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SoFi (SOFI) Stock Forecast, Price Target & Predictions

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SOFI Stock Forecast

SoFi (SOFI) stock forecast, based on 24 Wall Street analysts, predicts a 12-month average price target of $28.56, with a high of $38.00 and a low of $18.00. This represents a 62.00% increase from the last price of $17.63.

$5 $12 $19 $26 $33 $40 High: $38 Avg: $28.56 Low: $18 Last Closed Price: $17.63

SOFI Stock Rating

SoFi stock's rating consensus is Hold, based on 24 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 8 Buy (33.33%), 12 Hold (50.00%), 4 Sell (16.67%), and 0 Strong Sell (0.00%).

Hold
Total 24 0 4 12 8 Strong Sell Sell Hold Buy Strong Buy

SOFI Price Target Upside V Benchmarks

TypeNameUpside
StockSoFi62.00%
SectorFinancial Services Stocks 13.92%
IndustryCredit Services Stocks29.22%
IdeaDigital Banking Stocks List40.16%

Price Target Trends

1M3M12M
# Anlaysts-417
Avg Price Target-$27.38$28.24
Last Closing Price$17.63$17.63$17.63
Upside/Downside-55.30%60.18%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Mar, 2635102222
Feb, 2615112322
Jan, 2615112221
Dec, 2515112322
Nov, 2515112322
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Feb 02, 2026Kyle PetersonNeedham$33.00$22.4746.86%87.18%
Feb 02, 2026UBS$24.50$22.817.41%38.97%
Jan 06, 2026Terry MaBarclays$28.00$29.28-4.37%58.82%
Jan 06, 2026Michael NgGoldman Sachs$24.00$29.28-18.03%36.13%
Nov 25, 2025Truist Financial$28.00$27.442.04%58.82%
Oct 30, 2025UBS$27.50$29.99-8.30%55.98%
Oct 30, 2025Dan DolevMizuho Securities$38.00$30.9022.98%115.54%
Oct 29, 2025Needham$36.00$30.7916.92%104.20%
Oct 29, 2025Michael NgGoldman Sachs$27.00$31.66-14.72%53.15%
Oct 29, 2025Barclays$23.00$31.66-27.35%30.46%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Feb 09, 2026CitigroupBuyOutperformupgrade
Feb 02, 2026NeedhamBuyBuyhold
Jan 06, 2026Goldman SachsNeutralNeutralhold
Oct 30, 2025UBSNeutralNeutralhold
Oct 29, 2025NeedhamBuyBuyhold
Oct 29, 2025Goldman SachsNeutralNeutralhold
Oct 29, 2025CitigroupBuyBuyhold
Oct 29, 2025BarclaysOutperformOutperformhold
Oct 28, 2025JefferiesBuyBuyhold
Sep 29, 2025Morgan StanleyUnderweightUnderweighthold

Financial Forecast

EPS Forecast

Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$-1.00$-0.40$-0.36$0.46$0.42--
Avg Forecast$-1.06$-0.43$-0.39$0.12$0.26$0.52$0.81
High Forecast$-1.02$-0.40$-0.38$0.14$0.33$0.60$1.17
Low Forecast$-1.14$-0.46$-0.41$0.11$0.24$0.45$0.61
Surprise %-5.66%-6.98%-7.69%283.33%61.54%--

Revenue Forecast

$500M $1B $2B $3B $4B $5B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$1.09B$1.76B$2.90B$3.70B$4.77B--
Avg Forecast$1.01B$1.52B$2.06B$2.54B$3.17B$3.82B$4.18B
High Forecast$1.06B$1.62B$2.09B$2.55B$3.19B$4.20B$4.21B
Low Forecast$978.92M$1.45B$2.04B$2.53B$3.16B$3.53B$4.15B
Surprise %7.73%15.69%40.66%45.57%50.68%--

Net Income Forecast

$-2B $-900M $-300M $300M $900M $2B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$-483.94M$-320.41M$-300.74M$498.67M$481.32M--
Avg Forecast$-1.00B$-403.78M$-433.41M$138.26M$294.87M$603.52M$922.69M
High Forecast$-965.27M$-379.94M$-416.95M$154.86M$364.30M$657.36M$1.29B
Low Forecast$-1.08B$-435.25M$-449.86M$121.67M$260.21M$493.03M$667.09M
Surprise %-51.85%-20.65%-30.61%260.66%63.23%--

SOFI Forecast FAQ

Is SoFi stock a buy?

SoFi stock has a consensus rating of Hold, based on 24 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 8 Buy, 12 Hold, 4 Sell, and 0 Strong Sell, reflecting a consensus that SoFi is a neutral investment for most analysts.

What is SoFi's price target?

SoFi's price target, set by 24 Wall Street analysts, averages $28.56 over the next 12 months. The price target range spans from $18 at the low end to $38 at the high end, suggesting a potential 62.00% change from the previous closing price of $17.63.

How does SoFi stock forecast compare to its benchmarks?

SoFi's stock forecast shows a 62.00% upside, outperforming the average forecast for the financial services stocks sector (13.92%) and outperforming the credit services stocks industry (29.22%), leading the digital banking stocks list (40.16%) investment idea.

What is the breakdown of analyst ratings for SoFi over the past three months?

  • March 2026: 13.64% Strong Buy, 22.73% Buy, 45.45% Hold, 9.09% Sell, 9.09% Strong Sell.
  • February 2026: 4.55% Strong Buy, 22.73% Buy, 50.00% Hold, 9.09% Sell, 13.64% Strong Sell.
  • January 2026: 4.76% Strong Buy, 23.81% Buy, 52.38% Hold, 9.52% Sell, 9.52% Strong Sell.

What is SoFi’s EPS forecast?

SoFi's average annual EPS forecast for its fiscal year ending in December 2026 is $0.52, marking a 23.81% increase from the reported $0.42 in 2025. Estimates for the following years are.

What is SoFi’s revenue forecast?

SoFi's average annual revenue forecast for its fiscal year ending in December 2026 is $3.82B, reflecting a -19.91% decrease from the reported $4.77B in 2025. The forecast for.

What is SoFi’s net income forecast?

SoFi's net income forecast for the fiscal year ending in December 2026 stands at $603.52M, representing an 25.39% increase from the reported $481.32M in 2025. Projections indicate .