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Upstart (UPST) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

UPST Stock Forecast

Upstart (UPST) stock forecast, based on 22 Wall Street analysts, predicts a 12-month average price target of $38.29, with a high of $46.00 and a low of $30.00. This represents a 32.22% increase from the last price of $28.96.

$20 $32 $44 $56 $68 $80 High: $46 Avg: $38.29 Low: $30 Last Closed Price: $28.96

UPST Stock Rating

Upstart stock's rating consensus is Buy, based on 22 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 10 Buy (45.45%), 10 Hold (45.45%), 2 Sell (9.09%), and 0 Strong Sell (0.00%).

Buy
Total 22 0 2 10 10 Strong Sell Sell Hold Buy Strong Buy

UPST Price Target Upside V Benchmarks

TypeNameUpside
StockUpstart32.22%
SectorFinancial Services Stocks 7.39%
IndustryCredit Services Stocks22.64%
IdeaArtificial Intelligence Stocks List14.51%
IdeaPeer to Peer Lending Stocks List48.75%

Price Target Trends

1M3M12M
# Anlaysts5717
Avg Price Target$40.60$38.29$49.94
Last Closing Price$28.96$28.96$28.96
Upside/Downside40.19%32.22%72.44%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
May, 26266-115
Apr, 26266-115
Mar, 26357-116
Feb, 263562-16
Jan, 263462-15
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
May 08, 2026Dan DolevMizuho Securities$45.00$29.0055.17%55.39%
May 07, 2026Morgan Stanley$35.00$29.7517.65%20.86%
May 06, 2026Kyle PetersonNeedham$37.00$28.1331.53%27.76%
May 06, 2026Truist Financial$40.00$28.1342.20%38.12%
May 06, 2026Piper Sandler$46.00$31.1747.58%58.84%
Feb 17, 2026Giuliano BolognaCompass Point$30.00$30.68-2.22%3.59%
Feb 13, 2026Will NanceGoldman Sachs$35.00$30.1915.93%20.86%
Feb 11, 2026Arvind RamnaniTruist Financial$49.00$34.1843.36%69.20%
Jan 06, 2026Arvind RamnaniTruist Financial$59.00$50.7016.37%103.73%
Nov 06, 2025Will NanceGoldman Sachs$40.00$40.19-0.47%38.12%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
May 06, 2026NeedhamBuyBuyhold
Feb 17, 2026Compass PointNeutralupgrade
Feb 13, 2026Goldman SachsSellNeutralupgrade
Feb 13, 2026CitigroupBuyUnderperformdowngrade
Nov 06, 2025Goldman SachsSellSellhold
Nov 05, 2025NeedhamBuyBuyhold
Aug 06, 2025Piper SandlerOverweightOverweighthold
Nov 11, 2024BTIGSellNeutralupgrade
Nov 08, 2024CitigroupBuyBuyupgrade
Nov 08, 2024Piper SandlerUnderperformOverweightupgrade

Financial Forecast

EPS Forecast

$-350 $-210 $-70 $70 $210 $350 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$1.73$-1.31$-2.87$-1.44$0.56--
Avg Forecast$1.95$-0.03$-0.61$-0.47$0.56$1.28$2.36
High Forecast$2.31$-0.03$-0.55$-0.44$0.96$340.56$2.83
Low Forecast$1.78$-0.03$-0.65$-0.48$0.21$-310.02$1.88
Surprise %-11.28%4266.67%370.49%206.38%---

Revenue Forecast

$500M $700M $900M $1B $1B $2B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$849.89M$853.29M$547.72M$676.96M$1.04B--
Avg Forecast$806.75M$830.46M$508.86M$599.11M$821.64M$983.42M$1.45B
High Forecast$920.85M$929.51M$517.71M$601.76M$906.30M$983.42M$1.45B
Low Forecast$751.19M$735.18M$506.64M$598.27M$713.72M$983.42M$1.45B
Surprise %5.35%2.75%7.64%12.99%27.05%--

Net Income Forecast

$-30B $-18B $-6B $6B $18B $30B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$135.44M$-108.67M$-240.13M$-128.58M$53.60M--
Avg Forecast$152.70M$166.68M$-240.13M$-38.49M$48.95M$666.37K$197.29M
High Forecast$183.24M$201.00M$-190.76M$-36.92M$80.30M$28.53B$236.81M
Low Forecast$122.16M$132.36M$-289.51M$-40.05M$17.61M$-25.97B$157.50M
Surprise %-11.30%-165.20%-234.07%9.49%--

UPST Forecast FAQ

Is Upstart stock a buy?

Upstart stock has a consensus rating of Buy, based on 22 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 10 Buy, 10 Hold, 2 Sell, and 0 Strong Sell, reflecting a consensus that Upstart is a favorable investment for most analysts.

What is Upstart's price target?

Upstart's price target, set by 22 Wall Street analysts, averages $38.29 over the next 12 months. The price target range spans from $30 at the low end to $46 at the high end, suggesting a potential 32.22% change from the previous closing price of $28.96.

How does Upstart stock forecast compare to its benchmarks?

Upstart's stock forecast shows a 32.22% upside, outperforming the average forecast for the financial services stocks sector (7.39%) and outperforming the credit services stocks industry (22.64%), leading the artificial intelligence stocks list (14.51%) investment idea while trailing the Peer to Peer Lending Stocks List (48.75%) investment idea.

What is the breakdown of analyst ratings for Upstart over the past three months?

  • May 2026: 13.33% Strong Buy, 40.00% Buy, 40.00% Hold, 0% Sell, 6.67% Strong Sell.
  • April 2026: 13.33% Strong Buy, 40.00% Buy, 40.00% Hold, 0% Sell, 6.67% Strong Sell.
  • March 2026: 18.75% Strong Buy, 31.25% Buy, 43.75% Hold, 0% Sell, 6.25% Strong Sell.

What is Upstart’s EPS forecast?

Upstart's average annual EPS forecast for its fiscal year ending in December 2026 is $1.28, marking a 128.57% increase from the reported $0.56 in 2025. Estimates for the following years are.

What is Upstart’s revenue forecast?

Upstart's average annual revenue forecast for its fiscal year ending in December 2026 is $983.42M, reflecting a -5.79% decrease from the reported $1.04B in 2025. The forecast for.

What is Upstart’s net income forecast?

Upstart's net income forecast for the fiscal year ending in December 2026 stands at $666.37K, representing a -98.76% decrease from the reported $53.6M in 2025. Projections indicate .