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Bread Financial (BFH) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

BFH Stock Forecast

Bread Financial (BFH) stock forecast, based on 37 Wall Street analysts, predicts a 12-month average price target of $113.22, with a high of $132.00 and a low of $104.00. This represents a 9.31% increase from the last price of $103.58.

$30 $51 $72 $93 $114 $135 High: $132 Avg: $113.22 Low: $104 Last Closed Price: $103.58

BFH Stock Rating

Bread Financial stock's rating consensus is Hold, based on 37 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 15 Buy (40.54%), 21 Hold (56.76%), 1 Sell (2.70%), and 0 Strong Sell (0.00%).

Hold
Total 37 1 21 15 Strong Sell Sell Hold Buy Strong Buy

BFH Price Target Upside V Benchmarks

TypeNameUpside
StockBread Financial9.31%
SectorFinancial Services Stocks 4.47%
IndustryCredit Services Stocks16.25%
IdeaBuy Now Pay Later Stocks List7.52%

Price Target Trends

1M3M12M
# Anlaysts81231
Avg Price Target$112.25$110.33$89.23
Last Closing Price$103.58$103.58$103.58
Upside/Downside8.37%6.52%-13.85%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Jul, 26177-318
Jun, 26178-218
May, 26168-217
Apr, 261671217
Mar, 261671217
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jul 24, 2026Morgan Stanley$107.00$101.845.07%3.30%
Jul 24, 2026Barclays$109.00$103.585.23%5.23%
Jul 20, 2026Morgan Stanley$102.00$99.822.18%-1.53%
Jul 07, 2026UBS$120.00$105.0114.27%15.85%
Jul 07, 2026Goldman Sachs$108.00$103.524.33%4.27%
Jul 07, 2026Terry MaBarclays$104.00$103.520.46%0.41%
Jul 06, 2026Evercore ISI$116.00$103.7411.82%11.99%
Jun 30, 2026BTIG$132.00$108.7321.40%27.44%
Jun 12, 2026Jon ArfstromRBC Capital$115.00$102.0012.75%11.03%
Jun 10, 2026Wolfe Research$108.00$96.3012.15%4.27%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Jul 24, 2026Cowen & Co.HoldHoldhold
Jul 07, 2026UBSBuyBuyhold
Jul 07, 2026Goldman SachsNeutralNeutralhold
Jul 06, 2026Evercore ISIOutperformOutperformhold
Jun 30, 2026BTIGBuyBuyhold
Jun 12, 2026RBC CapitalSector PerformSector Performhold
Jun 10, 2026Bank of America SecuritiesBuyBuyhold
Jun 10, 2026Wolfe ResearchPositivePositivehold
Jun 10, 2026Keefe, Bruyette & WoodsOutperformOutperformhold
May 21, 2026Loop Capital MarketsBuyinitialise

Financial Forecast

EPS Forecast

$0 $4 $8 $12 $16 $20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$16.12$4.47$14.42$5.58$11.13--
Avg Forecast$15.97$4.37$12.02$6.91$7.01$9.62$6.84
High Forecast$17.43$4.59$12.96$7.18$8.17$13.76$7.29
Low Forecast$14.89$4.13$11.38$6.79$5.47$6.12$6.48
Surprise %0.94%2.29%19.97%-19.25%58.77%--

Revenue Forecast

$3B $4B $4B $5B $5B $6B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$3.27B$4.37B$5.17B$4.80B$4.70B--
Avg Forecast$4.30B$3.80B$4.24B$3.89B$3.97B$4.26B$4.32B
High Forecast$4.61B$3.95B$4.28B$3.90B$4.14B$4.29B$4.53B
Low Forecast$4.08B$3.64B$4.21B$3.74B$3.84B$4.24B$4.14B
Surprise %-23.99%15.04%22.13%23.26%18.51%--

Net Income Forecast

$200M $340M $480M $620M $760M $900M Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$801.00M$223.00M$718.00M$277.00M$518.00M--
Avg Forecast$798.49M$218.40M$608.52M$349.40M$330.27M$479.20M$342.00M
High Forecast$871.67M$229.67M$648.16M$359.17M$408.53M$687.85M$364.42M
Low Forecast$744.54M$206.61M$568.88M$339.64M$273.26M$305.93M$324.16M
Surprise %0.31%2.11%17.99%-20.72%56.84%--

BFH Forecast FAQ

Is Bread Financial stock a buy?

Bread Financial stock has a consensus rating of Hold, based on 37 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 15 Buy, 21 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that Bread Financial is a neutral investment for most analysts.

What is Bread Financial's price target?

Bread Financial's price target, set by 37 Wall Street analysts, averages $113.22 over the next 12 months. The price target range spans from $104 at the low end to $132 at the high end, suggesting a potential 9.31% change from the previous closing price of $103.58.

How does Bread Financial stock forecast compare to its benchmarks?

Bread Financial's stock forecast shows a 9.31% upside, outperforming the average forecast for the financial services stocks sector (4.47%) and underperforming the credit services stocks industry (16.25%), leading the buy now pay later stocks list (7.52%) investment idea.

What is the breakdown of analyst ratings for Bread Financial over the past three months?

  • July 2026: 5.56% Strong Buy, 38.89% Buy, 38.89% Hold, 0% Sell, 16.67% Strong Sell.
  • June 2026: 5.56% Strong Buy, 38.89% Buy, 44.44% Hold, 0% Sell, 11.11% Strong Sell.
  • May 2026: 5.88% Strong Buy, 35.29% Buy, 47.06% Hold, 0% Sell, 11.76% Strong Sell.

What is Bread Financial’s EPS forecast?

Bread Financial's average annual EPS forecast for its fiscal year ending in December 2026 is $9.62, marking a -13.57% decrease from the reported $11.13 in 2025. Estimates for the following years are.

What is Bread Financial’s revenue forecast?

Bread Financial's average annual revenue forecast for its fiscal year ending in December 2026 is $4.26B, reflecting a -9.24% decrease from the reported $4.7B in 2025. The forecast for.

What is Bread Financial’s net income forecast?

Bread Financial's net income forecast for the fiscal year ending in December 2026 stands at $479.2M, representing a -7.49% decrease from the reported $518M in 2025. Projections indicate .