Upstart Stock (NASDAQ:UPST)


ForecastRevenueOwnershipFinancialsChartTranscripts

Previous Close

$32.65

52W Range

$23.96 - $87.30

50D Avg

$31.25

200D Avg

$39.50

Market Cap

$3.16B

Avg Vol (3M)

$4.67M

Beta

2.28

Div Yield

-

UPST Company Profile


Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Show More

Industry

Financial - Credit Services

Sector

Financial Services

Exchange

NASDAQ

ADR

-

Country

US

Employees

1,403

IPO Date

Dec 16, 2020

Website

UPST Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceDec 25Dec 24Dec 23
Servicing Fees$100.16M$89.32M$107.01M
Other Fees$2.76M$677.00K$743.00K
Collection Agency Fees$14.43M$16.41M$15.87M
Borrower Fees$29.38M$26.44M$29.14M
Servicing Fees, Net$157.03M$133.06M$146.31M

Fiscal year ends in Dec 25 | Currency in USD

UPST Financial Summary


Dec 25Dec 24Dec 23
Revenue$1.04B$676.96M$547.72M
Operating Income$42.63M$-128.40M$-240.03M
Net Income$53.60M$-128.58M$-240.13M
EBITDA$42.63M$-107.85M$-215.12M
Basic EPS$0.56$-1.44$-2.87
Diluted EPS$0.45$-1.44$-2.87

Fiscal year ends in Dec 25 | Currency in USD

Latest Earnings Call Transcripts


Q1 26May 05, 26 | 12:00 AM
Q4 25Feb 10, 26 | 12:00 AM
Q3 25Nov 05, 25 | 4:30 PM

Peer Comparison


TickerCompany
NNINelnet, Inc.
MCMoelis & Company
BGCBGC Group, Inc
AXAxos Financial, Inc.
SNEXStoneX Group Inc.
RDNRadian Group Inc.
LAZLazard Inc
LMNDLemonade, Inc.
CACCCredit Acceptance Corporation