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Upstart (UPST) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

UPST Stock Forecast

Upstart (UPST) stock forecast, based on 22 Wall Street analysts, predicts a 12-month average price target of $36.11, with a high of $51.00 and a low of $28.00. This represents a 63.10% increase from the last price of $22.14.

$20 $27 $34 $41 $48 $55 High: $51 Avg: $36.11 Low: $28 Last Closed Price: $22.14

UPST Stock Rating

Upstart stock's rating consensus is Buy, based on 22 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 10 Buy (45.45%), 10 Hold (45.45%), 2 Sell (9.09%), and 0 Strong Sell (0.00%).

Buy
Total 22 0 2 10 10 Strong Sell Sell Hold Buy Strong Buy

UPST Price Target Upside V Benchmarks

TypeNameUpside
StockUpstart63.10%
SectorFinancial Services Stocks 8.55%
IndustryCredit Services Stocks10.45%
IdeaArtificial Intelligence Stocks List45.68%
IdeaPeer to Peer Lending Stocks List-0.75%

Price Target Trends

1M3M12M
# Anlaysts4619
Avg Price Target$33.25$34.83$39.21
Last Closing Price$22.14$22.14$22.14
Upside/Downside50.18%57.32%77.10%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Nov, 26267-116
Oct, 26167-115
Sep, 26266-115
Aug, 26266-115
Jul, 26266-115
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Nov 04, 2026Dan DolevMizuho Securities$35.00$21.3763.78%58.08%
Nov 04, 2026Wells Fargo$28.00$21.3731.02%26.47%
Nov 04, 2026Hal GoetschB.Riley Financial$42.00$21.3796.54%89.70%
Oct 13, 2026Goldman Sachs$28.00$23.7517.89%26.47%
Oct 06, 2026Kyle PetersonNeedham$42.00$24.3572.48%89.70%
Sep 08, 2026Reginald SmithLoop Capital Markets$34.00$26.9826.02%53.57%
Aug 05, 2026Piper Sandler$51.00$30.3268.21%130.35%
Jul 09, 2026Will NanceGoldman Sachs$39.00$31.8122.60%76.15%
Jul 07, 2026Needham$40.00$34.3316.52%80.67%
Jun 09, 2026John HechtJefferies$30.00$31.06-3.41%35.50%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Nov 04, 2026Bank of America SecuritiesNeutralNeutralhold
Oct 15, 2026CitigroupMarket UnderperformMarket Underperformhold
Oct 06, 2026NeedhamBuyBuyhold
Sep 08, 2026Loop Capital MarketsBuyHoldinitialise
Aug 05, 2026Piper SandlerOverweightOverweighthold
Jul 22, 2026CitigroupBuyBuyhold
Jul 09, 2026Goldman SachsNeutralNeutralhold
Jul 07, 2026NeedhamBuyBuyhold
Jun 11, 2026CitigroupMarket UnderperformMarket Underperformhold
Jun 09, 2026JefferiesHoldHoldhold

Financial Forecast

EPS Forecast

$-350 $-210 $-70 $70 $210 $350 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$1.73$-1.31$-2.87$-1.44$0.56--
Avg Forecast$1.95$-0.03$-0.61$-0.47$0.56$1.28$2.36
High Forecast$2.31$-0.03$-0.55$-0.44$0.96$340.56$2.83
Low Forecast$1.78$-0.03$-0.65$-0.48$0.21$-310.02$1.88
Surprise %-11.28%4266.67%370.49%206.38%---

Revenue Forecast

$500M $700M $900M $1B $1B $2B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$849.89M$853.29M$547.72M$676.96M$1.04B--
Avg Forecast$806.75M$830.46M$508.86M$599.11M$821.64M$983.42M$1.45B
High Forecast$920.85M$929.51M$517.71M$601.76M$906.30M$983.42M$1.45B
Low Forecast$751.19M$735.18M$506.64M$598.27M$713.72M$983.42M$1.45B
Surprise %5.35%2.75%7.64%12.99%27.05%--

Net Income Forecast

$-30B $-18B $-6B $6B $18B $30B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$135.44M$-108.67M$-240.13M$-128.58M$53.60M--
Avg Forecast$152.70M$166.68M$-240.13M$-38.49M$48.95M$666.37K$197.29M
High Forecast$183.24M$201.00M$-190.76M$-36.92M$80.30M$28.53B$236.81M
Low Forecast$122.16M$132.36M$-289.51M$-40.05M$17.61M$-25.97B$157.50M
Surprise %-11.30%-165.20%-234.07%9.49%--

UPST Forecast FAQ

Is Upstart stock a buy?

Upstart stock has a consensus rating of Buy, based on 22 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 10 Buy, 10 Hold, 2 Sell, and 0 Strong Sell, reflecting a consensus that Upstart is a favorable investment for most analysts.

What is Upstart's price target?

Upstart's price target, set by 22 Wall Street analysts, averages $36.11 over the next 12 months. The price target range spans from $28 at the low end to $51 at the high end, suggesting a potential 63.10% change from the previous closing price of $22.14.

How does Upstart stock forecast compare to its benchmarks?

Upstart's stock forecast shows a 63.10% upside, outperforming the average forecast for the financial services stocks sector (8.55%) and outperforming the credit services stocks industry (10.45%), leading the artificial intelligence stocks list (45.68%) and peer to peer lending stocks list (-0.75%) investment ideas.

What is the breakdown of analyst ratings for Upstart over the past three months?

  • November 2026: 12.50% Strong Buy, 37.50% Buy, 43.75% Hold, 0% Sell, 6.25% Strong Sell.
  • October 2026: 6.67% Strong Buy, 40.00% Buy, 46.67% Hold, 0% Sell, 6.67% Strong Sell.
  • September 2026: 13.33% Strong Buy, 40.00% Buy, 40.00% Hold, 0% Sell, 6.67% Strong Sell.

What is Upstart’s EPS forecast?

Upstart's average annual EPS forecast for its fiscal year ending in December 2026 is $1.28, marking a 128.57% increase from the reported $0.56 in 2025. Estimates for the following years are.

What is Upstart’s revenue forecast?

Upstart's average annual revenue forecast for its fiscal year ending in December 2026 is $983.42M, reflecting a -5.79% decrease from the reported $1.04B in 2025. The forecast for.

What is Upstart’s net income forecast?

Upstart's net income forecast for the fiscal year ending in December 2026 stands at $666.37K, representing a -98.76% decrease from the reported $53.6M in 2025. Projections indicate .