Upstart Stock (NASDAQ:UPST)


ForecastRevenueOwnershipFinancialsChartTranscripts

Previous Close

$38.94

52W Range

$19.84 - $49.62

50D Avg

$35.93

200D Avg

$29.86

Market Cap

$3.70B

Avg Vol (3M)

$7.73M

Beta

2.02

Div Yield

-

UPST Company Profile


Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Show More

Industry

Financial - Credit Services

Sector

Financial Services

Exchange

NASDAQ

ADR

-

Country

US

Employees

1,388

IPO Date

Dec 16, 2020

Website

UPST Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceDec 23Dec 22Dec 21
Other Fees$743.00K--
Collection Agency Fees$15.87M--
Borrower Fees$29.14M--
Servicing Fees, Net$146.31M$175.03M$75.11M
Servicing Fees$107.01M--
Platform And Referral Fees, Net-$732.24M$726.16M

Fiscal year ends in Dec 23 | Currency in USD

UPST Financial Summary


Dec 23Dec 22Dec 21
Revenue$513.56M$853.29M$851.86M
Operating Income$-256.52M$-103.02M$145.39M
Net Income$-240.13M$-108.67M$135.44M
EBITDA$-231.62M$-89.51M$152.93M
Basic EPS$-2.87$-1.31$1.73
Diluted EPS$-2.87$-1.31$1.43

Fiscal year ends in Dec 23 | Currency in USD

Latest Earnings Call Transcripts


Q2 24Aug 06, 24 | 9:00 PM
Q1 24May 07, 24 | 12:00 AM
Q4 23Feb 13, 24 | 8:45 PM

Peer Comparison


TickerCompany
AXPAmerican Express Company
SOFISoFi Technologies, Inc.
VVisa Inc.
MAMastercard Incorporated
ALLYAlly Financial Inc.
COFCapital One Financial Corporation
PYPLPayPal Holdings, Inc.