Bread Financial Stock (NYSE:BFH)


ForecastRevenueOwnershipFinancialsChartTranscripts

Previous Close

$50.63

52W Range

$26.27 - $59.66

50D Avg

$51.04

200D Avg

$43.65

Market Cap

$2.62B

Avg Vol (3M)

$918.07K

Beta

1.97

Div Yield

$0.84 (1.59%)

BFH Company Profile


Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio.

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Industry

Financial - Credit Services

Sector

Financial Services

Exchange

NYSE

ADR

-

Country

US

Employees

7,000

IPO Date

Jun 15, 2001

Website

BFH Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceDec 20Dec 19Dec 18
Short Term Loyalty Programs$487.70M$635.50M$613.80M
Servicing Fees Net$-174.90M$-180.70M$-97.30M
Coalition Loyalty Program$262.50M$290.10M$352.30M
Other$1.90M$95.30M$90.80M
Digital Media Services--$772.00M
Agency Services--$329.70M
Technology Service--$1.02B

Fiscal year ends in Dec 23 | Currency in USD

BFH Financial Summary


Dec 23Dec 22Dec 21
Revenue$4.29B$3.87B$3.27B
Operating Income$737.00M$802.00M$1.04B
Net Income$718.00M$223.00M$801.00M
EBITDA$1.94B$915.00M$1.17B
Basic EPS$14.79$4.47$16.09
Diluted EPS$14.74$4.46$16.02

Fiscal year ends in Dec 23 | Currency in USD

Latest Earnings Call Transcripts


Q3 24Oct 24, 24 | 3:03 PM
Q2 24Jul 25, 24 | 12:10 PM
Q1 24Apr 25, 24 | 12:00 AM

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