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Bread Financial (BFH) Stock Forecast, Price Target & Predictions

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BFH Stock Forecast

Bread Financial (BFH) stock forecast, based on 37 Wall Street analysts, predicts a 12-month average price target of $116.55, with a high of $132.00 and a low of $104.00. This represents a 8.52% increase from the last price of $107.40.

$30 $51 $72 $93 $114 $135 High: $132 Avg: $116.55 Low: $104 Last Closed Price: $107.4

BFH Stock Rating

Bread Financial stock's rating consensus is Hold, based on 37 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 15 Buy (40.54%), 21 Hold (56.76%), 1 Sell (2.70%), and 0 Strong Sell (0.00%).

Hold
Total 37 1 21 15 Strong Sell Sell Hold Buy Strong Buy

BFH Price Target Upside V Benchmarks

TypeNameUpside
StockBread Financial8.52%
SectorFinancial Services Stocks 6.89%
IndustryCredit Services Stocks17.11%
IdeaBuy Now Pay Later Stocks List22.00%

Price Target Trends

1M3M12M
# Anlaysts21335
Avg Price Target$122.50$115.69$93.06
Last Closing Price$107.40$107.40$107.40
Upside/Downside14.06%7.72%-13.35%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Sep, 26187-117
Aug, 26178-117
Jul, 26177-318
Jun, 26178-218
May, 26168-217
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Sep 11, 2026Wells Fargo$115.00$106.867.62%7.08%
Aug 25, 2026Darrin PellerWolfe Research$130.00$105.1923.59%21.04%
Aug 03, 2026Nicholas HolowkoUBS$127.00$108.0717.52%18.25%
Jul 27, 2026Bill RyanSeaport Global$119.00$107.4210.78%10.80%
Jul 24, 2026Morgan Stanley$107.00$101.845.07%-0.37%
Jul 24, 2026Barclays$109.00$103.585.23%1.49%
Jul 20, 2026Morgan Stanley$102.00$99.822.18%-5.03%
Jul 07, 2026UBS$120.00$105.0114.27%11.73%
Jul 07, 2026Goldman Sachs$108.00$103.524.33%0.56%
Jul 07, 2026Terry MaBarclays$104.00$103.520.46%-3.17%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Sep 11, 2026Wells FargoOutperforminitialise
Aug 25, 2026Wolfe ResearchPositiveOutperformupgrade
Aug 03, 2026UBSBuyBuyhold
Jul 27, 2026Seaport GlobalBuyBuyhold
Jul 24, 2026Cowen & Co.HoldHoldhold
Jul 07, 2026UBSBuyBuyhold
Jul 07, 2026Goldman SachsNeutralNeutralhold
Jul 06, 2026Evercore ISIOutperformOutperformhold
Jun 30, 2026BTIGBuyBuyhold
Jun 12, 2026RBC CapitalSector PerformSector Performhold

Financial Forecast

EPS Forecast

$0 $4 $8 $12 $16 $20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$16.12$4.47$14.42$5.58$11.13--
Avg Forecast$15.97$4.37$12.02$6.91$7.01$9.62$6.84
High Forecast$17.43$4.59$12.96$7.18$8.17$13.76$7.29
Low Forecast$14.89$4.13$11.38$6.79$5.47$6.12$6.48
Surprise %0.94%2.29%19.97%-19.25%58.77%--

Revenue Forecast

$3B $4B $4B $5B $5B $6B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$3.27B$4.37B$5.17B$4.80B$4.70B--
Avg Forecast$4.30B$3.80B$4.24B$3.89B$3.97B$4.26B$4.32B
High Forecast$4.61B$3.95B$4.28B$3.90B$4.14B$4.29B$4.53B
Low Forecast$4.08B$3.64B$4.21B$3.74B$3.84B$4.24B$4.14B
Surprise %-23.99%15.04%22.13%23.26%18.51%--

Net Income Forecast

$200M $340M $480M $620M $760M $900M Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$801.00M$223.00M$718.00M$277.00M$518.00M--
Avg Forecast$798.49M$218.40M$608.52M$349.40M$330.27M$479.20M$342.00M
High Forecast$871.67M$229.67M$648.16M$359.17M$408.53M$687.85M$364.42M
Low Forecast$744.54M$206.61M$568.88M$339.64M$273.26M$305.93M$324.16M
Surprise %0.31%2.11%17.99%-20.72%56.84%--

BFH Forecast FAQ

Is Bread Financial stock a buy?

Bread Financial stock has a consensus rating of Hold, based on 37 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 15 Buy, 21 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that Bread Financial is a neutral investment for most analysts.

What is Bread Financial's price target?

Bread Financial's price target, set by 37 Wall Street analysts, averages $116.55 over the next 12 months. The price target range spans from $104 at the low end to $132 at the high end, suggesting a potential 8.52% change from the previous closing price of $107.4.

How does Bread Financial stock forecast compare to its benchmarks?

Bread Financial's stock forecast shows a 8.52% upside, outperforming the average forecast for the financial services stocks sector (6.89%) and underperforming the credit services stocks industry (17.11%), trailing the Buy Now Pay Later Stocks List (22.00%) investment idea.

What is the breakdown of analyst ratings for Bread Financial over the past three months?

  • September 2026: 5.88% Strong Buy, 47.06% Buy, 41.18% Hold, 0% Sell, 5.88% Strong Sell.
  • August 2026: 5.88% Strong Buy, 41.18% Buy, 47.06% Hold, 0% Sell, 5.88% Strong Sell.
  • July 2026: 5.56% Strong Buy, 38.89% Buy, 38.89% Hold, 0% Sell, 16.67% Strong Sell.

What is Bread Financial’s EPS forecast?

Bread Financial's average annual EPS forecast for its fiscal year ending in December 2026 is $9.62, marking a -13.57% decrease from the reported $11.13 in 2025. Estimates for the following years are.

What is Bread Financial’s revenue forecast?

Bread Financial's average annual revenue forecast for its fiscal year ending in December 2026 is $4.26B, reflecting a -9.24% decrease from the reported $4.7B in 2025. The forecast for.

What is Bread Financial’s net income forecast?

Bread Financial's net income forecast for the fiscal year ending in December 2026 stands at $479.2M, representing a -7.49% decrease from the reported $518M in 2025. Projections indicate .