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Bread Financial Ownership | Who Owns Bread Financial?

OverviewForecastRevenueFinancialsChartTranscripts

Bread Financial Ownership Summary

Bread Financial is owned by 93.01% institutional investors, 1.41% insiders, and 5.57% retail investors. Vanguard group is the largest institutional shareholder, holding 11.39% of BFH shares. iShares Core S&P Small-Cap ETF is the top mutual fund, with 6.40% of its assets in Bread Financial shares.

BFH Ownership Benchmark

TypeName% Inst% Insiders% Retail
StockBread Financial93.01%1.41%5.57%
SectorFinancial Services Stocks 493.55%13.79%-407.34%
IndustryCredit Services Stocks60.09%14.54%25.37%
IdeaBuy Now Pay Later Stocks List69.73%11.83%18.43%

Institutional Shareholders

Top Institutional Shareholders by Total Shares

HolderShares% HoldingValue
Vanguard group5.12M11.39%$378.74M
Blackrock4.83M9.74%$215.22M
Blackrock funding, inc. /de3.89M9.09%$421.31M
Dimensional fund advisors lp3.09M7.22%$335.04M
American century companies1.79M4.18%$194.08M
Vanguard capital management1.76M4.11%$190.44M
State street1.68M3.93%$182.21M
Allianz asset management gmbh1.39M3.25%$144.96M
Turtle creek asset management1.31M3.06%$141.98M
Geode capital management1.13M2.65%$122.69M

Top Institutional Shareholders by % of Total Assets

HolderShares% AssetsValue
Brooktree capital management97.53K6.90%$10.57M
Hst ventures334.78K6.74%$14.92M
Turtle creek asset management1.31M5.55%$141.98M
Pmc fig opportunities20.48K3.54%$2.22M
Miller value partners132.80K3.40%$14.39M
Mork capital management20.40K1.41%$2.21M
Kiker wealth management25.02K1.06%$2.71M
Vista investment management23.17K0.75%$2.51M
Basswood capital management158.69K0.68%$17.19M
Hussman strategic advisors27.30K0.68%$2.96M

Top Buyers

HolderShares% AssetsChange
Sixth street partners management company612.51K0.01%612.51K
Empowered funds461.94K0.26%268.81K
Hst ventures334.78K6.74%268.36K
Capula management200.00K0.06%200.00K
American century companies1.79M0.09%159.57K

Top Sellers

HolderShares% AssetsChange
Turtle creek asset management1.31M5.55%-1.12M
Whitebox advisors---1.00M
Macquarie group---744.10K
Blackrock funding, inc. /de3.89M0.01%-336.24K
Sg americas securities14.80K0.00%-335.26K

New Positions

HolderShares% AssetsChangeValue
Sixth street partners management company612.51K0.01%612.51K$66.37M
Capula management200.00K0.06%200.00K$11.15M
Kodai capital management lp122.21K0.31%122.21K$7.46M
Axa investment managers96.78K0.01%96.78K$5.40M
Walleye capital91.39K0.04%91.39K$9.90M

Sold Out

HolderChange
Curio wealth-1.00
Dunhill financial-1.00
Annis gardner whiting capital advisors-1.00
Eagle bay advisors-1.00
Ridgewood investments-2.00

Institutional Ownership Trends

DateHoldingsChange %SharesChange %OwnershipChange %Increased PositionChange %Decreased PositionChange %
Jun 30, 20264267.58%39,809,820-8.13%930.91%2006.95%15615.56%
Mar 31, 20263850.52%45,138,921-3.56%1000.93%1842.79%132-3.65%
Dec 31, 2025215-39.78%22,106,224-54.44%490.46%94-45.98%79-30.09%
Sep 30, 2025190-43.95%24,122,826-47.43%510.54%86-47.88%63-47.06%
Jun 30, 20253443.93%48,260,527-0.86%1031.05%1675.70%12110.00%

Top Mutual Funds Shareholders

HolderShares% HoldingChange
iShares Core S&P Small-Cap ETF2.46M6.40%-2.35K
Avantis US Small Cap Value ETF1.40M3.63%1.77K
Vanguard US Total Market Shares ETF1.54M3.19%1.38K
Vanguard MStar Total Stk Mkt Idx Invest1.22M3.18%4.24K
Vanguard Morn Total Stk Mkt Idx Investor1.22M3.17%-86.78K
Vanguard Total Stock Mkt Idx Inv1.22M3.02%-86.78K
Vanguard Small Cap Index882.37K2.30%1.67K
PIMCO RAE US Small819.88K2.03%7.66K
PIMCO RAE US Small Instl819.88K2.03%7.66K
DFA US Small Cap Value I724.77K1.89%-

Recent Insider Transactions

DateNameRoleActivityValue
Sep 14, 2026McCarthy Dennis James EVP, Chief Revenue OfficerBuy$1.72K
Jul 28, 2026Lakhwara Praniti-Sell$297.35K
May 29, 2026Andretta Ralph J President and CEOSell$1.11M
May 29, 2026Andretta Ralph J President and CEOSell$132.34K
May 29, 2026Andretta Ralph J President and CEOSell$89.57K

Insider Transactions Trends

DateBuySell
2026 Q311
2026 Q214
2026 Q1--
2025 Q4--
2025 Q32-

BFH Ownership FAQ

Who Owns Bread Financial?

Bread Financial shareholders are primarily institutional investors at 93.01%, followed by 1.41% insiders and 5.58% retail investors. The average institutional ownership in Bread Financial's industry, Credit Services Stocks, is 60.09%, which Bread Financial exceeds.

Who owns the most shares of Bread Financial?

Bread Financial’s largest shareholders are Vanguard group (5.12M shares, 11.39%), Blackrock (4.83M shares, 9.74%), and Blackrock funding, inc. /de (3.89M shares, 9.09%). Together, they hold 30.22% of Bread Financial’s total shares outstanding.

Does Blackrock own Bread Financial?

Yes, BlackRock owns 9.74% of Bread Financial, totaling 4.83M shares as of Jun 2024. This represents 0.00% of BlackRock's total assets, with a market value of 215.22M$. In the last quarter, BlackRock decreased its holdings by -9.28K shares, a -0.19% change.

Who is Bread Financial’s biggest shareholder by percentage of total assets invested?

Brooktree capital management is Bread Financial’s biggest shareholder by percentage of total assets invested, with 6.90% of its assets in 97.53K Bread Financial shares, valued at 10.57M$.

Who is the top mutual fund holder of Bread Financial shares?

iShares Core S&P Small-Cap ETF is the top mutual fund holder of Bread Financial shares, with 6.40% of its total shares outstanding invested in 2.46M Bread Financial shares.

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