$-0.43$-0.39$0.12$0.26$0.52$0.81
High Forecast$-1.02$-0.40$-0.38$0.14$0.33$0.60$1.17
Low Forecast$-1.14$-0.46$-0.41$0.11$0.24$0.45$0.61
Surprise %-5.66%-6.98%-7.69%283.33%61.54%--

Revenue Forecast

$500M $1B $2B $3B $4B $5B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$1.09B$1.76B$2.90B$3.70B$4.77B--
Avg Forecast$1.01B$1.52B$2.06B$2.54B$3.17B$3.82B$4.18B
High Forecast$1.06B$1.62B$2.09B$2.55B$3.19B$4.20B$4.21B
Low Forecast$978.92M$1.45B$2.04B$2.53B$3.16B$3.53B$4.15B
Surprise %7.73%15.69%40.66%45.57%50.68%--

Net Income Forecast

$-2B $-900M $-300M $300M $900M $2B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$-483.94M$-320.41M$-300.74M$498.67M$481.32M--
Avg Forecast$-1.00B$-403.78M$-433.41M$138.26M$294.87M$603.52M$922.69M
High Forecast$-965.27M$-379.94M$-416.95M$154.86M$364.30M$657.36M$1.29B
Low Forecast$-1.08B$-435.25M$-449.86M$121.67M$260.21M$493.03M$667.09M
Surprise %-51.85%-20.65%-30.61%260.66%63.23%--

SOFI Forecast FAQ

Is SoFi stock a buy?

SoFi stock has a consensus rating of Hold, based on 29 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 12 Buy, 13 Hold, 4 Sell, and 0 Strong Sell, reflecting a consensus that SoFi is a neutral investment for most analysts.

What is SoFi's price target?

SoFi's price target, set by 29 Wall Street analysts, averages $21.77 over the next 12 months. The price target range spans from $15 at the low end to $29 at the high end, suggesting a potential 23.62% change from the previous closing price of $17.61.

How does SoFi stock forecast compare to its benchmarks?

SoFi's stock forecast shows a 23.62% upside, outperforming the average forecast for the financial services stocks sector (8.64%) and outperforming the credit services stocks industry (11.36%), trailing the Digital Banking Stocks List (25.65%) investment idea.

What is the breakdown of analyst ratings for SoFi over the past three months?

  • October 2026: 16.00% Strong Buy, 20.00% Buy, 48.00% Hold, 8.00% Sell, 8.00% Strong Sell.
  • September 2026: 12.50% Strong Buy, 20.83% Buy, 50.00% Hold, 8.33% Sell, 8.33% Strong Sell.
  • August 2026: 8.70% Strong Buy, 21.74% Buy, 52.17% Hold, 8.70% Sell, 8.70% Strong Sell.

What is SoFi’s EPS forecast?

SoFi's average annual EPS forecast for its fiscal year ending in December 2026 is $0.52, marking a 23.81% increase from the reported $0.42 in 2025. Estimates for the following years are.

What is SoFi’s revenue forecast?

SoFi's average annual revenue forecast for its fiscal year ending in December 2026 is $3.82B, reflecting a -19.91% decrease from the reported $4.77B in 2025. The forecast for.

What is SoFi’s net income forecast?

SoFi's net income forecast for the fiscal year ending in December 2026 stands at $603.52M, representing an 25.39% increase from the reported $481.32M in 2025. Projections indicate .